Card comparison

FAB ADNOC Rewards Credit Card vs Switch Cashback Credit Card vs U by Emaar Family Credit Card vs RAKBANK Air Arabia Platinum Credit Card

Compare FAB ADNOC Rewards Credit Card from First Abu Dhabi Bank, Switch Cashback Credit Card from Emirates Islamic, U by Emaar Family Credit Card from…

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Compare key facts

FAB ADNOC Rewards Credit Card card imageFAB ADNOC Rewards Credit CardFirst Abu Dhabi BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDRAKBANK Air Arabia Platinum Credit Card card imageRAKBANK Air Arabia Platinum Credit CardRAKBANK

Rewards

Reward details

FAB ADNOC Rewards Credit Card
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Air Arabia Platinum Credit Card
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel

Eligibility

Minimum Salary

FAB ADNOC Rewards Credit CardAED 5,000
Switch Cashback Credit CardAED 10,000
U by Emaar Family Credit CardAED 5,000
RAKBANK Air Arabia Platinum Credit CardAED 5,000

Required Documents

FAB ADNOC Rewards Credit Card
  • Valid Emirates ID - Mandatory
  • Proof of income - Mandatory - Latest salary certificate or bank statement
  • Passport copy - Mandatory - A valid passport
  • Application - Application form, possibly ADNOC membership ID
Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
U by Emaar Family Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter
  • Passport copy - Proof of identity and residence - A copy of passport
RAKBANK Air Arabia Platinum Credit Card
  • Valid Emirates ID or passport - Proof of identity
  • Salary certificate - Proof of monthly salary AED 5,000

Fees and rates

Annual Fee

FAB ADNOC Rewards Credit CardAED 300
Switch Cashback Credit CardAED 0
U by Emaar Family Credit CardAED 0
RAKBANK Air Arabia Platinum Credit CardAED 997.5

Foreign Transaction Fee

FAB ADNOC Rewards Credit Card2.61%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit Card2.57%

Interest / profit rate

FAB ADNOC Rewards Credit Card0%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit Card3.49%
RAKBANK Air Arabia Platinum Credit Card3.65%

Late Payment Fee

FAB ADNOC Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardAED 241.5

Cashback and rewards

Rewards

FAB ADNOC Rewards Credit Card
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Air Arabia Platinum Credit Card
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel

Headline cashback

FAB ADNOC Rewards Credit Card
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Credit card offering cashback, ADNOC rewards, airport lounge access, and a welcome bonus of AED 300 with a minimum salary of AED 5,000.
  • The FAB ADNOC Rewards Credit Card provides cashback on fuel and lifestyle spends, ADNOC reward points, airport lounge access, and a AED 300 welcome bonus.
  • Up to 4.25%
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
U by Emaar Family Credit Card
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
RAKBANK Air Arabia Platinum Credit Card
  • Up to 1%

Reward Rate

FAB ADNOC Rewards Credit Card
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Air Arabia Platinum Credit Card
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel

Welcome Bonus

FAB ADNOC Rewards Credit Card
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Air Arabia Platinum Credit Card
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel

Travel

Airport Lounge Access

FAB ADNOC Rewards Credit Cardmentioned
Switch Cashback Credit Cardmentioned
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit Cardmentioned

Travel Insurance

FAB ADNOC Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardYes
RAKBANK Air Arabia Platinum Credit CardNot listed

Card Network

FAB ADNOC Rewards Credit CardVisa
Switch Cashback Credit CardVisa
U by Emaar Family Credit CardVisa
RAKBANK Air Arabia Platinum Credit CardMastercard

Card type

Sharia Compliant

FAB ADNOC Rewards Credit CardYes
Switch Cashback Credit CardYes
U by Emaar Family Credit CardNo
RAKBANK Air Arabia Platinum Credit CardYes

Other useful facts

Movie Benefit

FAB ADNOC Rewards Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Minimum Income

FAB ADNOC Rewards Credit CardAED 25000
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Lounge Access

FAB ADNOC Rewards Credit Cardmentioned
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Minimum Balance

FAB ADNOC Rewards Credit Card0
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardAED 25,000

Min Spend

FAB ADNOC Rewards Credit CardAED 300
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Max Discount

FAB ADNOC Rewards Credit CardAED 100
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Transactions Per Month

FAB ADNOC Rewards Credit Card2
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed

Discount Rate

FAB ADNOC Rewards Credit Card20%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field FAB ADNOC Rewards Credit Card card imageFAB ADNOC Rewards Credit CardFirst Abu Dhabi BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDRAKBANK Air Arabia Platinum Credit Card card imageRAKBANK Air Arabia Platinum Credit CardRAKBANK
Rewards
Reward details
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
Eligibility
Minimum Salary AED 5,000AED 10,000AED 5,000AED 5,000
Required Documents
  • Valid Emirates ID - Mandatory
  • Proof of income - Mandatory - Latest salary certificate or bank statement
  • Passport copy - Mandatory - A valid passport
  • Application - Application form, possibly ADNOC membership ID
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter
  • Passport copy - Proof of identity and residence - A copy of passport
  • Valid Emirates ID or passport - Proof of identity
  • Salary certificate - Proof of monthly salary AED 5,000
Fees and rates
Annual Fee AED 300AED 0AED 0AED 997.5
Foreign Transaction Fee 2.61%Not listedNot listed2.57%
Interest / profit rate 0%Not listed3.49%3.65%
Late Payment Fee Not listedNot listedNot listedAED 241.5
Cashback and rewards
Rewards
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
Headline cashback
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Credit card offering cashback, ADNOC rewards, airport lounge access, and a welcome bonus of AED 300 with a minimum salary of AED 5,000.
  • The FAB ADNOC Rewards Credit Card provides cashback on fuel and lifestyle spends, ADNOC reward points, airport lounge access, and a AED 300 welcome bonus.
  • Up to 4.25%
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
  • Up to 1%
Reward Rate
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
Welcome Bonus
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
  • Cashback
  • Lounge
  • Dining
  • Fuel
  • Travel
  • Low fee
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • AirRewards bonus - 20,000 - 20,000 AirRewards bonus
  • Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
Travel
Airport Lounge Access mentionedmentionedNot listedmentioned
Travel Insurance Not listedNot listedYesNot listed
Card Network VisaVisaVisaMastercard
Card type
Sharia Compliant YesYesNoYes
Other useful facts
Movie Benefit Not listedEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking serviceNot listedNot listed
Minimum Income AED 25000Not listedNot listedNot listed
Lounge Access mentionedNot listedNot listedNot listed
Minimum Balance 0Not listedNot listedAED 25,000
Min Spend AED 300Not listedNot listedNot listed
Max Discount AED 100Not listedNot listedNot listed
Transactions Per Month 2Not listedNot listedNot listed
Discount Rate 20%Not listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryInterest rateCashbackRewardsNetwork Details
FAB ADNOC Rewards Credit Card product image FAB ADNOC Rewards Credit CardCashback · Lounge · Dining First Abu Dhabi Bank AED 300AED 5,0000%4.25%Cashback iconCashbackLounge iconLoungeDining iconDiningFuel iconFuelTravel iconTravelLow fee iconLow feeVisa Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 0AED 10,000Not listed8%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
U by Emaar Family Credit Card product image U by Emaar Family Credit CardCashback · Lounge · Dining Emirates NBD AED 0AED 5,0003.49%Not listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
RAKBANK Air Arabia Platinum Credit Card product image RAKBANK Air Arabia Platinum Credit CardCashback · Miles · Lounge RAKBANK AED 997.5AED 5,0003.65%1%Cashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard Details

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