Card comparison

Mashreq Cashback Credit Card vs Dubai First Cashback Credit Card vs Dubai First Low-Rate Credit Card vs 365 Cashback Credit Card

Compare Mashreq Cashback Credit Card from Mashreq, Dubai First Cashback Credit Card from Dubai First, Dubai First Low-Rate Credit Card from Dubai First, 365…

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Compare key facts

Mashreq Cashback Credit Card card imageMashreq Cashback Credit CardMashreqDubai First Cashback Credit Card card imageDubai First Cashback Credit CardDubai FirstDubai First Low-Rate Credit Card card imageDubai First Low-Rate Credit CardDubai First365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial Bank

Rewards

Reward details

Mashreq Cashback Credit Card
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
Dubai First Low-Rate Credit Card
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic

Eligibility

Minimum Salary

Mashreq Cashback Credit CardAED 5,000↓
Dubai First Cashback Credit CardAED 5,000↓
Dubai First Low-Rate Credit CardAED 5,000↓
365 Cashback Credit CardAED 8,000↑

Salary Transfer Required

Mashreq Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNo

Required Documents

Mashreq Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
  • Passport copy - Proof of residency - Valid passport copy
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed

Fees and rates

Annual Fee

Mashreq Cashback Credit CardAED 0↓
Dubai First Cashback Credit CardAED 399↑
Dubai First Low-Rate Credit CardAED 0↓
365 Cashback Credit CardFree

First Year Annual Fee

Mashreq Cashback Credit CardAED 0•
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 0•

Foreign Transaction Fee

Mashreq Cashback Credit Card2.89%•
Dubai First Cashback Credit Card2.88%↓
Dubai First Low-Rate Credit Card2.88%↓
365 Cashback Credit Card2.99%↑

APR

Mashreq Cashback Credit Card46.2% APR•
Dubai First Cashback Credit Card47.88% APR↑
Dubai First Low-Rate Credit Card29.88% APR↓
365 Cashback Credit Card44.28% APR•

Cash Advance Fee

Mashreq Cashback Credit CardAED 3.15↑
Dubai First Cashback Credit CardAED 3↓
Dubai First Low-Rate Credit CardAED 3↓
365 Cashback Credit CardNot listed

Late Payment Fee

Mashreq Cashback Credit CardAED 241.5↑
Dubai First Cashback Credit CardAED 230↓
Dubai First Low-Rate Credit CardAED 230↓
365 Cashback Credit CardNot listed

Cashback and rewards

Cashback details

Mashreq Cashback Credit Card
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
↑
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
↑
Dubai First Low-Rate Credit Card
  • 1% cashback on balance transfers
  • Up to 1% on balance transfers
↓
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement

Rewards

Mashreq Cashback Credit Card
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
Dubai First Low-Rate Credit Card
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic

Headline cashback

Mashreq Cashback Credit Card
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
•
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
•
Dubai First Low-Rate Credit Card
  • 1% cashback on balance transfers
  • Up to 1% on balance transfers
↓
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
↑

Welcome Bonus

Mashreq Cashback Credit Card
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
Dubai First Low-Rate Credit Card
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic

Travel

Card Network

Mashreq Cashback Credit CardVisa
Dubai First Cashback Credit CardMastercard
Dubai First Low-Rate Credit CardMastercard
365 Cashback Credit CardVisa

Lifestyle

Lifestyle Benefits

Mashreq Cashback Credit CardVisa Offers MENA powered by Entertainer; DragonFly & Dine dining discounts; Easy Payment Plan
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed

Card type

Sharia Compliant

Mashreq Cashback Credit CardYes
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNo

Islamic

Mashreq Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNo

Other useful facts

Minimum Credit Limit

Mashreq Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardAED 15,000

APR

Mashreq Cashback Credit Card46.2%•
Dubai First Cashback Credit Card47.88%↑
Dubai First Low-Rate Credit Card29.88%↓
365 Cashback Credit Card44.28%•

Monthly purchase rate

Mashreq Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit Card3.69%

Movie Benefit

Mashreq Cashback Credit Card50% off Cinepolis Deluxe-Plus seats, up to 8 tickets per month until 31 December 2026
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas

