RAKBANK
RAKBANK Air Arabia Platinum Credit Card
- Salary
- AED 5,000
- Fee
- AED 997.5
- Reward
- 1%
Card comparison
RAKBANK Air Arabia Platinum Credit Card vs Emirates Skywards World vs Citi Ultima Credit Card vs Adib Business Covered Visa Platinum Card
Compare RAKBANK Air Arabia Platinum Credit Card from RAKBANK, Emirates Skywards World from Abu Dhabi Islamic Bank, Citi Ultima Credit Card from Citibank N.…
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
Abu Dhabi Islamic Bank
Emirates Skywards World
- Salary
- AED 15,000
- Fee
- AED 1,200
- Reward
- 4%
Citibank N. A.
Citi Ultima Credit Card
- Salary
- AED 36,750
- Fee
- AED 3,000
- Reward
- miles
Abu Dhabi Islamic Bank
Adib Business Covered Visa Platinum Card
- Salary
- Ask bank
- Fee
- AED 500
- Reward
- 4%
Side by side
Compare key facts
RAKBANK Air Arabia Platinum Credit CardRAKBANKEmirates Skywards WorldAbu Dhabi Islamic BankCiti Ultima Credit CardCitibank N. A.Adib Business Covered Visa Platinum CardAbu Dhabi Islamic Bank
Rewards
Reward details
RAKBANK Air Arabia Platinum Credit Card
AirRewards bonus - 20,000 - 20,000 AirRewards bonus- Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
Emirates Skywards World
- Skywards Miles - Earn up to 1 Skywards Mile per AED 1 spent
- Cashback
- Miles
- Lounge
- Travel
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
- Cashback
- Miles
- Lounge
- Travel
- Low fee
Adib Business Covered Visa Platinum Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Eligibility
Minimum Salary
RAKBANK Air Arabia Platinum Credit CardAED 5,000↓
Emirates Skywards WorldAED 15,000•
Citi Ultima Credit CardAED 36,750↑
Adib Business Covered Visa Platinum CardNot listed
Required Documents
RAKBANK Air Arabia Platinum Credit Card
Valid Emirates ID or passport - Proof of identity- Salary certificate - Proof of monthly salary AED 5,000
Emirates Skywards World
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or payslips
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Citi Ultima Credit Card
- Valid Emirates ID
- Passport
- UAE visa copy for expatriates
- Salary account IBAN
- Passport number during application
Adib Business Covered Visa Platinum Card
- Trade license - Valid trade license of the business
- Business registration documents - Official registration documents
- Authorized signatory proof - Proof of authorized signatory
- Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.
- Identification - Standard KYC documents
Fees and rates
Annual Fee
RAKBANK Air Arabia Platinum Credit CardAED 997.5•
Emirates Skywards WorldAED 1,200•
Citi Ultima Credit CardAED 3,000↑
Adib Business Covered Visa Platinum CardAED 500↓
Foreign Transaction Fee
RAKBANK Air Arabia Platinum Credit Card2.57%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Interest / profit rate
RAKBANK Air Arabia Platinum Credit Card3.65%↑
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum Card0.99%↓
Late Payment Fee
RAKBANK Air Arabia Platinum Credit CardAED 241.5
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Cashback and rewards
Cashback details
RAKBANK Air Arabia Platinum Credit Card
- Up to 1%
Emirates Skywards World
- Up to 4%
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
Adib Business Covered Visa Platinum Card
- It features cashback rates of 4%, and is linked to various benefits suitable for business clients seeking premium travel and reward features.
- Up to 4%
Rewards
RAKBANK Air Arabia Platinum Credit Card
AirRewards bonus - 20,000 - 20,000 AirRewards bonus- Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
Emirates Skywards World
- Skywards Miles - Earn up to 1 Skywards Mile per AED 1 spent
- Cashback
- Miles
- Lounge
- Travel
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
- Cashback
- Miles
- Lounge
- Travel
- Low fee
Adib Business Covered Visa Platinum Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Headline cashback
RAKBANK Air Arabia Platinum Credit Card
- Up to 1%
Emirates Skywards World
- Up to 4%
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
Adib Business Covered Visa Platinum Card
- It features cashback rates of 4%, and is linked to various benefits suitable for business clients seeking premium travel and reward features.
