Card comparison

Citi Rewards Credit Card vs Switch Cashback Credit Card vs Platinum Credit Card vs RAKBANK Titanium Credit Card

Compare Citi Rewards Credit Card from Citibank N. A., Switch Cashback Credit Card from Emirates Islamic, Platinum Credit Card from Aafaq Islamic Finance,…

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Compare key facts

Citi Rewards Credit Card card imageCiti Rewards Credit CardCitibank N. A.Switch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic FinanceRAKBANK Titanium Credit Card card imageRAKBANK Titanium Credit CardRAKBANK

Rewards

Reward details

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback

Eligibility

Minimum Salary

Citi Rewards Credit CardAED 8,000↓
Switch Cashback Credit CardAED 10,000↑
Platinum Credit CardAED 8,000↓
RAKBANK Titanium Credit CardAED 8,000↓

Required Documents

Citi Rewards Credit Card
  • Valid Emirates ID
  • Passport
  • UAE visa copy for expatriates
  • Salary account IBAN
  • Passport number during application
Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
Platinum Credit Card
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
RAKBANK Titanium Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
  • Passport copy - Mandatory - A valid passport

Fees and rates

Annual Fee

Citi Rewards Credit CardAED 300•
Switch Cashback Credit CardAED 313.95↑
Platinum Credit CardAED 0↓
RAKBANK Titanium Credit CardAED 0↓

Joining Fee

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardAED 5,000

First Year Annual Fee

Citi Rewards Credit CardAED 0•
Switch Cashback Credit CardAED 0•
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardAED 0•

Foreign Transaction Fee

Citi Rewards Credit CardNot listed
Switch Cashback Credit Card2.34%↓
Platinum Credit Card2.5%•
RAKBANK Titanium Credit Card2.57%↑

APR

Citi Rewards Credit Card42% APR↓
Switch Cashback Credit Card44.28% APR•
Platinum Credit Card47.88% APR↑
RAKBANK Titanium Credit Card43.8% APR•

Cash Advance Fee

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardAED 3.15↓
Platinum Credit CardAED 150↑
RAKBANK Titanium Credit CardAED 3.31•

Late Payment Fee

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardAED 230↓
RAKBANK Titanium Credit CardAED 241.5↑

Cashback and rewards

Cashback details

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
↑
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
•

Rewards

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↑
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
↓
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback

Headline cashback

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
↑

Welcome Bonus

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↑
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
↓
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback
•

Travel

Airport Lounge Access

Citi Rewards Credit CardYes
Switch Cashback Credit Cardmentioned
Platinum Credit CardYes
RAKBANK Titanium Credit Cardmentioned

Travel Insurance

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardTravel and purchase protection benefits are listed in the enhanced benefits document

Valet Parking

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardYes
RAKBANK Titanium Credit CardNot listed

Card Network

Citi Rewards Credit CardMastercard World
Switch Cashback Credit CardVisa
Platinum Credit CardMastercard
RAKBANK Titanium Credit CardMastercard

Card type

Sharia Compliant

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardYes
Platinum Credit CardYes
RAKBANK Titanium Credit CardYes

Islamic

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardYes
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardNot listed

Other useful facts

APR

Citi Rewards Credit Card42%↓
Switch Cashback Credit Card44.28%•
Platinum Credit Card47.88%↑
RAKBANK Titanium Credit Card43.8%•

Monthly purchase rate

Citi Rewards Credit Card3.5%↓
Switch Cashback Credit CardNot listed
Platinum Credit Card3.99%↑
RAKBANK Titanium Credit CardNot listed

Movie Benefit

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Platinum Credit CardNot listed
RAKBANK Titanium Credit Card50% cashback on cinema worldwide

Fuel Monthly Cap

Citi Rewards Credit CardNot listed
Switch Cashback Credit CardAED 100
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardNot listed

Cashback

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month

Fuel Cashback Monthly Cap

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month

Cashback Points

Citi Rewards Credit Card
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month

Card Name

Citi Rewards Credit CardCiti Rewards Credit Card
Switch Cashback Credit CardSwitch Cashback Credit Card
Platinum Credit CardPlatinum Credit Card
RAKBANK Titanium Credit CardRAKBANK Titanium Credit Card
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field Citi Rewards Credit Card card imageCiti Rewards Credit CardCitibank N. A.Switch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic FinanceRAKBANK Titanium Credit Card card imageRAKBANK Titanium Credit CardRAKBANK
Rewards
Reward details
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback
Eligibility
Minimum Salary AED 8,000↓AED 10,000↑AED 8,000↓AED 8,000↓
Required Documents
  • Valid Emirates ID
  • Passport
  • UAE visa copy for expatriates
  • Salary account IBAN
  • Passport number during application
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
  • Passport copy - Mandatory - A valid passport
Fees and rates
Annual Fee AED 300•AED 313.95↑AED 0↓AED 0↓
Joining Fee Not listedNot listedNot listedAED 5,000
First Year Annual Fee AED 0•AED 0•Not listedAED 0•
Foreign Transaction Fee Not listed2.34%↓2.5%•2.57%↑
APR 42% APR↓44.28% APR•47.88% APR↑43.8% APR•
Cash Advance Fee Not listedAED 3.15↓AED 150↑AED 3.31•
Late Payment Fee Not listedNot listedAED 230↓AED 241.5↑
Cashback and rewards
Cashback details
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
↑
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
•
Rewards
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↑
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
↓
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback
Headline cashback
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
↓
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
↑
Welcome Bonus
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
↑
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
↓
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
  • 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
  • Minimum spend of AED 2,000 per statement cycle is required for cashback
•
Travel
Airport Lounge Access YesmentionedYesmentioned
Travel Insurance Not listedNot listedNot listedTravel and purchase protection benefits are listed in the enhanced benefits document
Valet Parking Not listedNot listedYesNot listed
Card Network Mastercard WorldVisaMastercardMastercard
Card type
Sharia Compliant Not listedYesYesYes
Islamic Not listedYesNot listedNot listed
Other useful facts
APR 42%↓44.28%•47.88%↑43.8%•
Monthly purchase rate 3.5%↓Not listed3.99%↑Not listed
Movie Benefit Not listedEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking serviceNot listed50% cashback on cinema worldwide
Fuel Monthly Cap Not listedAED 100Not listedNot listed
Cashback
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
Fuel Cashback Monthly Cap
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
Cashback Points
  • AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
  • 5% cashback on supermarkets worldwide capped at AED 100 per month
  • 5% cashback on dining worldwide capped at AED 100 per month
  • 50% cashback on cinema worldwide capped at AED 100 per month
  • 50% cashback on video streaming worldwide capped at AED 100 per month
  • 2% cashback on e-wallet retail spends capped at AED 100 per month
  • 1% cashback on non-e-wallet retail spends capped at AED 100 per month
Card Name Citi Rewards Credit CardSwitch Cashback Credit CardPlatinum Credit CardRAKBANK Titanium Credit Card

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Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Citi Rewards Credit Card product image Citi Rewards Credit CardCashback · Lounge · Groceries Citibank N. A. AED 300AED 8,00042% APRNot listedCashback iconCashbackLounge iconLoungeGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard World Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APRUp to 8%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,00047.88% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
RAKBANK Titanium Credit Card product image RAKBANK Titanium Credit CardCashback · Dining · Groceries RAKBANK AED 0AED 8,00043.8% APRUp to 50%Cashback iconCashbackDining iconDiningGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.