RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
- Salary
- AED 25,000
- Fee
- AED 1,200
- Reward
- 1%
Card comparison
RAKBANK Emirates Skywards World Elite Credit Card vs Switch Cashback Credit Card vs Skywards Infinite Credit Card vs Etihad Guest Platinum Credit Card
Compare RAKBANK Emirates Skywards World Elite Credit Card from RAKBANK, Switch Cashback Credit Card from Emirates Islamic, Skywards Infinite Credit Card…
RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Emirates Islamic
Skywards Infinite Credit Card
- Salary
- AED 25,000
- Fee
- AED 2,100
- Reward
- Skywards Miles
Emirates Islamic
Etihad Guest Platinum Credit Card
- Salary
- AED 5,000
- Fee
- AED 208.95
- Reward
- Etihad Guest Miles
Side by side
Compare key facts
RAKBANK Emirates Skywards World Elite Credit CardRAKBANKSwitch Cashback Credit CardEmirates IslamicSkywards Infinite Credit CardEmirates IslamicEtihad Guest Platinum Credit CardEmirates Islamic
Rewards
Reward details
RAKBANK Emirates Skywards World Elite Credit Card
Cashback- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Eligibility
Minimum Salary
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↑
Switch Cashback Credit CardAED 10,000•
Skywards Infinite Credit CardAED 25,000↑
Etihad Guest Platinum Credit CardAED 5,000↓
Required Documents
RAKBANK Emirates Skywards World Elite Credit Card
Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.- Identity proof - Valid Emirates ID or passport - A valid passport
- Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Switch Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Skywards Infinite Credit Card
- Valid Emirates ID - Proof of identity
- Salary Certificate - Proof of income - Minimum salary AED 25,000
- Passport - Proof of nationality - A valid passport
- Bank Statements - Last 3 months - Latest 3 months bank statements
Etihad Guest Platinum Credit Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of Income - Mandatory - Latest salary certificate or proof of income
- Passport - Mandatory - Valid passport
Fees and rates
Annual Fee
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200•
Switch Cashback Credit CardAED 313.95•
Skywards Infinite Credit CardAED 2,100↑
Etihad Guest Platinum Credit CardAED 208.95↓
Joining Fee
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
First Year Annual Fee
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Switch Cashback Credit CardAED 0•
Skywards Infinite Credit CardAED 0•
Etihad Guest Platinum Credit CardAED 0•
Foreign Transaction Fee
RAKBANK Emirates Skywards World Elite Credit Card2.57%↑
Switch Cashback Credit Card2.34%↓
Skywards Infinite Credit Card2.34%↓
Etihad Guest Platinum Credit Card2.34%↓
APR
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR↓
Switch Cashback Credit Card44.28% APR↑
Skywards Infinite Credit Card44.28% APR↑
Etihad Guest Platinum Credit Card44.28% APR↑
Cash Advance Fee
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Switch Cashback Credit CardAED 3.15•
Skywards Infinite Credit CardAED 3.15•
Etihad Guest Platinum Credit CardAED 3.15•
Late Payment Fee
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Cashback and rewards
Cashback details
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit Card
- Cashback
Rewards
RAKBANK Emirates Skywards World Elite Credit Card
Cashback- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Headline cashback
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit Card
- Cashback
Reward Rate
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Welcome Bonus
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Skywards Infinite Credit Card
- Skywards Miles - Up to 2 Miles per USD - Earn up to 2 Skywards Miles per USD spent
- Miles
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Travel
Airport Lounge Access
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Switch Cashback Credit Cardmentioned
Skywards Infinite Credit CardUnlimited access to 1,200+ lounges with a guest
Etihad Guest Platinum Credit Cardmentioned
Card Network
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Switch Cashback Credit CardVisa
Skywards Infinite Credit CardVisa
Etihad Guest Platinum Credit CardVisa
Card type
Sharia Compliant
RAKBANK Emirates Skywards World Elite Credit CardYes
Switch Cashback Credit CardYes
