Card comparison

Citi Prestige Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card vs Traveller Credit Card vs Switch Cashback Credit Card

Compare Citi Prestige Credit Card from Citibank N. A., RAKBANK Emirates Skywards World Elite Credit Card from RAKBANK, Traveller Credit Card from Abu Dhabi…

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Compare key facts

Citi Prestige Credit Card card imageCiti Prestige Credit CardCitibank N. A.RAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKTraveller Credit Card card imageTraveller Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates Islamic

Rewards

Reward details

Citi Prestige Credit Card
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Traveller Credit Card
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining

Eligibility

Minimum Salary

Citi Prestige Credit CardAED 30,000
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000
Traveller Credit CardAED 20,000
Switch Cashback Credit CardAED 10,000

Salary Transfer Required

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit CardNo
Switch Cashback Credit CardNot listed

Required Documents

Citi Prestige Credit Card
  • Valid Emirates ID
  • Passport
  • UAE visa copy for expatriates
  • Salary account IBAN
  • Passport number during application
RAKBANK Emirates Skywards World Elite Credit Card
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Traveller Credit Card
  • Valid Emirates ID - Proof of identity
  • Latest 3 months salary certificate - Proof of income
  • Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements

Fees and rates

Annual Fee

Citi Prestige Credit CardAED 1,500
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200
Traveller Credit CardAED 1,575
Switch Cashback Credit CardAED 313.95

Joining Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed

First Year Annual Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit CardNot listed
Switch Cashback Credit CardAED 0

Foreign Transaction Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card2.57%
Traveller Credit Card2.99%
Switch Cashback Credit Card2.34%

APR

Citi Prestige Credit Card42% APR
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR
Traveller Credit Card44.28% APR
Switch Cashback Credit Card44.28% APR

Cash Advance Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit CardNot listed
Switch Cashback Credit CardAED 3.15

Late Payment Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed

Cashback and rewards

Cashback details

Citi Prestige Credit Card
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Traveller Credit Card
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.

Rewards

Citi Prestige Credit Card
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Traveller Credit Card
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining

Headline cashback

Citi Prestige Credit Card
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
RAKBANK Emirates Skywards World Elite Credit Card
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
Traveller Credit Card
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.

Welcome Bonus

Citi Prestige Credit Card
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
RAKBANK Emirates Skywards World Elite Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
Traveller Credit Card
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining

Travel

Airport Lounge Access

Citi Prestige Credit CardYes
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Traveller Credit Cardmentioned
Switch Cashback Credit Cardmentioned

Travel Insurance

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit Cardmentioned
Switch Cashback Credit CardNot listed

Card Network

Citi Prestige Credit CardMastercard World Elite
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Traveller Credit CardMastercard
Switch Cashback Credit CardVisa

Lifestyle

Concierge

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit Cardmentioned
Switch Cashback Credit CardNot listed

Card type

Sharia Compliant

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardYes
Traveller Credit CardNo
Switch Cashback Credit CardYes

Islamic

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit CardNo
Switch Cashback Credit CardYes

Other useful facts

Minimum Credit Limit

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit CardAED 30,000
Switch Cashback Credit CardNot listed

APR

Citi Prestige Credit Card42%
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit Card44.28%
Switch Cashback Credit Card44.28%

Monthly purchase rate

Citi Prestige Credit Card3.5%
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit Card3.69%
Switch Cashback Credit CardNot listed

Movie Benefit

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Traveller Credit Card50% cashback on movies tickets in AED spends
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service

Monthly card finance rate

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card3.65%
Traveller Credit Card3.69%
Switch Cashback Credit CardNot listed

Overlimit Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card299.25%
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed

Processing Fee

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card1.05%
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed

Monthly Interest Rate

Citi Prestige Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit Card2%
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
Field Citi Prestige Credit Card card imageCiti Prestige Credit CardCitibank N. A.RAKBANK Emirates Skywards World Elite Credit Card card imageRAKBANK Emirates Skywards World Elite Credit CardRAKBANKTraveller Credit Card card imageTraveller Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates Islamic
Rewards
Reward details
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Eligibility
Minimum Salary AED 30,000AED 25,000AED 20,000AED 10,000
Salary Transfer Required Not listedNot listedNoNot listed
Required Documents
  • Valid Emirates ID
  • Passport
  • UAE visa copy for expatriates
  • Salary account IBAN
  • Passport number during application
  • Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
  • Identity proof - Valid Emirates ID or passport - A valid passport
  • Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
  • Valid Emirates ID - Proof of identity
  • Latest 3 months salary certificate - Proof of income
  • Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
Fees and rates
Annual Fee AED 1,500AED 1,200AED 1,575AED 313.95
Joining Fee Not listedAED 5,000Not listedNot listed
First Year Annual Fee Not listedNot listedNot listedAED 0
Foreign Transaction Fee Not listed2.57%2.99%2.34%
APR 42% APR43.8% APR44.28% APR44.28% APR
Cash Advance Fee Not listedNot listedNot listedAED 3.15
Late Payment Fee Not listedAED 241.5Not listedNot listed
Cashback and rewards
Cashback details
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Rewards
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Headline cashback
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
  • The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
  • Up to 1%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Welcome Bonus
  • AED 600 cashback (subject to AED 15,000 spend in 60 days).
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Groceries
  • Travel
  • Cinema
  • Low fee
  • Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • Cashback
  • Lounge
  • Groceries
  • Travel
  • Cinema
  • Islamic
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
Travel
Airport Lounge Access Yesmentionedmentionedmentioned
Travel Insurance Not listedNot listedmentionedNot listed
Card Network Mastercard World EliteMastercardMastercardVisa
Lifestyle
Concierge Not listedNot listedmentionedNot listed
Card type
Sharia Compliant Not listedYesNoYes
Islamic Not listedNot listedNoYes
Other useful facts
Minimum Credit Limit Not listedNot listedAED 30,000Not listed
APR 42%Not listed44.28%44.28%
Monthly purchase rate 3.5%Not listed3.69%Not listed
Movie Benefit Not listedNot listed50% cashback on movies tickets in AED spendsEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
Monthly card finance rate Not listed3.65%3.69%Not listed
Overlimit Fee Not listed299.25%Not listedNot listed
Processing Fee Not listed1.05%Not listedNot listed
Monthly Interest Rate Not listed2%Not listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Citi Prestige Credit Card product image Citi Prestige Credit CardCashback · Lounge · Groceries Citibank N. A. AED 1,500AED 30,00042% APRNot listedCashback iconCashbackLounge iconLoungeGroceries iconGroceriesTravel iconTravelLow fee iconLow feeMastercard World Elite Details
RAKBANK Emirates Skywards World Elite Credit Card product image RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge RAKBANK AED 1,200AED 25,00043.8% APR1%Cashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningGroceries iconGroceriesTravel iconTravelCinema iconCinemaLow fee iconLow feeMastercard Details
Traveller Credit Card product image Traveller Credit CardCashback · Lounge · Groceries Abu Dhabi Commercial Bank AED 1,575AED 20,00044.28% APRNot listedCashback iconCashbackLounge iconLoungeGroceries iconGroceriesTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APRUp to 8%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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