Dubai First
Dubai First Low-Rate Credit Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- 2.49%
Card comparison
Dubai First Low-Rate Credit Card vs Amazon Platinum Covered Card vs RTA Covered Card vs RAKBANK Air Arabia Platinum Credit Card
Compare Dubai First Low-Rate Credit Card from Dubai First, Amazon Platinum Covered Card from Emirates Islamic, RTA Covered Card from Emirates Islamic,…
Dubai First
Dubai First Low-Rate Credit Card
Emirates Islamic
Amazon Platinum Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- Up to 6%
Emirates Islamic
RTA Covered Card
- Salary
- AED 5,000
- Fee
- AED 0
- Reward
- 10%
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
- Salary
- AED 5,000
- Fee
- AED 997.5
- Reward
- 1%
Side by side
Compare key facts
Dubai First Low-Rate Credit CardDubai FirstAmazon Platinum Covered CardEmirates IslamicRTA Covered CardEmirates IslamicRAKBANK Air Arabia Platinum Credit CardRAKBANK
Eligibility
Minimum Salary
Dubai First Low-Rate Credit CardAED 5,000•
Amazon Platinum Covered CardAED 5,000•
RTA Covered CardAED 5,000•
RAKBANK Air Arabia Platinum Credit CardAED 5,000•
Required Documents
Dubai First Low-Rate Credit CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements
Amazon Platinum Covered CardValid Emirates ID - Mandatory - A valid Emirates ID is required; Salary Certificate - Mandatory - Latest salary certificate or proof of income; Passport Copy - Mandatory - Copy of passport; Bank Statements - Last 3 months - Latest 3 months bank statements
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardValid Emirates ID or passport - Proof of identity; Salary certificate - Proof of monthly salary AED 5,000
Fees and rates
Annual Fee
Dubai First Low-Rate Credit CardAED 0↓
Amazon Platinum Covered CardAED 0↓
RTA Covered CardAED 0↓
RAKBANK Air Arabia Platinum Credit CardAED 997.5↑
Foreign Transaction Fee
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit Card2.57%
Interest Rate
Dubai First Low-Rate Credit Card2.49%↓
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit Card3.65%↑
Late Payment Fee
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardAED 241.5
Cashback and rewards
Rewards
Dubai First Low-Rate Credit CardCashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers↓
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardAirRewards bonus - 20,000 - 20,000 AirRewards bonus; Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent↑
Cashback Rate
Dubai First Low-Rate Credit Card2.49%•
Amazon Platinum Covered Card6%•
RTA Covered Card10%↑
RAKBANK Air Arabia Platinum Credit Card1%↓
Reward Rate
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit Card1.75%
Welcome Offer
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardGet up to AED 500 welcome bonus*
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardGet a 20,000 AirRewards joining bonus.
Travel
Airport Lounge Access
Dubai First Low-Rate Credit CardYes
Amazon Platinum Covered Cardmentioned
RTA Covered Cardmentioned
RAKBANK Air Arabia Platinum Credit Cardmentioned
Card Network
Dubai First Low-Rate Credit CardMastercard
Amazon Platinum Covered CardMastercard
RTA Covered CardVisa
RAKBANK Air Arabia Platinum Credit CardMastercard
Card type
Sharia Compliant
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardYes
RTA Covered CardYes
RAKBANK Air Arabia Platinum Credit CardYes
Other useful facts
Movie Benefit
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardUp to 2 "Buy 1 Get 1" complimentary movie tickets every month
RTA Covered CardMovie Offers
RAKBANK Air Arabia Platinum Credit CardNot listed
Cashback
Dubai First Low-Rate Credit Card1%↓
Amazon Platinum Covered Card6%↑
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
Free For Life
Dubai First Low-Rate Credit CardYes
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
Movie Offers
Dubai First Low-Rate Credit CardYes
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
Airport Lounge Visits
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered Card4
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
Age Requirement
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered Card18+
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit CardNot listed
Overlimit Fee
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit Card299.25%
Processing Fee
Dubai First Low-Rate Credit CardNot listed
Amazon Platinum Covered CardNot listed
RTA Covered CardNot listed
RAKBANK Air Arabia Platinum Credit Card1.05%
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Dubai First Low-Rate Credit CardDubai First | Amazon Platinum Covered CardEmirates Islamic | RTA Covered CardEmirates Islamic | RAKBANK Air Arabia Platinum Credit CardRAKBANK |
|---|---|---|---|---|
| Eligibility | ||||
| Minimum Salary | AED 5,000• | AED 5,000• | AED 5,000• | AED 5,000• |
| Required Documents | Valid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or bank statement showing salary; Bank Statements - Proof of financial stability - Latest 3 months bank statements | Valid Emirates ID - Mandatory - A valid Emirates ID is required; Salary Certificate - Mandatory - Latest salary certificate or proof of income; Passport Copy - Mandatory - Copy of passport; Bank Statements - Last 3 months - Latest 3 months bank statements | Not listed | Valid Emirates ID or passport - Proof of identity; Salary certificate - Proof of monthly salary AED 5,000 |
| Fees and rates | ||||
| Annual Fee | AED 0↓ | AED 0↓ | AED 0↓ | AED 997.5↑ |
| Foreign Transaction Fee | Not listed | Not listed | Not listed | 2.57% |
| Interest Rate | 2.49%↓ | Not listed | Not listed | 3.65%↑ |
| Late Payment Fee | Not listed | Not listed | Not listed | AED 241.5 |
| Cashback and rewards | ||||
| Rewards | Cashback - 1% cashback on balance transfers - Get 1% cashback on 0% interest 3-month balance transfers↓ | Not listed | Not listed | AirRewards bonus - 20,000 - 20,000 AirRewards bonus; Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent↑ |
| Cashback Rate | 2.49%• | 6%• | 10%↑ | 1%↓ |
| Reward Rate | Not listed | Not listed | Not listed | 1.75% |
| Welcome Offer | Not listed | Get up to AED 500 welcome bonus* | Not listed | Get a 20,000 AirRewards joining bonus. |
| Travel | ||||
| Airport Lounge Access | Yes | mentioned | mentioned | mentioned |
| Card Network | Mastercard | Mastercard | Visa | Mastercard |
| Card type | ||||
| Sharia Compliant | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| Movie Benefit | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Movie Offers | Not listed |
| Cashback | 1%↓ | 6%↑ | Not listed | Not listed |
| Free For Life | Yes | Not listed | Not listed | Not listed |
| Movie Offers | Yes | Not listed | Not listed | Not listed |
| Airport Lounge Visits | Not listed | 4 | Not listed | Not listed |
| Age Requirement | Not listed | 18+ | Not listed | Not listed |
| Overlimit Fee | Not listed | Not listed | Not listed | 299.25% |
| Processing Fee | Not listed | Not listed | Not listed | 1.05% |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Rewards | Lounge | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Dubai First Low-Rate Credit CardCashback · Lounge · Dining
|
Dubai First | AED 0 | AED 5,000 | 2.49% | 2.49% | Yes | Mastercard | Details | |
Benefits
      
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|
Amazon Platinum Covered CardCashback · Lounge · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | Not listed | Up to 6% | Yes | Mastercard | Details | |
Benefits
|
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|
RTA Covered CardCashback · Fuel · Travel
|
Emirates Islamic | AED 0 | AED 5,000 | Not listed | 10% | Yes | Visa | Details | |
Benefits
 
|
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|
RAKBANK Air Arabia Platinum Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 997.5 | AED 5,000 | 3.65% | 1% | Yes | Mastercard | Details | |
Benefits
 
|
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Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.