| Rewards |
| Reward details |
Cashback Lounge Travel Cinema Islamic Low fee
| 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback Travel Low fee
| 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad Cashback Lounge Dining
| 1% cashback on balance transfers Low fee
|
| Eligibility |
| Minimum Salary |
AED 5,000• | AED 5,000• | AED 5,000• | AED 5,000• |
| Required Documents |
Valid Emirates ID - Mandatory - A valid Emirates ID is required Salary Certificate - Mandatory - Latest salary certificate or proof of income Passport Copy - Mandatory - Copy of passport Bank Statements - Last 3 months - Latest 3 months bank statements
| Proof of salary - Latest salary certificate or payslips - Minimum monthly salary AED 5,000 ID proof - Valid Emirates ID or passport - Valid passport or Emirates ID
| Not listed | Not listed |
| Fees and rates |
| Annual Fee |
AED 0• | AED 0• | First year free; subsequent fee is listed in the current schedule of charges | No annual fee |
| Joining Fee |
Not listed | AED 5,000 | Not listed | Not listed |
| First Year Annual Fee |
AED 0• | AED 0• | Not listed | Not listed |
| Foreign Transaction Fee |
2.34%↓ | 2.57%• | 2.88%↑ | 2.88%↑ |
| APR |
44.28% APR• | 43.8% APR• | 47.88% APR↑ | 29.88% APR↓ |
| Cash Advance Fee |
AED 3.15• | AED 3.31↑ | AED 3↓ | AED 3↓ |
| Late Payment Fee |
Not listed | AED 241.5↑ | AED 230↓ | AED 230↓ |
| Cashback and rewards |
| Cashback details |
Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. Lower-entry Amazon cashback card with cinema and lounge benefits. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6%
| 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer. ↓ | 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad A Dubai First credit card with category cashback and a published AED 5,000 minimum salary requirement. ↑ | 1% cashback on balance transfers Up to 1% on balance transfers ↓ |
| Rewards |
Cashback Lounge Travel Cinema Islamic Low fee
| 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback Travel Low fee
| 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad Cashback Lounge Dining
| 1% cashback on balance transfers Low fee
|
| Headline cashback |
Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. Lower-entry Amazon cashback card with cinema and lounge benefits. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6% ↑ | 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer. • | 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad A Dubai First credit card with category cashback and a published AED 5,000 minimum salary requirement. • | 1% cashback on balance transfers Up to 1% on balance transfers ↓ |
| Monthly cashback cap |
Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. Lower-entry Amazon cashback card with cinema and lounge benefits. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6%
| 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer.
| 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad A Dubai First credit card with category cashback and a published AED 5,000 minimum salary requirement.
| 1% cashback on balance transfers Up to 1% on balance transfers
|
| Travel |
| Airport Lounge Access |
4 complimentary visits worldwide | mentioned | Not listed | Not listed |
| Card Network |
Mastercard | Mastercard | Mastercard | Mastercard |
| Card type |
| Sharia Compliant |
Yes | Yes | Not listed | Not listed |
| Islamic |
Yes | Not listed | Not listed | Not listed |
| Other useful facts |
| APR |
44.28%• | 43.8%• | 47.88%↑ | 29.88%↓ |
| Movie Benefit |
Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Not listed | Not listed | Not listed |
| Airport Lounge Visits |
4 | Not listed | Not listed | Not listed |
| Age Requirement |
18+ | Not listed | Not listed | Not listed |
| Cashback |
Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. Lower-entry Amazon cashback card with cinema and lounge benefits. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6% ↑ | 1% cashback on retail spend between AED 1,000 and AED 2,999 per month 1.5% cashback on retail spend above AED 3,000 per month 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month Maximum cashback per month is AED 300 cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer.
| 5% cashback on groceries 5% cashback on dining out 5% cashback on fuel Cashback in each 5% category is capped at AED 150 per month 0.5% cashback on all other spending in the UAE and abroad A Dubai First credit card with category cashback and a published AED 5,000 minimum salary requirement. ↓ | 1% cashback on balance transfers Up to 1% on balance transfers
|
| Card Name |
Amazon Platinum Covered Card | RAKBANK RED Credit Card | Dubai First Cashback Credit Card | Dubai First Low-Rate Credit Card |
| Category Id |
credit-cards | credit-cards | credit-cards | credit-cards |
| Type |
credit-card | credit-card | credit-cards | credit-cards |