Which card is easier to qualify for in this comparison?

The card with the lowest listed minimum salary may be easier to qualify for, but final approval depends on the bank's checks and documents.

Should I choose the card with the highest cashback?

Not always. Compare annual fee, salary requirement, reward caps, spending categories, monthly retail/cash rates, and official terms before deciding.

Card comparison

Amazon Platinum Covered Card vs RAKBANK Air Arabia Platinum Credit Card vs RAKBANK RED Credit Card vs ADIB Visa Cashback Card

Compare Amazon Platinum Covered Card from Emirates Islamic, RAKBANK Air Arabia Platinum Credit Card from RAKBANK, RAKBANK RED Credit Card from RAKBANK, ADIB…

Emirates Islamic Amazon Platinum Covered Card

Salary: AED 5,000
Fee: AED 0
Reward: Up to 6%

RAKBANK Air Arabia Platinum Credit Card card image

RAKBANK RAKBANK Air Arabia Platinum Credit Card

Salary: AED 5,000
Fee: AED 997.5
Reward: 1%

RAKBANK RAKBANK RED Credit Card

Salary: AED 5,000
Fee: AED 997.5
Reward: up to 1.5%

Abu Dhabi Islamic Bank ADIB Visa Cashback Card

Salary: AED 5,000
Fee: AED 99
Reward: 4% on eligible daily-spend categories

Side by side

Compare key facts

Amazon Platinum Covered CardEmirates Islamic

RAKBANK Air Arabia Platinum Credit CardRAKBANK RAKBANK RED Credit Card card image

RAKBANK RED Credit CardRAKBANK ADIB Visa Cashback Card card image

ADIB Visa Cashback CardAbu Dhabi Islamic Bank

Rewards

Reward details

Amazon Platinum Covered Card

Cashback
Lounge
Travel
Cinema
Islamic
Low fee

RAKBANK Air Arabia Platinum Credit Card

AirRewards bonus - 20,000 - 20,000 AirRewards bonus
Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
Cashback
Miles
Lounge
Dining
Groceries
Travel

RAKBANK RED Credit Card

cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

ADIB Visa Cashback Card

4% cashback on supermarket and grocery spends, maximum AED 300 per month
4% cashback on fuel and automobile spends, maximum AED 300 per month
4% cashback on school and education payments, maximum AED 300 per month
4% cashback on dining and restaurant spends, maximum AED 200 per month
4% cashback on utility payments, maximum AED 100 per month
Cashback
Miles
Lounge

Eligibility

Minimum Salary

Amazon Platinum Covered CardAED 5,000•

RAKBANK Air Arabia Platinum Credit CardAED 5,000•

RAKBANK RED Credit CardAED 5,000•

ADIB Visa Cashback CardAED 5,000•

Required Documents

Amazon Platinum Covered Card
Valid Emirates ID - Mandatory - A valid Emirates ID is required
Salary Certificate - Mandatory - Latest salary certificate or proof of income
Passport Copy - Mandatory - Copy of passport
Bank Statements - Last 3 months - Latest 3 months bank statements

RAKBANK Air Arabia Platinum Credit Card
Valid Emirates ID or passport - Proof of identity
Salary certificate - Proof of monthly salary AED 5,000

RAKBANK RED Credit Card
Proof of salary - Latest salary certificate or payslips - Minimum monthly salary AED 5,000
ID proof - Valid Emirates ID or passport - Valid passport or Emirates ID

ADIB Visa Cashback Card
Original and copy of valid passport
Original and copy of valid Emirates ID
Bank account statement (last 3 months)
Salary certificate from current employer (not more than 30 days old)

Fees and rates

Annual Fee

Amazon Platinum Covered CardAED 0↓

RAKBANK Air Arabia Platinum Credit CardAED 997.5↑

RAKBANK RED Credit CardAED 997.5↑

ADIB Visa Cashback CardAED 99•

Foreign Transaction Fee

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit Card2.57%•

RAKBANK RED Credit Card2.57%•

ADIB Visa Cashback CardNot listed

APR

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit Card43.8% APR↓

RAKBANK RED Credit Card43.8% APR↓

ADIB Visa Cashback Card45.63% APR↑

Late Payment Fee

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit CardAED 241.5•

RAKBANK RED Credit CardAED 241.5•

ADIB Visa Cashback CardNot listed

Cashback and rewards

Cashback details

Amazon Platinum Covered Card
Cashback
Enjoy unlimited cashback, and much more with the region's first Amazon card.
The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
Up to Up to 6%

