Card comparison

RAKBANK Emirates Skywards World Elite Credit Card vs ADIB Visa Cashback Card vs Emirates Skywards Visa Infinite Card vs Emirates Skywards Visa Signature Card

Compare RAKBANK Emirates Skywards World Elite Credit Card from RAKBANK, ADIB Visa Cashback Card from Abu Dhabi Islamic Bank, Emirates Skywards Visa Infinite…

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Compare key facts

RAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic BankEmirates Skywards Visa Infinite Card card imageEmirates Skywards Visa Infinite CardAbu Dhabi Islamic BankEmirates Skywards Visa Signature Card card imageEmirates Skywards Visa Signature CardAbu Dhabi Islamic Bank

Rewards

Reward details

RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Emirates Skywards Visa Infinite Card
  • Cashback
  • Miles
  • Lounge
  • Travel
Emirates Skywards Visa Signature Card
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel

Eligibility

Minimum Salary

RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↑
ADIB Visa Cashback CardAED 5,000↓
Emirates Skywards Visa Infinite CardAED 5,000↓
Emirates Skywards Visa Signature CardAED 5,000↓

Required Documents

RAKBANK Emirates Skywards World Elite Credit Card
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
ADIB Visa Cashback Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Emirates Skywards Visa Infinite Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Emirates Skywards Visa Signature Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Fees and rates

Annual Fee

RAKBANK Emirates Skywards World Elite Credit CardAED 1,200•
ADIB Visa Cashback CardAED 99↓
Emirates Skywards Visa Infinite CardAED 4,500↑
Emirates Skywards Visa Signature CardAED 1,500•

Joining Fee

RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Foreign Transaction Fee

RAKBANK Emirates Skywards World Elite Credit Card2.57%
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

APR

RAKBANK Emirates Skywards World Elite Credit Card43.8% APR↓
ADIB Visa Cashback Card45.63% APR↑
Emirates Skywards Visa Infinite Card45.63% APR↑
Emirates Skywards Visa Signature Card45.63% APR↑

Late Payment Fee

RAKBANK Emirates Skywards World Elite Credit CardAED 241.5
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Cashback and rewards

Cashback details

RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Emirates Skywards Visa Infinite Card
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
Emirates Skywards Visa Signature Card
  • Up to 4%

Rewards

RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Emirates Skywards Visa Infinite Card
  • Cashback
  • Miles
  • Lounge
  • Travel
Emirates Skywards Visa Signature Card
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel

Headline cashback

RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
↓
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
↑
Emirates Skywards Visa Infinite Card
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
↑
Emirates Skywards Visa Signature Card
  • Up to 4%
↑

Welcome Bonus

RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Emirates Skywards Visa Infinite Card
  • Cashback
  • Miles
  • Lounge
  • Travel
↑
Emirates Skywards Visa Signature Card
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel
↓

Travel

Airport Lounge Access

RAKBANK Emirates Skywards World Elite Credit Cardmentioned
ADIB Visa Cashback Cardmentioned
Emirates Skywards Visa Infinite Cardmentioned
Emirates Skywards Visa Signature Cardmentioned

Card Network

RAKBANK Emirates Skywards World Elite Credit CardMastercard
ADIB Visa Cashback CardVisa
Emirates Skywards Visa Infinite CardVisa
Emirates Skywards Visa Signature CardVisa

Card type

Sharia Compliant

RAKBANK Emirates Skywards World Elite Credit CardYes
ADIB Visa Cashback CardYes
Emirates Skywards Visa Infinite CardYes
Emirates Skywards Visa Signature CardYes

Islamic

RAKBANK Emirates Skywards World Elite Credit CardNot listed
ADIB Visa Cashback CardYes
Emirates Skywards Visa Infinite CardYes
Emirates Skywards Visa Signature CardYes

Other useful facts

APR

RAKBANK Emirates Skywards World Elite Credit CardNot listed
ADIB Visa Cashback Card45.63%•
Emirates Skywards Visa Infinite Card45.63%•
Emirates Skywards Visa Signature Card45.63%•

Monthly purchase rate

RAKBANK Emirates Skywards World Elite Credit CardNot listed
ADIB Visa Cashback Card3.75%•
Emirates Skywards Visa Infinite Card3.75%•
Emirates Skywards Visa Signature Card3.75%•

