Card comparison

Etihad Guest Platinum Credit Card vs U by Emaar Family Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card vs Platinum Credit Card

Compare Etihad Guest Platinum Credit Card from Emirates Islamic, U by Emaar Family Credit Card from Emirates NBD, RAKBANK Emirates Skywards World Elite…

Side by side

Compare key facts

Etihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDRAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance

Rewards

Reward details

Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Eligibility

Minimum Salary

Etihad Guest Platinum Credit CardAED 5,000
U by Emaar Family Credit CardAED 5,000
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000
Platinum Credit CardAED 8,000

Required Documents

Etihad Guest Platinum Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
U by Emaar Family Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter
  • Passport copy - Proof of identity and residence - A copy of passport
RAKBANK Emirates Skywards World Elite Credit Card
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Platinum Credit Card
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID

Fees and rates

Annual Fee

Etihad Guest Platinum Credit CardAED 208.95
U by Emaar Family Credit CardAED 0
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200
Platinum Credit CardAED 0

Joining Fee

Etihad Guest Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
Platinum Credit CardNot listed

First Year Annual Fee

Etihad Guest Platinum Credit CardAED 0
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed

Foreign Transaction Fee

Etihad Guest Platinum Credit Card2.34%
U by Emaar Family Credit Card1.99%
RAKBANK Emirates Skywards World Elite Credit Card2.57%
Platinum Credit Card2.5%

APR

Etihad Guest Platinum Credit Card44.28% APR
U by Emaar Family Credit Card44.28% APR
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR
Platinum Credit Card47.88% APR

Cash Advance Fee

Etihad Guest Platinum Credit CardAED 3.15
U by Emaar Family Credit CardAED 3.15
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardAED 150

Late Payment Fee

Etihad Guest Platinum Credit CardNot listed
U by Emaar Family Credit CardAED 241.5
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5
Platinum Credit CardAED 230

Cashback and rewards

Rewards

Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Headline cashback

Etihad Guest Platinum Credit Card
  • Cashback
U by Emaar Family Credit Card
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.

Reward Rate

Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Welcome Bonus

Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Travel

Airport Lounge Access

Etihad Guest Platinum Credit Cardmentioned
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Platinum Credit CardYes

Travel Insurance

Etihad Guest Platinum Credit CardNot listed
U by Emaar Family Credit CardYes
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed

Valet Parking

Etihad Guest Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardYes

Card Network

Etihad Guest Platinum Credit CardVisa
U by Emaar Family Credit CardVisa
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Platinum Credit CardMastercard

Card type

Sharia Compliant

Etihad Guest Platinum Credit CardYes
U by Emaar Family Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardYes
Platinum Credit CardYes

Islamic

Etihad Guest Platinum Credit CardYes
U by Emaar Family Credit CardNo
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed

Other useful facts

APR

Etihad Guest Platinum Credit Card44.28%
U by Emaar Family Credit Card44.28%
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit Card47.88%

Monthly purchase rate

Etihad Guest Platinum Credit CardNot listed
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit Card3.99%

Movie Benefit

Etihad Guest Platinum Credit CardMovie Offers
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed

Earn Rate

Etihad Guest Platinum Credit Card2%
U by Emaar Family Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed

Spend Miles

Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
U by Emaar Family Credit Card
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Card Name

Etihad Guest Platinum Credit CardEtihad Guest Platinum Credit Card
U by Emaar Family Credit CardU by Emaar Family Credit Card
RAKBANK Emirates Skywards World Elite Credit CardRAKBANK Emirates Skywards World Elite Credit Card
Platinum Credit CardPlatinum Credit Card

Category Id

Etihad Guest Platinum Credit Cardcredit-cards
U by Emaar Family Credit Cardcredit-cards
RAKBANK Emirates Skywards World Elite Credit Cardcredit-cards
Platinum Credit Cardcredit-cards

Type

Etihad Guest Platinum Credit Cardcredit-card
U by Emaar Family Credit Cardcredit-card
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field Etihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicU by Emaar Family Credit Card card imageU by Emaar Family Credit CardEmirates NBDRAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance
Rewards
Reward details
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Eligibility
Minimum Salary AED 5,000AED 5,000AED 25,000AED 8,000
Required Documents
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate or Salary Transfer Letter - Proof of income - Salary certificate or salary transfer letter
  • Passport copy - Proof of identity and residence - A copy of passport
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Fees and rates
Annual Fee AED 208.95AED 0AED 1,200AED 0
Joining Fee Not listedNot listedAED 5,000Not listed
First Year Annual Fee AED 0Not listedNot listedNot listed
Foreign Transaction Fee 2.34%1.99%2.57%2.5%
APR 44.28% APR44.28% APR43.8% APR47.88% APR
Cash Advance Fee AED 3.15AED 3.15Not listedAED 150
Late Payment Fee Not listedAED 241.5AED 241.5AED 230
Cashback and rewards
Rewards
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Headline cashback
  • Cashback
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Reward Rate
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Welcome Bonus
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Travel
Airport Lounge Access mentionedNot listedmentionedYes
Travel Insurance Not listedYesNot listedNot listed
Valet Parking Not listedNot listedNot listedYes
Card Network VisaVisaMastercardMastercard
Card type
Sharia Compliant YesNoYesYes
Islamic YesNoNot listedNot listed
Other useful facts
APR 44.28%44.28%Not listed47.88%
Monthly purchase rate Not listedNot listedNot listed3.99%
Movie Benefit Movie OffersNot listedNot listedNot listed
Earn Rate 2%Not listedNot listedNot listed
Spend Miles
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Earn up to 5% back on your spends
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Card Name Etihad Guest Platinum Credit CardU by Emaar Family Credit CardRAKBANK Emirates Skywards World Elite Credit CardPlatinum Credit Card
Category Id credit-cardscredit-cardscredit-cardscredit-cards
Type credit-cardcredit-cardNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Etihad Guest Platinum Credit Card product image Etihad Guest Platinum Credit CardCashback · Miles · Lounge Emirates Islamic AED 208.95AED 5,00044.28% APRUp to 2 Etihad Guest Miles per USD spentCashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
U by Emaar Family Credit Card product image U by Emaar Family Credit CardCashback · Lounge · Dining Emirates NBD AED 0AED 5,00044.28% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
RAKBANK Emirates Skywards World Elite Credit Card product image RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge RAKBANK AED 1,200AED 25,00043.8% APR1%Cashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,00047.88% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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