RAKBANK Air Arabia Platinum Credit Card
Up to 1%

RAKBANK RED Credit Card
cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends
Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer.
Cashback: Minimum monthly salary AED 5,000.
The RAKBANK RED Credit Card offers a free-for-life cashback feature with up to 1.
Up to up to 1.5%

ADIB Visa Cashback Card
4% cashback on supermarket and grocery spends, maximum AED 300 per month
4% cashback on fuel and automobile spends, maximum AED 300 per month
4% cashback on school and education payments, maximum AED 300 per month
4% cashback on dining and restaurant spends, maximum AED 200 per month
4% cashback on utility payments, maximum AED 100 per month
Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.

Rewards

Amazon Platinum Covered Card
Cashback
Lounge
Travel
Cinema
Islamic
Low fee

RAKBANK Air Arabia Platinum Credit Card
AirRewards bonus - 20,000 - 20,000 AirRewards bonus
Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent
Cashback
Miles
Lounge
Dining
Groceries
Travel
↑

RAKBANK RED Credit Card
cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee
↓

Headline cashback

RAKBANK Air Arabia Platinum Credit Card
Up to 1%
↓

Reward Rate

Amazon Platinum Covered Card
Cashback
Lounge
Travel
Cinema
Islamic
Low fee

RAKBANK RED Credit Card
cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Travel