Monthly card finance rate

RAKBANK Emirates Skywards World Elite Credit Card3.65%↑
ADIB Visa Cashback Card0.99%↓
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Overlimit Fee

RAKBANK Emirates Skywards World Elite Credit Card299.25%
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Processing Fee

RAKBANK Emirates Skywards World Elite Credit Card1.05%
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Monthly Interest Rate

RAKBANK Emirates Skywards World Elite Credit Card2%
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed

Minimum Payment

RAKBANK Emirates Skywards World Elite Credit Card100%
ADIB Visa Cashback CardInstalment amount + 5% of present balance, minimum AED 100
Emirates Skywards Visa Infinite CardInstalment amount + 5% of present balance, minimum AED 100
Emirates Skywards Visa Signature CardInstalment amount + 5% of present balance, minimum AED 100

Fixed Interest Rate

RAKBANK Emirates Skywards World Elite Credit Card3.65%
ADIB Visa Cashback CardNot listed
Emirates Skywards Visa Infinite CardNot listed
Emirates Skywards Visa Signature CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field RAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic BankEmirates Skywards Visa Infinite Card card imageEmirates Skywards Visa Infinite CardAbu Dhabi Islamic BankEmirates Skywards Visa Signature Card card imageEmirates Skywards Visa Signature CardAbu Dhabi Islamic Bank
Rewards
Reward details
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Miles
  • Lounge
  • Travel
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel
Eligibility
Minimum Salary AED 25,000↑AED 5,000↓AED 5,000↓AED 5,000↓
Required Documents
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Fees and rates
Annual Fee AED 1,200•AED 99↓AED 4,500↑AED 1,500•
Joining Fee AED 5,000Not listedNot listedNot listed
Foreign Transaction Fee 2.57%Not listedNot listedNot listed
APR 43.8% APR↓45.63% APR↑45.63% APR↑45.63% APR↑
Late Payment Fee AED 241.5Not listedNot listedNot listed
Cashback and rewards
Cashback details
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
  • Up to 4%
Rewards
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Miles
  • Lounge
  • Travel
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel
Headline cashback
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
↓
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
↑
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
↑
  • Up to 4%
↑
Welcome Bonus
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Cashback
  • Miles
  • Lounge
  • Travel
↑
  • 50,000 miles - First spend bonus of 50,000 Skywards miles
  • Cashback
  • Miles
  • Lounge
  • Travel
↓
Travel
Airport Lounge Access mentionedmentionedmentionedmentioned
Card Network MastercardVisaVisaVisa
Card type
Sharia Compliant YesYesYesYes
Islamic Not listedYesYesYes
Other useful facts
APR Not listed45.63%•45.63%•45.63%•
Monthly purchase rate Not listed3.75%•3.75%•3.75%•
Monthly card finance rate 3.65%↑0.99%↓Not listedNot listed
Overlimit Fee 299.25%Not listedNot listedNot listed
Processing Fee 1.05%Not listedNot listedNot listed
Monthly Interest Rate 2%Not listedNot listedNot listed
Minimum Payment 100%Instalment amount + 5% of present balance, minimum AED 100Instalment amount + 5% of present balance, minimum AED 100Instalment amount + 5% of present balance, minimum AED 100
Fixed Interest Rate 3.65%Not listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
RAKBANK Emirates Skywards World Elite Credit Card product image RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge RAKBANK AED 1,200AED 25,00043.8% APR
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Cashback iconMiles iconLounge iconDining iconGroceries iconTravel iconCinema iconLow fee iconMastercard Details
ADIB Visa Cashback Card product image ADIB Visa Cashback CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 99AED 5,00045.63% APR
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Cashback iconMiles iconLounge iconDining iconGroceries iconFuel iconTravel iconIslamic iconVisa Details
Emirates Skywards Visa Infinite Card product image Emirates Skywards Visa Infinite CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 4,500AED 5,00045.63% APR
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
Cashback iconMiles iconLounge iconTravel iconVisa Details
Emirates Skywards Visa Signature Card product image Emirates Skywards Visa Signature CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 1,500AED 5,00045.63% APR
  • Up to 4%
Cashback iconMiles iconLounge iconTravel iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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