Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Card comparison
Switch Cashback Credit Card vs 365 Cashback Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card vs Citi Rewards Credit Card
Compare Switch Cashback Credit Card from Emirates Islamic, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, RAKBANK Emirates Skywards World Elite…
Emirates Islamic
Switch Cashback Credit Card
Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
- Salary
- AED 25,000
- Fee
- AED 1,200
- Reward
- 1%
Citibank N. A.
Citi Rewards Credit Card
- Salary
- AED 8,000
- Fee
- AED 300
- Reward
- points
Side by side
Compare key facts
Switch Cashback Credit CardEmirates Islamic365 Cashback Credit CardAbu Dhabi Commercial BankRAKBANK Emirates Skywards World Elite Credit CardRAKBANKCiti Rewards Credit CardCitibank N. A.
Rewards
Reward details
Switch Cashback Credit Card
4% cashback on supermarkets- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Eligibility
Minimum Salary
Switch Cashback Credit CardAED 10,000•
365 Cashback Credit CardAED 8,000↓
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↑
Citi Rewards Credit CardAED 8,000↓
Salary Transfer Required
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
Required Documents
Switch Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card
- Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
- Identity proof - Valid Emirates ID or passport - A valid passport
- Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Citi Rewards Credit Card
- Valid Emirates ID
- Passport
- UAE visa copy for expatriates
- Salary account IBAN
- Passport number during application
Fees and rates
Annual Fee
Switch Cashback Credit CardAED 313.95•
365 Cashback Credit CardFree
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200↑
Citi Rewards Credit CardAED 300↓
Joining Fee
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
Citi Rewards Credit CardNot listed
First Year Annual Fee
Switch Cashback Credit CardAED 0•
365 Cashback Credit CardAED 0•
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardAED 0•
Foreign Transaction Fee
Switch Cashback Credit Card2.34%↓
365 Cashback Credit Card2.99%↑
RAKBANK Emirates Skywards World Elite Credit Card2.57%•
Citi Rewards Credit CardNot listed
APR
Switch Cashback Credit Card44.28% APR↑
365 Cashback Credit Card44.28% APR↑
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR•
Citi Rewards Credit Card42% APR↓
Cash Advance Fee
Switch Cashback Credit CardAED 3.15
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
Late Payment Fee
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5
Citi Rewards Credit CardNot listed
Cashback and rewards
Cashback details
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Rewards
Switch Cashback Credit Card
4% cashback on supermarkets- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Headline cashback
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Welcome Bonus
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Travel
Airport Lounge Access
Switch Cashback Credit Cardmentioned
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Citi Rewards Credit CardYes
Card Network
Switch Cashback Credit CardVisa
365 Cashback Credit CardVisa
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Citi Rewards Credit CardMastercard World
Card type
Sharia Compliant
Switch Cashback Credit CardYes
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardYes
Citi Rewards Credit CardNot listed
Islamic
Switch Cashback Credit CardYes
365 Cashback Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
Other useful facts
Minimum Credit Limit
Switch Cashback Credit CardNot listed
365 Cashback Credit CardAED 15,000
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
APR
Switch Cashback Credit Card44.28%↑
365 Cashback Credit Card44.28%↑
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit Card42%↓
Monthly purchase rate
Switch Cashback Credit CardNot listed
365 Cashback Credit Card3.69%↑
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit Card3.5%↓
Movie Benefit
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
Fuel Monthly Cap
Switch Cashback Credit CardAED 100
365 Cashback Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Citi Rewards Credit CardNot listed
Cashback
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Fuel Cashback Monthly Cap
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Cashback Points
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Switch Cashback Credit CardEmirates Islamic | 365 Cashback Credit CardAbu Dhabi Commercial Bank | RAKBANK Emirates Skywards World Elite Credit CardRAKBANK | Citi Rewards Credit CardCitibank N. A. |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 10,000• | AED 8,000↓ | AED 25,000↑ | AED 8,000↓ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents |
| Not listed |
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| Fees and rates | ||||
| Annual Fee | AED 313.95• | Free | AED 1,200↑ | AED 300↓ |
| Joining Fee | Not listed | Not listed | AED 5,000 | Not listed |
| First Year Annual Fee | AED 0• | AED 0• | Not listed | AED 0• |
| Foreign Transaction Fee | 2.34%↓ | 2.99%↑ | 2.57%• | Not listed |
| APR | 44.28% APR↑ | 44.28% APR↑ | 43.8% APR• | 42% APR↓ |
| Cash Advance Fee | AED 3.15 | Not listed | Not listed | Not listed |
| Late Payment Fee | Not listed | Not listed | AED 241.5 | Not listed |
| Cashback and rewards | ||||
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| Travel | ||||
| Airport Lounge Access | mentioned | Not listed | mentioned | Yes |
| Card Network | Visa | Visa | Mastercard | Mastercard World |
| Card type | ||||
| Sharia Compliant | Yes | No | Yes | Not listed |
| Islamic | Yes | No | Not listed | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 15,000 | Not listed | Not listed |
| APR | 44.28%↑ | 44.28%↑ | Not listed | 42%↓ |
| Monthly purchase rate | Not listed | 3.69%↑ | Not listed | 3.5%↓ |
| Movie Benefit | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Not listed |
| Fuel Monthly Cap | AED 100 | Not listed | Not listed | Not listed |
| Cashback |
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Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR | Up to 8% | Cashback Lounge Dining Groceries Fuel Travel Cinema Low fee | Visa | Details | |
|
365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | 6% | CashbackLoungeDiningGroceriesFuelTravelCinema Islamic | Visa | Details | |
|
RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 1,200 | AED 25,000 | 43.8% APR | 1% | Cashback MilesLoungeDiningGroceriesTravelCinemaLow fee | Mastercard | Details | |
|
Citi Rewards Credit CardCashback · Lounge · Groceries
|
Citibank N. A. | AED 300 | AED 8,000 | 42% APR | Not listed | CashbackLoungeGroceriesTravelCinemaLow fee | Mastercard World | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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