Monthly card finance rate

Mashreq Cashback Credit Card7.49%↑
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit Card3.69%↓

Coverage Amount

Mashreq Cashback Credit CardAED 2,000,000
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed

Max Age At Expiry

Mashreq Cashback Credit Card70 years
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed

Max Age At Entry

Mashreq Cashback Credit Card64 years
Dubai First Cashback Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
365 Cashback Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
Field Mashreq Cashback Credit Card card imageMashreq Cashback Credit CardMashreqDubai First Cashback Credit Card card imageDubai First Cashback Credit CardDubai FirstDubai First Low-Rate Credit Card card imageDubai First Low-Rate Credit CardDubai First365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Eligibility
Minimum Salary AED 5,000↓AED 5,000↓AED 5,000↓AED 8,000↑
Salary Transfer Required Not listedNot listedNot listedNo
Required Documents
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
  • Passport copy - Proof of residency - Valid passport copy
Not listedNot listedNot listed
Fees and rates
Annual Fee AED 0↓AED 399↑AED 0↓Free
First Year Annual Fee AED 0•Not listedNot listedAED 0•
Foreign Transaction Fee 2.89%•2.88%↓2.88%↓2.99%↑
APR 46.2% APR•47.88% APR↑29.88% APR↓44.28% APR•
Cash Advance Fee AED 3.15↑AED 3↓AED 3↓Not listed
Late Payment Fee AED 241.5↑AED 230↓AED 230↓Not listed
Cashback and rewards
Cashback details
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
↑
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
↑
  • 1% cashback on balance transfers
  • Up to 1% on balance transfers
↓
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Rewards
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Headline cashback
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
•
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
•
  • 1% cashback on balance transfers
  • Up to 1% on balance transfers
↓
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
↑
Welcome Bonus
  • 5% cashback on local and international dining spends
  • 1% cashback on other international spends
  • Up to 1% cashback on local spends
  • 0.15% cashback on government payments, utilities, education, charity, fuel, rental and telecom spends
  • 20% cashback for the first 4 months on selected merchants like Netflix, Talabat and Careem, capped at AED 50 per merchant per month
  • Cashback - Up to 5% cashback
  • Cashback
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • 1% cashback on balance transfers
  • Cashback
  • Cinema
  • Low fee
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Travel
Card Network VisaMastercardMastercardVisa
Lifestyle
Lifestyle Benefits Visa Offers MENA powered by Entertainer; DragonFly & Dine dining discounts; Easy Payment PlanNot listedNot listedNot listed
Card type
Sharia Compliant YesNot listedNot listedNo
Islamic Not listedNot listedNot listedNo
Other useful facts
Minimum Credit Limit Not listedNot listedNot listedAED 15,000
APR 46.2%•47.88%↑29.88%↓44.28%•
Monthly purchase rate Not listedNot listedNot listed3.69%
Movie Benefit 50% off Cinepolis Deluxe-Plus seats, up to 8 tickets per month until 31 December 2026Not listedNot listedBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Monthly card finance rate 7.49%↑Not listedNot listed3.69%↓
Coverage Amount AED 2,000,000Not listedNot listedNot listed
Max Age At Expiry 70 yearsNot listedNot listedNot listed
Max Age At Entry 64 yearsNot listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Mashreq Cashback Credit Card product image Mashreq Cashback Credit CardCashback · Dining · Low fee Mashreq AED 0AED 5,00046.2% APRUp to 5%Cashback iconCashbackDining iconDiningLow fee iconLow feeVisa Details
Dubai First Cashback Credit Card product image Dubai First Cashback Credit CardCashback · Lounge · Dining Dubai First AED 399AED 5,00047.88% APR5% on groceries, dining out, and fuel; 0.5% on all other spendingCashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelCinema iconCinemaLow fee iconLow feeMastercard Details
Dubai First Low-Rate Credit Card product image Dubai First Low-Rate Credit CardCashback · Cinema · Low fee Dubai First AED 0AED 5,00029.88% APR1% on balance transfersCashback iconCashbackCinema iconCinemaLow fee iconLow feeMastercard Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR6%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaIslamic iconIslamicVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.