Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Card comparison
Switch Cashback Credit Card vs 365 Cashback Credit Card vs Citi Rewards Credit Card vs Platinum Credit Card
Compare Switch Cashback Credit Card from Emirates Islamic, 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Citi Rewards Credit Card from Citibank…
Emirates Islamic
Switch Cashback Credit Card
Abu Dhabi Commercial Bank
365 Cashback Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- 6%
Citibank UAE
Citi Rewards Credit Card
- Salary
- AED 8,000
- Fee
- AED 300
- Reward
- points
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Side by side
Compare key facts
Switch Cashback Credit CardEmirates Islamic365 Cashback Credit CardAbu Dhabi Commercial BankCiti Rewards Credit CardCitibank UAEPlatinum Credit CardAafaq Islamic Finance
Rewards
Reward details
Switch Cashback Credit Card
4% cashback on supermarkets- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Eligibility
Minimum Salary
Switch Cashback Credit CardAED 10,000↑
365 Cashback Credit CardAED 8,000↓
Citi Rewards Credit CardAED 8,000↓
Platinum Credit CardAED 8,000↓
Salary Transfer Required
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNo
Citi Rewards Credit CardNot listed
Platinum Credit CardNot listed
Required Documents
Switch Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
365 Cashback Credit CardNot listed
Citi Rewards Credit CardNot listed
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Fees and rates
Annual Fee
Switch Cashback Credit CardAED 313.95↑
365 Cashback Credit CardFree
Citi Rewards Credit CardAED 300•
Platinum Credit CardAED 0↓
First Year Annual Fee
Switch Cashback Credit CardAED 0•
365 Cashback Credit CardAED 0•
Citi Rewards Credit CardAED 0•
Platinum Credit CardNot listed
Foreign Transaction Fee
Switch Cashback Credit Card2.34%↓
365 Cashback Credit Card2.99%↑
Citi Rewards Credit Card2.99%↑
Platinum Credit Card2.5%•
APR
Switch Cashback Credit Card44.28% APR•
365 Cashback Credit Card44.28% APR•
Citi Rewards Credit Card42% APR↓
Platinum Credit Card47.88% APR↑
Cash Advance Fee
Switch Cashback Credit CardAED 3.15•
365 Cashback Credit CardNot listed
Citi Rewards Credit CardAED 3↓
Platinum Credit CardAED 150↑
Late Payment Fee
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
Citi Rewards Credit CardAED 230•
Platinum Credit CardAED 230•
Cashback and rewards
Cashback details
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Rewards
Switch Cashback Credit Card
4% cashback on supermarkets- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Headline cashback
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Reward Rate
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Welcome Bonus
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
365 Cashback Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Fuel
- Travel
- Cinema
- Islamic
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Travel
Airport Lounge Access
Switch Cashback Credit Cardmentioned
365 Cashback Credit CardNot listed
Citi Rewards Credit CardYes
Platinum Credit CardYes
Valet Parking
Switch Cashback Credit CardNot listed
365 Cashback Credit CardNot listed
Citi Rewards Credit CardNot listed
Platinum Credit CardYes
Card Network
Switch Cashback Credit CardVisa
365 Cashback Credit CardVisa
Citi Rewards Credit CardMastercard World
Platinum Credit CardMastercard
Card type
Sharia Compliant
Switch Cashback Credit CardYes
365 Cashback Credit CardNo
Citi Rewards Credit CardNot listed
Platinum Credit CardYes
Islamic
Switch Cashback Credit CardYes
365 Cashback Credit CardNo
Citi Rewards Credit CardNot listed
Platinum Credit CardNot listed
Other useful facts
Minimum Credit Limit
Switch Cashback Credit CardNot listed
365 Cashback Credit CardAED 15,000
Citi Rewards Credit CardNot listed
Platinum Credit CardNot listed
APR
Switch Cashback Credit Card44.28%•
365 Cashback Credit Card44.28%•
Citi Rewards Credit Card42%↓
Platinum Credit Card47.88%↑
Monthly purchase rate
Switch Cashback Credit CardNot listed
365 Cashback Credit Card3.69%•
Citi Rewards Credit Card3.5%↓
Platinum Credit Card3.99%↑
Movie Benefit
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Citi Rewards Credit CardNot listed
Platinum Credit CardNot listed
Fuel Monthly Cap
Switch Cashback Credit CardAED 100
365 Cashback Credit CardNot listed
Citi Rewards Credit CardNot listed
Platinum Credit CardNot listed
Cashback
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Fuel Cashback Monthly Cap
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Cashback Points
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
365 Cashback Credit Card
- Up to 6% cashback on everyday spends
- Up to AED 1,000 monthly cashback
- 3% cashback on utilities, fuel & telco
- 6% cashback on dining
- 1% cashback on all other spends
- Automatic credit of cashback on monthly statement
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Switch Cashback Credit CardEmirates Islamic | 365 Cashback Credit CardAbu Dhabi Commercial Bank | Citi Rewards Credit CardCitibank UAE | Platinum Credit CardAafaq Islamic Finance |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 10,000↑ | AED 8,000↓ | AED 8,000↓ | AED 8,000↓ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents |
| Not listed | Not listed |
|
| Fees and rates | ||||
| Annual Fee | AED 313.95↑ | Free | AED 300• | AED 0↓ |
| First Year Annual Fee | AED 0• | AED 0• | AED 0• | Not listed |
| Foreign Transaction Fee | 2.34%↓ | 2.99%↑ | 2.99%↑ | 2.5%• |
| APR | 44.28% APR• | 44.28% APR• | 42% APR↓ | 47.88% APR↑ |
| Cash Advance Fee | AED 3.15• | Not listed | AED 3↓ | AED 150↑ |
| Late Payment Fee | Not listed | Not listed | AED 230• | AED 230• |
| Cashback and rewards | ||||
| Cashback details |
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| Reward Rate |
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| Travel | ||||
| Airport Lounge Access | mentioned | Not listed | Yes | Yes |
| Valet Parking | Not listed | Not listed | Not listed | Yes |
| Card Network | Visa | Visa | Mastercard World | Mastercard |
| Card type | ||||
| Sharia Compliant | Yes | No | Not listed | Yes |
| Islamic | Yes | No | Not listed | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 15,000 | Not listed | Not listed |
| APR | 44.28%• | 44.28%• | 42%↓ | 47.88%↑ |
| Monthly purchase rate | Not listed | 3.69%• | 3.5%↓ | 3.99%↑ |
| Movie Benefit | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Not listed |
| Fuel Monthly Cap | AED 100 | Not listed | Not listed | Not listed |
| Cashback |
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| Cashback Points |
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Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR |
|        | Visa | Details | |
365 Cashback Credit CardCashback · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR |
|  | Visa | Details | |
Citi Rewards Credit CardCashback · Lounge · Groceries
|
Citibank UAE | AED 300 | AED 8,000 | 42% APR |
| | Mastercard World | Details | |
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR |
| | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.