RAKBANK
RAKBANK World Credit Card
- Salary
- AED 20,000
- Fee
- AED 0
- Reward
- Up to 10%
Card comparison
RAKBANK World Credit Card vs World Elite Credit Card vs Switch Cashback Credit Card vs Traveller Credit Card
Compare RAKBANK World Credit Card from RAKBANK, World Elite Credit Card from Aafaq Islamic Finance, Switch Cashback Credit Card from Emirates Islamic,…
RAKBANK
RAKBANK World Credit Card
Aafaq Islamic Finance
World Elite Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,000
- Reward
- 1%
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Abu Dhabi Commercial Bank
Traveller Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,575
- Reward
- cashback
Side by side
Compare key facts
RAKBANK World Credit CardRAKBANKWorld Elite Credit CardAafaq Islamic FinanceSwitch Cashback Credit CardEmirates IslamicTraveller Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
RAKBANK World Credit Card
10% cashback on travel spend capped at AED 400 per month- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Eligibility
Minimum Salary
RAKBANK World Credit CardAED 20,000↑
World Elite Credit CardAED 20,000↑
Switch Cashback Credit CardAED 10,000↓
Traveller Credit CardAED 20,000↑
Salary Transfer Required
RAKBANK World Credit CardNot listed
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardNo
Required Documents
RAKBANK World Credit Card
Proof of salary - Latest salary certificate or bank statement - Minimum monthly salary AED 20,000- Identity proof - Valid Emirates ID or passport - A valid passport
World Elite Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate or Bank Statements - Proof of income - Latest salary certificate or bank statements
- Passport - Proof of residence - Valid passport
Switch Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Traveller Credit Card
- Valid Emirates ID - Proof of identity
- Latest 3 months salary certificate - Proof of income
- Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee
RAKBANK World Credit CardAED 0↓
World Elite Credit CardAED 1,000•
Switch Cashback Credit CardAED 313.95•
Traveller Credit CardAED 1,575↑
Joining Fee
RAKBANK World Credit CardAED 5,000
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
First Year Annual Fee
RAKBANK World Credit CardAED 0•
World Elite Credit CardAED 0•
Switch Cashback Credit CardAED 0•
Traveller Credit CardNot listed
Foreign Transaction Fee
RAKBANK World Credit Card2.57%•
World Elite Credit Card2.5%•
Switch Cashback Credit Card2.34%↓
Traveller Credit Card2.99%↑
APR
RAKBANK World Credit Card43.8% APR↓
World Elite Credit Card47.88% APR↑
Switch Cashback Credit Card44.28% APR•
Traveller Credit Card44.28% APR•
Cash Advance Fee
RAKBANK World Credit CardAED 3.31•
World Elite Credit CardAED 150↑
Switch Cashback Credit CardAED 3.15↓
Traveller Credit CardNot listed
Late Payment Fee
RAKBANK World Credit CardAED 241.5↑
World Elite Credit CardAED 230↓
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
Cashback and rewards
Cashback details
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Rewards
RAKBANK World Credit Card
10% cashback on travel spend capped at AED 400 per month- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Headline cashback
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Welcome Bonus
RAKBANK World Credit Card
- 10% cashback on travel spend capped at AED 400 per month
- 10% cashback on supermarket spend capped at AED 300 per month
- 10% cashback on dining spend capped at AED 300 per month
- 3% cashback on e-wallet retail spends capped at AED 150 per month
- 1% cashback on other retail spends capped at AED 100 per month
- 0.25% cashback on charities, government services, bill payments, schools, education, transit, transport, telecom, real estate and petrol categories capped at AED 50 per month
- Minimum monthly spend of AED 10,000 is required to earn cashback
- Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Travel
Airport Lounge Access
RAKBANK World Credit Cardmentioned
World Elite Credit CardYes
Switch Cashback Credit Cardmentioned
Traveller Credit Cardmentioned
Travel Insurance
RAKBANK World Credit CardTravel insurance benefits are listed on the card page
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit Cardmentioned
Valet Parking
RAKBANK World Credit CardNot listed
World Elite Credit CardYes
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
Card Network
RAKBANK World Credit CardMastercard
World Elite Credit CardMastercard
