Which card is easier to qualify for in this comparison?

The card with the lowest listed minimum salary may be easier to qualify for, but final approval depends on the bank's checks and documents.

Should I choose the card with the highest cashback?

Not always. Compare annual fee, salary requirement, reward caps, spending categories, interest or profit rates, and official terms before deciding.

Card comparison

Citi Rewards Credit Card vs RAKBANK Titanium Credit Card vs Switch Cashback Credit Card vs FAB Cashback Credit Card

Compare Citi Rewards Credit Card from Citibank N. A., RAKBANK Titanium Credit Card from RAKBANK, Switch Cashback Credit Card from Emirates Islamic, FAB…

Citibank N. A. Citi Rewards Credit Card

Salary: AED 8,000
Fee: AED 300
Reward: points

RAKBANK RAKBANK Titanium Credit Card

Salary: AED 8,000
Fee: AED 997.5
Reward: 1%

Emirates Islamic Switch Cashback Credit Card

Salary: AED 10,000
Fee: AED 0
Reward: 8%

First Abu Dhabi Bank FAB Cashback Credit Card

Salary: AED 5,000
Fee: AED 300
Reward: 5%

Side by side

Compare key facts

Citi Rewards Credit CardCitibank N. A. RAKBANK Titanium Credit Card card image

RAKBANK Titanium Credit CardRAKBANK Switch Cashback Credit Card card image

Switch Cashback Credit CardEmirates Islamic FAB Cashback Credit Card card image

FAB Cashback Credit CardFirst Abu Dhabi Bank

Rewards

Reward details

Citi Rewards Credit Card

AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Cashback
Lounge
Groceries
Travel
Cinema
Low fee

RAKBANK Titanium Credit Card

Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50%
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Switch Cashback Credit Card

Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
Cashback
Lounge
Dining
Groceries
Fuel
Travel
Cinema

FAB Cashback Credit Card

Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Eligibility

Minimum Salary

Citi Rewards Credit CardAED 8,000•

RAKBANK Titanium Credit CardAED 8,000•

Switch Cashback Credit CardAED 10,000↑

FAB Cashback Credit CardAED 5,000↓

Required Documents

Citi Rewards Credit Card
Valid Emirates ID
Passport
UAE visa copy for expatriates
Salary account IBAN
Passport number during application

RAKBANK Titanium Credit Card
Valid Emirates ID - Mandatory - A valid Emirates ID
Proof of income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
Passport copy - Mandatory - A valid passport

Switch Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID
Salary Certificate - Proof of income - Latest salary certificate or proof of income
Bank Statements - Proof of financial stability - Latest 3 months bank statements

FAB Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID
Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate
Residence proof - Proof of address - Utility bill or tenancy contract
Card - FAB Cashback Credit Card

Fees and rates

Annual Fee

Citi Rewards Credit CardAED 300•

RAKBANK Titanium Credit CardAED 997.5↑

Switch Cashback Credit CardAED 0↓

FAB Cashback Credit CardAED 300•

Joining Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit CardAED 5,000

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Foreign Transaction Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card2.57%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Interest / profit rate

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card3.65%↑

Switch Cashback Credit CardNot listed

FAB Cashback Credit Card0%↓

Late Payment Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit CardAED 241.5

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Cashback and rewards

Cashback details

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
↑

RAKBANK Titanium Credit Card
Cashback: Minimum monthly salary AED 8,000. Get up to AED 600 cashback per month. Cashback of up to 5% on supermarket and dining spends and up to 50% cashback on entertainment spends.
Cashback: Minimum monthly salary AED 8,000.
The RAKBANK Titanium Credit Card provides cashback rewards of up to 5% on supermarkets and dining, and up to 50% on entertainment spends.
Up to 1%
↓

Switch Cashback Credit Card
Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
Cashback
Flexibility to switch between Lifestyle and Travel cashback categories.

FAB Cashback Credit Card
FAB cashback card
FAB Cashback Credit Card from First Abu Dhabi Bank.
FAB Cashback Credit Card provides cashback on supermarket, fashion, dining, and other spending categories, with monthly caps.
Up to 5%

Cashback categories

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.

Rewards

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Cashback
Lounge
Groceries
Travel
Cinema
Low fee

RAKBANK Titanium Credit Card
Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50%
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Switch Cashback Credit Card
Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
Cashback
Lounge
Dining
Groceries
Fuel
Travel
Cinema

FAB Cashback Credit Card
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Headline cashback

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.

