Card comparison

Switch Cashback Credit Card vs Dubai First Cashback Credit Card vs 365 Cashback Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card

Compare Switch Cashback Credit Card from Emirates Islamic, Dubai First Cashback Credit Card from Dubai First, 365 Cashback Credit Card from Abu Dhabi…

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Compare key facts

Switch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicDubai First Cashback Credit Card card imageDubai First Cashback Credit CardDubai First365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankRAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANK

Rewards

Reward details

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee

Eligibility

Minimum Salary

Switch Cashback Credit CardAED 10,000•
Dubai First Cashback Credit CardAED 5,000↓
365 Cashback Credit CardAED 8,000•
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↑

Salary Transfer Required

Switch Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Required Documents

Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract

Fees and rates

Annual Fee

Switch Cashback Credit CardAED 313.95↓
Dubai First Cashback Credit CardAED 399•
365 Cashback Credit CardFree
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200↑

Joining Fee

Switch Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000

First Year Annual Fee

Switch Cashback Credit CardAED 0•
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardAED 0•
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Foreign Transaction Fee

Switch Cashback Credit Card2.34%↓
Dubai First Cashback Credit Card2.88%•
365 Cashback Credit Card2.99%↑
RAKBANK Emirates Skywards World Elite Credit Card2.57%•

APR

Switch Cashback Credit Card44.28% APR•
Dubai First Cashback Credit Card47.88% APR↑
365 Cashback Credit Card44.28% APR•
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR↓

Cash Advance Fee

Switch Cashback Credit CardAED 3.15↑
Dubai First Cashback Credit CardAED 3↓
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Late Payment Fee

Switch Cashback Credit CardNot listed
Dubai First Cashback Credit CardAED 230↓
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5↑

Cashback and rewards

Cashback details

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
↑
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%

Rewards

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee

Headline cashback

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↑
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
•
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
↓

Welcome Bonus

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee

Travel

Airport Lounge Access

Switch Cashback Credit Cardmentioned
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Cardmentioned

Card Network

Switch Cashback Credit CardVisa
Dubai First Cashback Credit CardMastercard
365 Cashback Credit CardVisa
RAKBANK Emirates Skywards World Elite Credit CardMastercard

Card type

Sharia Compliant

Switch Cashback Credit CardYes
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardYes

Islamic

Switch Cashback Credit CardYes
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Other useful facts

Minimum Credit Limit

Switch Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardAED 15,000
RAKBANK Emirates Skywards World Elite Credit CardNot listed

APR

Switch Cashback Credit Card44.28%↓
Dubai First Cashback Credit Card47.88%↑
365 Cashback Credit Card44.28%↓
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Monthly purchase rate

Switch Cashback Credit CardNot listed
Dubai First Cashback Credit CardNot listed
365 Cashback Credit Card3.69%
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Movie Benefit

Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Fuel Monthly Cap

Switch Cashback Credit CardAED 100
Dubai First Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed

Cashback

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%

Fuel Cashback Monthly Cap

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%

Cashback Points

Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Dubai First Cashback Credit Card
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field Switch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicDubai First Cashback Credit Card card imageDubai First Cashback Credit CardDubai First365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankRAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANK
Rewards
Reward details
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Eligibility
Minimum Salary AED 10,000•AED 5,000↓AED 8,000•AED 25,000↑
Salary Transfer Required Not listedNot listedNoNot listed
Required Documents
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
Not listedNot listed
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Fees and rates
Annual Fee AED 313.95↓AED 399•FreeAED 1,200↑
Joining Fee Not listedNot listedNot listedAED 5,000
First Year Annual Fee AED 0•Not listedAED 0•Not listed
Foreign Transaction Fee 2.34%↓2.88%•2.99%↑2.57%•
APR 44.28% APR•47.88% APR↑44.28% APR•43.8% APR↓
Cash Advance Fee AED 3.15↑AED 3↓Not listedNot listed
Late Payment Fee Not listedAED 230↓Not listedAED 241.5↑
Cashback and rewards
Cashback details
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
↑
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Rewards
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Headline cashback
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↑
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
•
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
•
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
↓
Welcome Bonus
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Cashback
  • Lounge
  • Dining
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Travel
Airport Lounge Access mentionedNot listedNot listedmentioned
Card Network VisaMastercardVisaMastercard
Card type
Sharia Compliant YesNot listedNoYes
Islamic YesNot listedNoNot listed
Other useful facts
Minimum Credit Limit Not listedNot listedAED 15,000Not listed
APR 44.28%↓47.88%↑44.28%↓Not listed
Monthly purchase rate Not listedNot listed3.69%Not listed
Movie Benefit Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking serviceNot listedBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemasNot listed
Fuel Monthly Cap AED 100Not listedNot listedNot listed
Cashback
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Fuel Cashback Monthly Cap
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Cashback Points
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • 5% cashback on groceries
  • 5% cashback on dining out
  • 5% cashback on fuel
  • Cashback in each 5% category is capped at AED 150 per month
  • 0.5% cashback on all other spending in the UAE and abroad
  • Up to 5% on groceries, dining out, and fuel; 0.5% on all other spending
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APRUp to 8%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
Dubai First Cashback Credit Card product image Dubai First Cashback Credit CardCashback · Lounge · Dining Dubai First AED 399AED 5,00047.88% APR5% on groceries, dining out, and fuel; 0.5% on all other spendingCashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelCinema iconCinemaLow fee iconLow feeMastercard Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR6%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaIslamic iconIslamicVisa Details
RAKBANK Emirates Skywards World Elite Credit Card product image RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge RAKBANK AED 1,200AED 25,00043.8% APR1%Cashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.