Skywards Infinite Credit CardYes
Etihad Guest Platinum Credit CardYes
Islamic
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Switch Cashback Credit CardYes
Skywards Infinite Credit CardYes
Etihad Guest Platinum Credit CardYes
Other useful facts
APR
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Switch Cashback Credit Card44.28%•
Skywards Infinite Credit Card44.28%•
Etihad Guest Platinum Credit Card44.28%•
Movie Benefit
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Skywards Infinite Credit CardMovie Offers
Etihad Guest Platinum Credit CardMovie Offers
Monthly card finance rate
RAKBANK Emirates Skywards World Elite Credit Card3.65%
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Overlimit Fee
RAKBANK Emirates Skywards World Elite Credit Card299.25%
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Processing Fee
RAKBANK Emirates Skywards World Elite Credit Card1.05%
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Monthly Interest Rate
RAKBANK Emirates Skywards World Elite Credit Card2%
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Minimum Payment
RAKBANK Emirates Skywards World Elite Credit Card100%
Switch Cashback Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Skywards Infinite Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Etihad Guest Platinum Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Fixed Interest Rate
RAKBANK Emirates Skywards World Elite Credit Card3.65%
Switch Cashback Credit CardNot listed
Skywards Infinite Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | RAKBANK Emirates Skywards World Elite Credit CardRAKBANK | Switch Cashback Credit CardEmirates Islamic | Skywards Infinite Credit CardEmirates Islamic | Etihad Guest Platinum Credit CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
|
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|
|
| Eligibility | ||||
| Minimum Salary | AED 25,000↑ | AED 10,000• | AED 25,000↑ | AED 5,000↓ |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | AED 1,200• | AED 313.95• | AED 2,100↑ | AED 208.95↓ |
| Joining Fee | AED 5,000 | Not listed | Not listed | Not listed |
| First Year Annual Fee | Not listed | AED 0• | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.57%↑ | 2.34%↓ | 2.34%↓ | 2.34%↓ |
| APR | 43.8% APR↓ | 44.28% APR↑ | 44.28% APR↑ | 44.28% APR↑ |
| Cash Advance Fee | Not listed | AED 3.15• | AED 3.15• | AED 3.15• |
| Late Payment Fee | AED 241.5 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
|
| Not listed |
|
| Rewards |
|
|
|
|
| Headline cashback |
|
| Not listed |
|
| Reward Rate |
|
|
|
|
| Welcome Bonus |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | Unlimited access to 1,200+ lounges with a guest | mentioned |
| Card Network | Mastercard | Visa | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Islamic | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| APR | Not listed | 44.28%• | 44.28%• | 44.28%• |
| Movie Benefit | Not listed | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Movie Offers | Movie Offers |
| Monthly card finance rate | 3.65% | Not listed | Not listed | Not listed |
| Overlimit Fee | 299.25% | Not listed | Not listed | Not listed |
| Processing Fee | 1.05% | Not listed | Not listed | Not listed |
| Monthly Interest Rate | 2% | Not listed | Not listed | Not listed |
| Minimum Payment | 100% | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Fixed Interest Rate | 3.65% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 1,200 | AED 25,000 | 43.8% APR | 1% | Cashback Miles Lounge Dining Groceries Travel Cinema Low fee | Mastercard | Details | |
|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR | Up to 8% | CashbackLoungeDiningGroceries FuelTravelCinemaLow fee | Visa | Details | |
|
Skywards Infinite Credit CardMiles · Lounge · Groceries
|
Emirates Islamic | AED 2,100 | AED 25,000 | 44.28% APR | Up to 2 Skywards Miles per USD spent | MilesLoungeGroceriesTravelCinema IslamicLow fee | Visa | Details | |
|
Etihad Guest Platinum Credit CardCashback · Miles · Lounge
|
Emirates Islamic | AED 208.95 | AED 5,000 | 44.28% APR | Up to 2 Etihad Guest Miles per USD spent | CashbackMilesLoungeDiningTravelCinemaLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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