Citibank UAE
Citi Prestige Credit Card
- Salary
- AED 30,000
- Fee
- AED 1,500
- Reward
- points
Card comparison
Citi Prestige Credit Card vs Traveller Credit Card vs Switch Cashback Credit Card vs SIB Cashback Covered Card
Compare Citi Prestige Credit Card from Citibank UAE, Traveller Credit Card from Abu Dhabi Commercial Bank, Switch Cashback Credit Card from Emirates…
Citibank UAE
Citi Prestige Credit Card
Abu Dhabi Commercial Bank
Traveller Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,575
- Reward
- cashback
Emirates Islamic
Switch Cashback Credit Card
- Salary
- AED 10,000
- Fee
- AED 313.95
- Reward
- Up to 8%
Sharjah Islamic Bank
SIB Cashback Covered Card
- Salary
- AED 5,000
- Fee
- AED 199
- Reward
- 10% online and digital-wallet spend; 2% international retail; 1% domestic retail; 0.5% utility, telecom, government, supermarket, hypermarket, and education payments
Side by side
Compare key facts
Citi Prestige Credit CardCitibank UAETraveller Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit CardEmirates IslamicSIB Cashback Covered CardSharjah Islamic Bank
Rewards
Reward details
Citi Prestige Credit Card
AED 600 cashback (subject to AED 15,000 spend in 60 days).- Cashback
- Lounge
- Groceries
- Travel
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- Cashback
- Lounge
- Groceries
- Travel
Eligibility
Minimum Salary
Citi Prestige Credit CardAED 30,000↑
Traveller Credit CardAED 20,000•
Switch Cashback Credit CardAED 10,000•
SIB Cashback Covered CardAED 5,000↓
Salary Transfer Required
Citi Prestige Credit CardNot listed
Traveller Credit CardNo
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Required Documents
Citi Prestige Credit CardNot listed
Traveller Credit Card
Valid Emirates ID - Proof of identity- Latest 3 months salary certificate - Proof of income
- Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
Switch Cashback Credit Card
- Valid Emirates ID - Proof of identity - A valid Emirates ID
- Salary Certificate - Proof of income - Latest salary certificate or proof of income
- Bank Statements - Proof of financial stability - Latest 3 months bank statements
SIB Cashback Covered Card
- Application form
- Passport and Emirates ID copy
- Valid residence visa for expatriates
- Proof of income
- Bank statement
- Valid trade license for self-employed applicants
- Memorandum of association / partnership agreement / power of attorney where applicable
Fees and rates
Annual Fee
Citi Prestige Credit CardAED 1,500•
Traveller Credit CardAED 1,575↑
Switch Cashback Credit CardAED 313.95•
SIB Cashback Covered CardAED 199↓
First Year Annual Fee
Citi Prestige Credit CardNot listed
Traveller Credit CardNot listed
Switch Cashback Credit CardAED 0•
SIB Cashback Covered CardAED 0•
Foreign Transaction Fee
Citi Prestige Credit Card2.99%↑
Traveller Credit Card2.99%↑
Switch Cashback Credit Card2.34%↓
SIB Cashback Covered Card2.5%•
APR
Citi Prestige Credit Card42% APR•
Traveller Credit Card44.28% APR↑
Switch Cashback Credit Card44.28% APR↑
SIB Cashback Covered Card41.88% APR↓
Cash Advance Fee
Citi Prestige Credit CardAED 3↓
Traveller Credit CardNot listed
Switch Cashback Credit CardAED 3.15•
SIB Cashback Covered CardAED 3.5↑
Late Payment Fee
Citi Prestige Credit CardAED 230
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Cashback and rewards
Cashback details
Citi Prestige Credit Card
- AED 600 cashback (subject to AED 15,000 spend in 60 days).
- Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
- The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.
Rewards
Citi Prestige Credit Card
AED 600 cashback (subject to AED 15,000 spend in 60 days).- Cashback
- Lounge
- Groceries
- Travel
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- Cashback
- Lounge
- Groceries
- Travel
Headline cashback
Citi Prestige Credit Card
- AED 600 cashback (subject to AED 15,000 spend in 60 days).
- Transfer points to 11 partner airlines/hotels including Qatar, Turkish & British Airways or convert for cash back.