Airport Lounge Access

Amazon Platinum Covered Cardmentioned

RAKBANK Air Arabia Platinum Credit Cardmentioned

RAKBANK RED Credit Cardmentioned

ADIB Visa Cashback Cardmentioned

Card Network

Amazon Platinum Covered CardMastercard

RAKBANK Air Arabia Platinum Credit CardMastercard

RAKBANK RED Credit CardMastercard

ADIB Visa Cashback CardVisa

Card type

Sharia Compliant

Amazon Platinum Covered CardYes

RAKBANK Air Arabia Platinum Credit CardYes

RAKBANK RED Credit CardYes

ADIB Visa Cashback CardYes

Islamic

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback CardYes

Other useful facts

APR

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback Card45.63%

Monthly purchase rate

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback Card3.75%

Movie Benefit

Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback CardNot listed

Airport Lounge Visits

Amazon Platinum Covered Card4

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback CardNot listed

Age Requirement

Amazon Platinum Covered Card18+

RAKBANK Air Arabia Platinum Credit CardNot listed

RAKBANK RED Credit CardNot listed

ADIB Visa Cashback CardNot listed

Cashback

RAKBANK Air Arabia Platinum Credit Card
Up to 1%

Monthly card finance rate

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit Card3.65%↑

RAKBANK RED Credit Card3.65%↑

ADIB Visa Cashback Card0.99%↓

Overlimit Fee

Amazon Platinum Covered CardNot listed

RAKBANK Air Arabia Platinum Credit Card299.25%•

RAKBANK RED Credit Card299.25%•

ADIB Visa Cashback CardNot listed

EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts

Field	Amazon Platinum Covered CardEmirates Islamic	RAKBANK Air Arabia Platinum Credit CardRAKBANK	RAKBANK RED Credit CardRAKBANK	ADIB Visa Cashback CardAbu Dhabi Islamic Bank
Rewards
Reward details	Cashback Lounge Travel Cinema Islamic Low fee	AirRewards bonus - 20,000 - 20,000 AirRewards bonus Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent Cashback Miles Lounge Dining Groceries Travel	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback Lounge Dining Groceries Travel Cinema Low fee	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback Miles Lounge
Eligibility
Minimum Salary	AED 5,000•	AED 5,000•	AED 5,000•	AED 5,000•
Required Documents	Valid Emirates ID - Mandatory - A valid Emirates ID is required Salary Certificate - Mandatory - Latest salary certificate or proof of income Passport Copy - Mandatory - Copy of passport Bank Statements - Last 3 months - Latest 3 months bank statements	Valid Emirates ID or passport - Proof of identity Salary certificate - Proof of monthly salary AED 5,000	Proof of salary - Latest salary certificate or payslips - Minimum monthly salary AED 5,000 ID proof - Valid Emirates ID or passport - Valid passport or Emirates ID	Original and copy of valid passport Original and copy of valid Emirates ID Bank account statement (last 3 months) Salary certificate from current employer (not more than 30 days old)
Fees and rates
Annual Fee	AED 0↓	AED 997.5↑	AED 997.5↑	AED 99•
Foreign Transaction Fee	Not listed	2.57%•	2.57%•	Not listed
APR	Not listed	43.8% APR↓	43.8% APR↓	45.63% APR↑
Late Payment Fee	Not listed	AED 241.5•	AED 241.5•	Not listed
Cashback and rewards
Cashback details	Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6%	Up to 1%	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer. Cashback: Minimum monthly salary AED 5,000. The RAKBANK RED Credit Card offers a free-for-life cashback feature with up to 1. Up to up to 1.5%	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Rewards	Cashback Lounge Travel Cinema Islamic Low fee	AirRewards bonus - 20,000 - 20,000 AirRewards bonus Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent Cashback Miles Lounge Dining Groceries Travel ↑	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback Lounge Dining Groceries Travel Cinema Low fee ↓	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback Miles Lounge
Headline cashback	Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6% ↑	Up to 1% ↓	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer. Cashback: Minimum monthly salary AED 5,000. The RAKBANK RED Credit Card offers a free-for-life cashback feature with up to 1. Up to up to 1.5% •	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance. •
Reward Rate	Cashback Lounge Travel Cinema Islamic Low fee	AirRewards bonus - 20,000 - 20,000 AirRewards bonus Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent Cashback Miles Lounge Dining Groceries Travel	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback Lounge Dining Groceries Travel Cinema Low fee	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback Miles Lounge
Travel
Airport Lounge Access	mentioned	mentioned	mentioned	mentioned
Card Network	Mastercard	Mastercard	Mastercard	Visa
Card type
Sharia Compliant	Yes	Yes	Yes	Yes
Islamic	Not listed	Not listed	Not listed	Yes
Other useful facts
APR	Not listed	Not listed	Not listed	45.63%
Monthly purchase rate	Not listed	Not listed	Not listed	3.75%
Movie Benefit	Up to 2 "Buy 1 Get 1" complimentary movie tickets every month	Not listed	Not listed	Not listed
Airport Lounge Visits	4	Not listed	Not listed	Not listed
Age Requirement	18+	Not listed	Not listed	Not listed
Cashback	Cashback Enjoy unlimited cashback, and much more with the region's first Amazon card. The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts. Up to Up to 6%	Up to 1%	cashback - Up to 1.5% cashback on local & international spends - up to 1.5% cashback on local & international spends Cashback: Minimum monthly salary AED 5,000. Enjoy a free-for-life cashback credit card, great rewards, and up to 1.5% cashback on local & international spends. Get up to AED 300 cashback per month and 1 free monthly international transfer. Cashback: Minimum monthly salary AED 5,000. The RAKBANK RED Credit Card offers a free-for-life cashback feature with up to 1. Up to up to 1.5%	4% cashback on supermarket and grocery spends, maximum AED 300 per month 4% cashback on fuel and automobile spends, maximum AED 300 per month 4% cashback on school and education payments, maximum AED 300 per month 4% cashback on dining and restaurant spends, maximum AED 200 per month 4% cashback on utility payments, maximum AED 100 per month Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Monthly card finance rate	Not listed	3.65%↑	3.65%↑	0.99%↓
Overlimit Fee	Not listed	299.25%•	299.25%•	Not listed

Compare options

Top Credit Cards to compare

Product	Bank	Annual fee	Salary	APR	Cashback	Rewards	Network	Details
Amazon Platinum Covered CardCashback · Lounge · Travel	Emirates Islamic	AED 0	AED 5,000	Not listed	Up to 6%	CashbackLoungeTravelCinemaIslamicLow fee	Mastercard	Details
RAKBANK Air Arabia Platinum Credit CardCashback · Miles · Lounge	RAKBANK	AED 997.5	AED 5,000	43.8% APR	1%	CashbackMilesLoungeDiningGroceriesTravelCinemaLow fee	Mastercard	Details
RAKBANK RED Credit CardCashback · Lounge · Dining	RAKBANK	AED 997.5	AED 5,000	43.8% APR	up to 1.5%	CashbackLoungeDiningGroceriesTravelCinemaLow fee	Mastercard	Details
ADIB Visa Cashback CardCashback · Miles · Lounge	Abu Dhabi Islamic Bank	AED 99	AED 5,000	45.63% APR	4% on eligible daily-spend categories	CashbackMilesLoungeDiningGroceriesFuelTravelIslamic	Visa	Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.