Citibank UAE
Citi Rewards Credit Card
- Salary
- AED 8,000
- Fee
- AED 300
- Reward
- points
Card comparison
Citi Rewards Credit Card vs Switch Cashback Credit Card vs Platinum Credit Card vs RAKBANK Titanium Credit Card
Compare Citi Rewards Credit Card from Citibank UAE, Switch Cashback Credit Card from Emirates Islamic, Platinum Credit Card from Aafaq Islamic Finance,…
Citibank UAE
Citi Rewards Credit Card
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
RAKBANK
RAKBANK Titanium Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Up to 50%
Side by side
Compare key facts
Citi Rewards Credit CardCitibank UAESwitch Cashback Credit CardEmirates IslamicPlatinum Credit CardAafaq Islamic FinanceRAKBANK Titanium Credit CardRAKBANK
Rewards
Reward details
Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
- 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
- Minimum spend of AED 2,000 per statement cycle is required for cashback
Eligibility
Minimum Salary
Citi Rewards Credit CardAED 8,000↓
Switch Cashback Credit CardAED 10,000↑
Platinum Credit CardAED 8,000↓
RAKBANK Titanium Credit CardAED 8,000↓
Required Documents
Citi Rewards Credit CardNot listed
Switch Cashback Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
RAKBANK Titanium Credit Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
- Passport copy - Mandatory - A valid passport
Fees and rates
Annual Fee
Citi Rewards Credit CardAED 300•
Switch Cashback Credit CardAED 313.95↑
Platinum Credit CardAED 0↓
RAKBANK Titanium Credit CardAED 0↓
Joining Fee
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardAED 5,000
First Year Annual Fee
Citi Rewards Credit CardAED 0•
Switch Cashback Credit CardAED 0•
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardAED 0•
Foreign Transaction Fee
Citi Rewards Credit Card2.99%↑
Switch Cashback Credit Card2.34%↓
Platinum Credit Card2.5%•
RAKBANK Titanium Credit Card2.57%•
APR
Citi Rewards Credit Card42% APR↓
Switch Cashback Credit Card44.28% APR•
Platinum Credit Card47.88% APR↑
RAKBANK Titanium Credit Card43.8% APR•
Cash Advance Fee
Citi Rewards Credit CardAED 3↓
Switch Cashback Credit CardAED 3.15•
Platinum Credit CardAED 150↑
RAKBANK Titanium Credit CardAED 3.31•
Late Payment Fee
Citi Rewards Credit CardAED 230↓
Switch Cashback Credit CardNot listed
Platinum Credit CardAED 230↓
RAKBANK Titanium Credit CardAED 241.5↑
Cashback and rewards
Cashback details
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
Rewards
Citi Rewards Credit Card
AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
- 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
- Minimum spend of AED 2,000 per statement cycle is required for cashback
Headline cashback
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Platinum Credit Card
- rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
- Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
Reward Rate
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
- 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
- Minimum spend of AED 2,000 per statement cycle is required for cashback
Welcome Bonus
Citi Rewards Credit Card
- AED 150 cashback subject to minimum spend criteria of AED 6,000 in 60 days.
