Card comparison

FAB ADNOC Rewards Credit Card vs Switch Cashback Credit Card vs U by Emaar Family Credit Card vs Dubai First Low-Rate Credit Card

Compare FAB ADNOC Rewards Credit Card from First Abu Dhabi Bank, Switch Cashback Credit Card from Emirates Islamic, U by Emaar Family Credit Card from…

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Compare key facts

FAB ADNOC Rewards Credit Card card imageFAB ADNOC Rewards Credit CardFirst Abu Dhabi BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDDubai First Low-Rate Credit Card card imageDubai First Low-Rate Credit CardDubai First

Eligibility

Minimum Salary

FAB ADNOC Rewards Credit CardAED 5,000
Switch Cashback Credit CardAED 10,000
U by Emaar Family Credit CardAED 5,000
Dubai First Low-Rate Credit CardAED 5,000

Required Documents

FAB ADNOC Rewards Credit CardValid Emirates ID - Mandatory; Proof of income - Mandatory - Latest salary certificate or bank statement; Passport copy - Mandatory - A valid passport; Application - Application form, possibly ADNOC membership ID
Switch Cashback Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or proof of income; Bank Statements - Proof of financial stability - Latest 3 months bank statements
U by Emaar Family Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter; Passport copy - Proof of identity and residence - A copy of passport
Dubai First Low-Rate Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements

Fees and rates

Annual Fee

FAB ADNOC Rewards Credit CardAED 300
Switch Cashback Credit CardAED 0
U by Emaar Family Credit CardAED 0
Dubai First Low-Rate Credit CardAED 0

Foreign Transaction Fee

FAB ADNOC Rewards Credit Card2.61%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Interest Rate

FAB ADNOC Rewards Credit Card0%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit Card3.49%
Dubai First Low-Rate Credit Card2.49%

Cashback and rewards

Rewards

FAB ADNOC Rewards Credit CardCashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%; Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300
Switch Cashback Credit CardCashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
U by Emaar Family Credit CardEarn up to 5% back on your spends
Dubai First Low-Rate Credit CardCashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers

Cashback Rate

FAB ADNOC Rewards Credit Card4.25%
Switch Cashback Credit Card8%
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit Card2.49%

Reward Rate

FAB ADNOC Rewards Credit Card41%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Welcome Bonus

FAB ADNOC Rewards Credit CardAED 300
Switch Cashback Credit CardAED 500 cashback points
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Welcome Offer

FAB ADNOC Rewards Credit Card 300
Switch Cashback Credit CardWelcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Travel

Airport Lounge Access

FAB ADNOC Rewards Credit Cardmentioned
Switch Cashback Credit Cardmentioned
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardYes

Travel Insurance

FAB ADNOC Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardYes
Dubai First Low-Rate Credit CardNot listed

Card Network

FAB ADNOC Rewards Credit CardVisa
Switch Cashback Credit CardVisa
U by Emaar Family Credit CardVisa
Dubai First Low-Rate Credit CardMastercard

Card type

Sharia Compliant

FAB ADNOC Rewards Credit CardYes
Switch Cashback Credit CardYes
U by Emaar Family Credit CardNo
Dubai First Low-Rate Credit CardNot listed

Other useful facts

Movie Benefit

FAB ADNOC Rewards Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Lounge Access

FAB ADNOC Rewards Credit Cardmentioned
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Min Spend

FAB ADNOC Rewards Credit CardAED 300
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Max Discount

FAB ADNOC Rewards Credit CardAED 100
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Transactions Per Month

FAB ADNOC Rewards Credit Card2
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Discount Rate

FAB ADNOC Rewards Credit Card20%
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Offer Validity

FAB ADNOC Rewards Credit Carduntil 30 November 2025
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed

Luxury Merchant Rewards

FAB ADNOC Rewards Credit Card20 FAB Rewards
Switch Cashback Credit CardNot listed
U by Emaar Family Credit CardNot listed
Dubai First Low-Rate Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field FAB ADNOC Rewards Credit Card card imageFAB ADNOC Rewards Credit CardFirst Abu Dhabi BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDDubai First Low-Rate Credit Card card imageDubai First Low-Rate Credit CardDubai First
Eligibility
Minimum Salary AED 5,000AED 10,000AED 5,000AED 5,000
Required Documents Valid Emirates ID - Mandatory; Proof of income - Mandatory - Latest salary certificate or bank statement; Passport copy - Mandatory - A valid passport; Application - Application form, possibly ADNOC membership IDValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or proof of income; Bank Statements - Proof of financial stability - Latest 3 months bank statementsValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter; Passport copy - Proof of identity and residence - A copy of passportValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee AED 300AED 0AED 0AED 0
Foreign Transaction Fee 2.61%Not listedNot listedNot listed
Interest Rate 0%Not listed3.49%2.49%
Cashback and rewards
Rewards Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%; Welcome Bonus - AED 300 upon card approval - welcomeOffer: AED 300Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 daysEarn up to 5% back on your spendsCashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers
Cashback Rate 4.25%8%Not listed2.49%
Reward Rate 41%Not listedNot listedNot listed
Welcome Bonus AED 300AED 500 cashback pointsNot listedNot listed
Welcome Offer  300Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.Not listedNot listed
Travel
Airport Lounge Access mentionedmentionedNot listedYes
Travel Insurance Not listedNot listedYesNot listed
Card Network VisaVisaVisaMastercard
Card type
Sharia Compliant YesYesNoNot listed
Other useful facts
Movie Benefit Not listedEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking serviceNot listedNot listed
Lounge Access mentionedNot listedNot listedNot listed
Min Spend AED 300Not listedNot listedNot listed
Max Discount AED 100Not listedNot listedNot listed
Transactions Per Month 2Not listedNot listedNot listed
Discount Rate 20%Not listedNot listedNot listed
Offer Validity until 30 November 2025Not listedNot listedNot listed
Luxury Merchant Rewards 20 FAB RewardsNot listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryInterest rateRewardsLoungeNetwork Details
FAB ADNOC Rewards Credit Card product image FAB ADNOC Rewards Credit CardCashback · Lounge · Dining First Abu Dhabi Bank AED 300AED 5,0000%4.25%YesVisa Details
Benefits Cashback iconLounge iconDining iconFuel iconTravel iconLow fee iconVisa icon
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 0AED 10,000Not listed8%YesVisa Details
Benefits Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconLow fee iconVisa icon
U by Emaar Family Credit Card product image U by Emaar Family Credit CardCashback · Lounge · Dining Emirates NBD AED 0AED 5,0003.49%rewardsNot listedVisa Details
Benefits Cashback iconLounge iconDining iconTravel iconCinema iconLow fee iconVisa icon
Dubai First Low-Rate Credit Card product image Dubai First Low-Rate Credit CardCashback · Lounge · Dining Dubai First AED 0AED 5,0002.49%2.49%YesMastercard Details
Benefits Cashback iconLounge iconDining iconTravel iconCinema iconLow fee iconMastercard icon

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