- Up to 4%
Reward Rate
RAKBANK Air Arabia Platinum Credit Card
- AirRewards bonus - 20,000 - 20,000 AirRewards bonus
- Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
Emirates Skywards World
- Skywards Miles - Earn up to 1 Skywards Mile per AED 1 spent
- Cashback
- Miles
- Lounge
- Travel
Citi Ultima Credit Card
- AED 1,250 cashback subject to minimum spend criteria of AED 25,000 in 60 days.
- Cashback
- Miles
- Lounge
- Travel
- Low fee
Adib Business Covered Visa Platinum Card
- miles - rewardsType: miles
- Cashback
- Miles
- Lounge
- Travel
- Islamic
- Low fee
Travel
Airport Lounge Access
RAKBANK Air Arabia Platinum Credit Cardmentioned
Emirates Skywards Worldmentioned
Citi Ultima Credit CardYes
Adib Business Covered Visa Platinum Cardmentioned
Card Network
RAKBANK Air Arabia Platinum Credit CardMastercard
Emirates Skywards WorldNot listed
Citi Ultima Credit CardMastercard World Elite
Adib Business Covered Visa Platinum CardVisa
Card type
Sharia Compliant
RAKBANK Air Arabia Platinum Credit CardYes
Emirates Skywards WorldYes
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardYes
Other useful facts
Overlimit Fee
RAKBANK Air Arabia Platinum Credit Card299.25%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Processing Fee
RAKBANK Air Arabia Platinum Credit Card1.05%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Monthly Interest Rate
RAKBANK Air Arabia Platinum Credit Card2%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Minimum Payment
RAKBANK Air Arabia Platinum Credit Card100%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardAED 4,000
Fixed Interest Rate
RAKBANK Air Arabia Platinum Credit Card3.65%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Monthly Fee
RAKBANK Air Arabia Platinum Credit CardAED 200
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Closure Fee
RAKBANK Air Arabia Platinum Credit Card500%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
Minimum Balance Fee
RAKBANK Air Arabia Platinum Credit Card200%
Emirates Skywards WorldNot listed
Citi Ultima Credit CardNot listed
Adib Business Covered Visa Platinum CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | RAKBANK Air Arabia Platinum Credit CardRAKBANK | Emirates Skywards WorldAbu Dhabi Islamic Bank | Citi Ultima Credit CardCitibank N. A. | Adib Business Covered Visa Platinum CardAbu Dhabi Islamic Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 5,000↓ | AED 15,000• | AED 36,750↑ | Not listed |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 997.5• | AED 1,200• | AED 3,000↑ | AED 500↓ |
| Foreign Transaction Fee | 2.57% | Not listed | Not listed | Not listed |
| Interest / profit rate | 3.65%↑ | Not listed | Not listed | 0.99%↓ |
| Late Payment Fee | AED 241.5 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Reward Rate |
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| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | Yes | mentioned |
| Card Network | Mastercard | Not listed | Mastercard World Elite | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Not listed | Yes |
| Other useful facts | ||||
| Overlimit Fee | 299.25% | Not listed | Not listed | Not listed |
| Processing Fee | 1.05% | Not listed | Not listed | Not listed |
| Monthly Interest Rate | 2% | Not listed | Not listed | Not listed |
| Minimum Payment | 100% | Not listed | Not listed | AED 4,000 |
| Fixed Interest Rate | 3.65% | Not listed | Not listed | Not listed |
| Monthly Fee | AED 200 | Not listed | Not listed | Not listed |
| Closure Fee | 500% | Not listed | Not listed | Not listed |
| Minimum Balance Fee | 200% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
RAKBANK Air Arabia Platinum Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 997.5 | AED 5,000 | 3.65% | 1% | Cashback Miles Lounge Dining Groceries Travel Cinema Low fee | Mastercard | Details | |
|
Emirates Skywards WorldCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 1,200 | AED 15,000 | Not listed | 4% | CashbackMilesLoungeTravel | Not listed | Details | |
|
Citi Ultima Credit CardCashback · Miles · Lounge
|
Citibank N. A. | AED 3,000 | AED 36,750 | Not listed | Not listed | CashbackMilesLoungeTravelLow fee | Mastercard World Elite | Details | |
|
Adib Business Covered Visa Platinum CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 500 | Not listed | 0.99% | 4% | CashbackMilesLoungeTravel IslamicLow fee | Visa | Details |
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.