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Low fee
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
RAKBANK Titanium Credit Card
- 5% cashback on supermarkets worldwide capped at AED 100 per month
- 5% cashback on dining worldwide capped at AED 100 per month
- 50% cashback on cinema worldwide capped at AED 100 per month
- 50% cashback on video streaming worldwide capped at AED 100 per month
- 2% cashback on e-wallet retail spends capped at AED 100 per month
- 1% cashback on non-e-wallet retail spends capped at AED 100 per month
- 0.25% cashback on charities, education, government, fuel, telecom, transport, real estate and related special categories capped at AED 50 per month
- Minimum spend of AED 2,000 per statement cycle is required for cashback
Travel
Airport Lounge Access
Citi Rewards Credit CardYes
Switch Cashback Credit Cardmentioned
Platinum Credit CardYes
RAKBANK Titanium Credit Cardmentioned
Travel Insurance
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardTravel and purchase protection benefits are listed in the enhanced benefits document
Valet Parking
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardNot listed
Platinum Credit CardYes
RAKBANK Titanium Credit CardNot listed
Card Network
Citi Rewards Credit CardMastercard World
Switch Cashback Credit CardVisa
Platinum Credit CardMastercard
RAKBANK Titanium Credit CardMastercard
Card type
Sharia Compliant
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardYes
Platinum Credit CardYes
RAKBANK Titanium Credit CardYes
Islamic
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardYes
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardNot listed
Other useful facts
APR
Citi Rewards Credit Card42%↓
Switch Cashback Credit Card44.28%•
Platinum Credit Card47.88%↑
RAKBANK Titanium Credit Card43.8%•
Monthly purchase rate
Citi Rewards Credit Card3.5%↓
Switch Cashback Credit CardNot listed
Platinum Credit Card3.99%↑
RAKBANK Titanium Credit CardNot listed
Movie Benefit
Citi Rewards Credit CardNot listed
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Platinum Credit CardNot listed
RAKBANK Titanium Credit Card50% cashback on cinema worldwide
Card Name
Citi Rewards Credit CardCiti Rewards Credit Card
Switch Cashback Credit CardSwitch Cashback Credit Card
Platinum Credit CardPlatinum Credit Card
RAKBANK Titanium Credit CardRAKBANK Titanium Credit Card
Standard Annual Fee
Citi Rewards Credit Card300%•
Switch Cashback Credit Card313.95%↑
Platinum Credit Card0%↓
RAKBANK Titanium Credit Card0%↓
Monthly Retail Cash Rate
Citi Rewards Credit Card3.5%
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardNot listed
Overlimit Fee
Citi Rewards Credit Card249%↓
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit Card299.25%↑
Interest Free Period
Citi Rewards Credit Card21%
Switch Cashback Credit CardNot listed
Platinum Credit CardNot listed
RAKBANK Titanium Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Citi Rewards Credit CardCitibank UAE | Switch Cashback Credit CardEmirates Islamic | Platinum Credit CardAafaq Islamic Finance | RAKBANK Titanium Credit CardRAKBANK |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 8,000↓ | AED 10,000↑ | AED 8,000↓ | AED 8,000↓ |
| Required Documents | Not listed |
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| Fees and rates | ||||
| Annual Fee | AED 300• | AED 313.95↑ | AED 0↓ | AED 0↓ |
| Joining Fee | Not listed | Not listed | Not listed | AED 5,000 |
| First Year Annual Fee | AED 0• | AED 0• | Not listed | AED 0• |
| Foreign Transaction Fee | 2.99%↑ | 2.34%↓ | 2.5%• | 2.57%• |
| APR | 42% APR↓ | 44.28% APR• | 47.88% APR↑ | 43.8% APR• |
| Cash Advance Fee | AED 3↓ | AED 3.15• | AED 150↑ | AED 3.31• |
| Late Payment Fee | AED 230↓ | Not listed | AED 230↓ | AED 241.5↑ |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Reward Rate |
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Yes | mentioned | Yes | mentioned |
| Travel Insurance | Not listed | Not listed | Not listed | Travel and purchase protection benefits are listed in the enhanced benefits document |
| Valet Parking | Not listed | Not listed | Yes | Not listed |
| Card Network | Mastercard World | Visa | Mastercard | Mastercard |
| Card type | ||||
| Sharia Compliant | Not listed | Yes | Yes | Yes |
| Islamic | Not listed | Yes | Not listed | Not listed |
| Other useful facts | ||||
| APR | 42%↓ | 44.28%• | 47.88%↑ | 43.8%• |
| Monthly purchase rate | 3.5%↓ | Not listed | 3.99%↑ | Not listed |
| Movie Benefit | Not listed | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Not listed | 50% cashback on cinema worldwide |
| Card Name | Citi Rewards Credit Card | Switch Cashback Credit Card | Platinum Credit Card | RAKBANK Titanium Credit Card |
| Standard Annual Fee | 300%• | 313.95%↑ | 0%↓ | 0%↓ |
| Monthly Retail Cash Rate | 3.5% | Not listed | Not listed | Not listed |
| Overlimit Fee | 249%↓ | Not listed | Not listed | 299.25%↑ |
| Interest Free Period | 21% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
Citi Rewards Credit CardCashback · Lounge · Groceries
|
Citibank UAE | AED 300 | AED 8,000 | 42% APR |
|      | Mastercard World | Details | |
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR |
|   | Visa | Details | |
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR |
|  | Mastercard | Details | |
RAKBANK Titanium Credit CardCashback · Dining · Groceries
|
RAKBANK | AED 0 | AED 8,000 | 43.8% APR |
| | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.