Reward Rate

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Cashback
Lounge
Groceries
Travel
Cinema
Low fee

RAKBANK Titanium Credit Card
Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50%
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Switch Cashback Credit Card
Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
Cashback
Lounge
Dining
Groceries
Fuel
Travel
Cinema

FAB Cashback Credit Card
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Welcome Bonus

Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Cashback
Lounge
Groceries
Travel
Cinema
Low fee

RAKBANK Titanium Credit Card
Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50%
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Switch Cashback Credit Card
Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
Cashback
Lounge
Dining
Groceries
Fuel
Travel
Cinema

FAB Cashback Credit Card
Cashback
Lounge
Dining
Groceries
Travel
Cinema
Low fee

Travel

Airport Lounge Access

Citi Rewards Credit CardYes

RAKBANK Titanium Credit Cardmentioned

Switch Cashback Credit Cardmentioned

FAB Cashback Credit Cardmentioned

Card Network

Citi Rewards Credit CardMastercard World

RAKBANK Titanium Credit CardMastercard

Switch Cashback Credit CardVisa

FAB Cashback Credit CardMastercard

Card type

Sharia Compliant

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit CardYes

Switch Cashback Credit CardYes

FAB Cashback Credit CardNo

Other useful facts

Movie Benefit

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit CardNot listed

Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service

FAB Cashback Credit CardNot listed

Overlimit Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card299.25%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Processing Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card1.05%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Monthly Interest Rate

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card2%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Minimum Payment

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card100%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Fixed Interest Rate

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card3.65%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Monthly Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit CardAED 200