Switch Cashback Credit CardVisa
Traveller Credit CardMastercard
Lifestyle
Concierge
RAKBANK World Credit CardNot listed
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit Cardmentioned
Card type
Sharia Compliant
RAKBANK World Credit CardYes
World Elite Credit CardYes
Switch Cashback Credit CardYes
Traveller Credit CardNo
Islamic
RAKBANK World Credit CardNot listed
World Elite Credit CardNot listed
Switch Cashback Credit CardYes
Traveller Credit CardNo
Other useful facts
Minimum Credit Limit
RAKBANK World Credit CardNot listed
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardAED 30,000
APR
RAKBANK World Credit Card43.8%↓
World Elite Credit Card47.88%↑
Switch Cashback Credit Card44.28%•
Traveller Credit Card44.28%•
Monthly purchase rate
RAKBANK World Credit CardNot listed
World Elite Credit Card3.99%↑
Switch Cashback Credit CardNot listed
Traveller Credit Card3.69%↓
Movie Benefit
RAKBANK World Credit CardVOX Cinema offers are listed on the card page
World Elite Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Traveller Credit Card50% cashback on movies tickets in AED spends
Monthly card finance rate
RAKBANK World Credit Card3.65%↓
World Elite Credit Card3.99%↑
Switch Cashback Credit CardNot listed
Traveller Credit Card3.69%•
Overlimit Fee
RAKBANK World Credit Card299.25%
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
Processing Fee
RAKBANK World Credit Card1.05%
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
Monthly Interest Rate
RAKBANK World Credit Card2%
World Elite Credit CardNot listed
Switch Cashback Credit CardNot listed
Traveller Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | RAKBANK World Credit CardRAKBANK | World Elite Credit CardAafaq Islamic Finance | Switch Cashback Credit CardEmirates Islamic | Traveller Credit CardAbu Dhabi Commercial Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 20,000↑ | AED 20,000↑ | AED 10,000↓ | AED 20,000↑ |
| Salary Transfer Required | Not listed | Not listed | Not listed | No |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 0↓ | AED 1,000• | AED 313.95• | AED 1,575↑ |
| Joining Fee | AED 5,000 | Not listed | Not listed | Not listed |
| First Year Annual Fee | AED 0• | AED 0• | AED 0• | Not listed |
| Foreign Transaction Fee | 2.57%• | 2.5%• | 2.34%↓ | 2.99%↑ |
| APR | 43.8% APR↓ | 47.88% APR↑ | 44.28% APR• | 44.28% APR• |
| Cash Advance Fee | AED 3.31• | AED 150↑ | AED 3.15↓ | Not listed |
| Late Payment Fee | AED 241.5↑ | AED 230↓ | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | mentioned | Yes | mentioned | mentioned |
| Travel Insurance | Travel insurance benefits are listed on the card page | Not listed | Not listed | mentioned |
| Valet Parking | Not listed | Yes | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Visa | Mastercard |
| Lifestyle | ||||
| Concierge | Not listed | Not listed | Not listed | mentioned |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | No |
| Islamic | Not listed | Not listed | Yes | No |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | Not listed | Not listed | AED 30,000 |
| APR | 43.8%↓ | 47.88%↑ | 44.28%• | 44.28%• |
| Monthly purchase rate | Not listed | 3.99%↑ | Not listed | 3.69%↓ |
| Movie Benefit | VOX Cinema offers are listed on the card page | Not listed | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | 50% cashback on movies tickets in AED spends |
| Monthly card finance rate | 3.65%↓ | 3.99%↑ | Not listed | 3.69%• |
| Overlimit Fee | 299.25% | Not listed | Not listed | Not listed |
| Processing Fee | 1.05% | Not listed | Not listed | Not listed |
| Monthly Interest Rate | 2% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
RAKBANK World Credit CardCashback · Lounge · Dining
|
RAKBANK | AED 0 | AED 20,000 | 43.8% APR | Up to 10% | Cashback Lounge Dining Groceries Travel Low fee | Mastercard | Details | |
|
World Elite Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 1,000 | AED 20,000 | 47.88% APR | 1% | CashbackLoungeDiningTravel IslamicLow fee | Mastercard | Details | |
|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR | Up to 8% | CashbackLoungeDiningGroceries FuelTravel CinemaLow fee | Visa | Details | |
|
Traveller Credit CardCashback · Lounge · Groceries
|
Abu Dhabi Commercial Bank | AED 1,575 | AED 20,000 | 44.28% APR | Not listed | CashbackLoungeGroceriesTravelCinemaIslamicLow fee | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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