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

Closure Fee

Citi Rewards Credit CardNot listed

RAKBANK Titanium Credit Card500%

Switch Cashback Credit CardNot listed

FAB Cashback Credit CardNot listed

EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts

Field	Citi Rewards Credit CardCitibank N. A.	RAKBANK Titanium Credit CardRAKBANK	Switch Cashback Credit CardEmirates Islamic	FAB Cashback Credit CardFirst Abu Dhabi Bank
Rewards
Reward details	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days. Cashback Lounge Groceries Travel Cinema Low fee	Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50% Cashback Lounge Dining Groceries Travel Cinema Low fee	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days Cashback Lounge Dining Groceries Fuel Travel Cinema	Cashback Lounge Dining Groceries Travel Cinema Low fee
Eligibility
Minimum Salary	AED 8,000•	AED 8,000•	AED 10,000↑	AED 5,000↓
Required Documents	Valid Emirates ID Passport UAE visa copy for expatriates Salary account IBAN Passport number during application	Valid Emirates ID - Mandatory - A valid Emirates ID Proof of income - Latest salary certificate or bank statement - Latest salary certificate or bank statements Passport copy - Mandatory - A valid passport	Valid Emirates ID - Proof of identity - A valid Emirates ID Salary Certificate - Proof of income - Latest salary certificate or proof of income Bank Statements - Proof of financial stability - Latest 3 months bank statements	Valid Emirates ID - Proof of identity - A valid Emirates ID Proof of income - Salary certificate or bank statements - Latest 3 months bank statements or salary certificate Residence proof - Proof of address - Utility bill or tenancy contract Card - FAB Cashback Credit Card
Fees and rates
Annual Fee	AED 300•	AED 997.5↑	AED 0↓	AED 300•
Joining Fee	Not listed	AED 5,000	Not listed	Not listed
Foreign Transaction Fee	Not listed	2.57%	Not listed	Not listed
Interest / profit rate	Not listed	3.65%↑	Not listed	0%↓
Late Payment Fee	Not listed	AED 241.5	Not listed	Not listed
Cashback and rewards
Cashback details	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days. ↑	Cashback: Minimum monthly salary AED 8,000. Get up to AED 600 cashback per month. Cashback of up to 5% on supermarket and dining spends and up to 50% cashback on entertainment spends. Cashback: Minimum monthly salary AED 8,000. The RAKBANK Titanium Credit Card provides cashback rewards of up to 5% on supermarkets and dining, and up to 50% on entertainment spends. Up to 1% ↓	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply. Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval. 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel. Cashback Flexibility to switch between Lifestyle and Travel cashback categories.	FAB cashback card FAB Cashback Credit Card from First Abu Dhabi Bank. FAB Cashback Credit Card provides cashback on supermarket, fashion, dining, and other spending categories, with monthly caps. Up to 5%
Cashback categories	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.	Cashback: Minimum monthly salary AED 8,000. Get up to AED 600 cashback per month. Cashback of up to 5% on supermarket and dining spends and up to 50% cashback on entertainment spends. Cashback: Minimum monthly salary AED 8,000. The RAKBANK Titanium Credit Card provides cashback rewards of up to 5% on supermarkets and dining, and up to 50% on entertainment spends. Up to 1%	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply. Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval. 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel. Cashback Flexibility to switch between Lifestyle and Travel cashback categories.	FAB cashback card FAB Cashback Credit Card from First Abu Dhabi Bank. FAB Cashback Credit Card provides cashback on supermarket, fashion, dining, and other spending categories, with monthly caps. Up to 5%
Rewards	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days. Cashback Lounge Groceries Travel Cinema Low fee	Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50% Cashback Lounge Dining Groceries Travel Cinema Low fee	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days Cashback Lounge Dining Groceries Fuel Travel Cinema	Cashback Lounge Dining Groceries Travel Cinema Low fee
Headline cashback	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.	Cashback: Minimum monthly salary AED 8,000. Get up to AED 600 cashback per month. Cashback of up to 5% on supermarket and dining spends and up to 50% cashback on entertainment spends. Cashback: Minimum monthly salary AED 8,000. The RAKBANK Titanium Credit Card provides cashback rewards of up to 5% on supermarkets and dining, and up to 50% on entertainment spends. Up to 1% ↓	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply. Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval. 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel. Cashback Flexibility to switch between Lifestyle and Travel cashback categories. ↑	FAB cashback card FAB Cashback Credit Card from First Abu Dhabi Bank. FAB Cashback Credit Card provides cashback on supermarket, fashion, dining, and other spending categories, with monthly caps. Up to 5% •
Reward Rate	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days. Cashback Lounge Groceries Travel Cinema Low fee	Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50% Cashback Lounge Dining Groceries Travel Cinema Low fee	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days Cashback Lounge Dining Groceries Fuel Travel Cinema	Cashback Lounge Dining Groceries Travel Cinema Low fee
Welcome Bonus	AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days. Cashback Lounge Groceries Travel Cinema Low fee	Conditional cashback - up to 50% - Conditional or promotional cashback shown as up to 50% Cashback Lounge Dining Groceries Travel Cinema Low fee	Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days Cashback Lounge Dining Groceries Fuel Travel Cinema	Cashback Lounge Dining Groceries Travel Cinema Low fee
Travel
Airport Lounge Access	Yes	mentioned	mentioned	mentioned
Card Network	Mastercard World	Mastercard	Visa	Mastercard
Card type
Sharia Compliant	Not listed	Yes	Yes	No
Other useful facts
Movie Benefit	Not listed	Not listed	Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service	Not listed
Overlimit Fee	Not listed	299.25%	Not listed	Not listed
Processing Fee	Not listed	1.05%	Not listed	Not listed
Monthly Interest Rate	Not listed	2%	Not listed	Not listed
Minimum Payment	Not listed	100%	Not listed	Not listed
Fixed Interest Rate	Not listed	3.65%	Not listed	Not listed
Monthly Fee	Not listed	AED 200	Not listed	Not listed
Closure Fee	Not listed	500%	Not listed	Not listed

Compare options

Top Credit Cards to compare

Product	Bank	Annual fee	Salary	Interest rate	Cashback	Rewards	Network	Details
Citi Rewards Credit CardCashback · Lounge · Groceries	Citibank N. A.	AED 300	AED 8,000	Not listed	Not listed	CashbackLoungeGroceriesTravelCinemaLow fee	Mastercard World	Details
RAKBANK Titanium Credit CardCashback · Lounge · Dining	RAKBANK	AED 997.5	AED 8,000	3.65%	1%	CashbackLoungeDiningGroceriesTravelCinemaLow fee	Mastercard	Details
Switch Cashback Credit CardCashback · Lounge · Dining	Emirates Islamic	AED 0	AED 10,000	Not listed	8%	CashbackLoungeDiningGroceriesFuelTravelCinemaLow fee	Visa	Details
FAB Cashback Credit CardCashback · Lounge · Dining	First Abu Dhabi Bank	AED 300	AED 5,000	0%	5%	CashbackLoungeDiningGroceriesTravelCinemaLow fee	Mastercard	Details

Important

UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.