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- SIB Cashback Covered Card is a Sharia-compliant cashback card with 10% cashback on online and wallet spend, 2% on international retail, 1% on domestic retail, and 0.
- The SIB Cashback Covered Card provides 10% cashback on eligible purchases, access to airport lounges, and is Mastercard compatible.
Reward Rate
Citi Prestige Credit Card
- AED 600 cashback (subject to AED 15,000 spend in 60 days).
- Cashback
- Lounge
- Groceries
- Travel
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- Cashback
- Lounge
- Groceries
- Travel
Welcome Bonus
Citi Prestige Credit Card
- AED 600 cashback (subject to AED 15,000 spend in 60 days).
- Cashback
- Lounge
- Groceries
- Travel
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
Switch Cashback Credit Card
- 4% cashback on supermarkets
- 4% cashback on dining
- 4% cashback on education
- 8% cashback on fuel
- Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
- Cashback
- Lounge
- Dining
SIB Cashback Covered Card
- 10% cashback on online purchases, saved cards on websites and apps, Samsung Wallet, and Apple Pay locally and internationally, excluding utility, telecom, government, supermarket, hypermarket, and education payments; monthly cap AED 300
- 2% cashback on international retail spends made outside the UAE in foreign currency; no cap
- 1% cashback on domestic retail spends made in the UAE; no cap
- 0.5% cashback on utility, telecom, government, supermarket, hypermarket, and education payments made inside or outside the UAE, excluding online and mobile-banking transactions; no cap
- Cashback
- Lounge
- Groceries
- Travel
Travel
Airport Lounge Access
Citi Prestige Credit CardYes
Traveller Credit Cardmentioned
Switch Cashback Credit Cardmentioned
SIB Cashback Covered CardNot listed
Travel Insurance
Citi Prestige Credit CardNot listed
Traveller Credit Cardmentioned
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Card Network
Citi Prestige Credit CardMastercard World Elite
Traveller Credit CardMastercard
Switch Cashback Credit CardVisa
SIB Cashback Covered CardMastercard
Lifestyle
Concierge
Citi Prestige Credit CardNot listed
Traveller Credit Cardmentioned
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Card type
Sharia Compliant
Citi Prestige Credit CardNot listed
Traveller Credit CardNo
Switch Cashback Credit CardYes
SIB Cashback Covered CardNot listed
Islamic
Citi Prestige Credit CardNot listed
Traveller Credit CardNo
Switch Cashback Credit CardYes
SIB Cashback Covered CardNot listed
Other useful facts
Minimum Credit Limit
Citi Prestige Credit CardNot listed
Traveller Credit CardAED 30,000
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
APR
Citi Prestige Credit Card42%•
Traveller Credit Card44.28%↑
Switch Cashback Credit Card44.28%↑
SIB Cashback Covered Card41.88%↓
Monthly purchase rate
Citi Prestige Credit Card3.5%↓
Traveller Credit Card3.69%↑
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Movie Benefit
Citi Prestige Credit CardNot listed
Traveller Credit Card50% cashback on movies tickets in AED spends
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
SIB Cashback Covered CardNot listed
Card Name
Citi Prestige Credit CardCiti Prestige Credit Card
Traveller Credit CardTraveller Credit Card
Switch Cashback Credit CardSwitch Cashback Credit Card
SIB Cashback Covered CardSIB Cashback Covered Card
Standard Annual Fee
Citi Prestige Credit Card1,500%↑
Traveller Credit CardNot listed
Switch Cashback Credit Card313.95%•
SIB Cashback Covered Card199%↓
Monthly Retail Cash Rate
Citi Prestige Credit Card3.5%
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
Overlimit Fee
Citi Prestige Credit Card249%
Traveller Credit CardNot listed
Switch Cashback Credit CardNot listed
SIB Cashback Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | Citi Prestige Credit CardCitibank UAE | Traveller Credit CardAbu Dhabi Commercial Bank | Switch Cashback Credit CardEmirates Islamic | SIB Cashback Covered CardSharjah Islamic Bank |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 30,000↑ | AED 20,000• | AED 10,000• | AED 5,000↓ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents | Not listed |
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|
|
| Fees and rates | ||||
| Annual Fee | AED 1,500• | AED 1,575↑ | AED 313.95• | AED 199↓ |
| First Year Annual Fee | Not listed | Not listed | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.99%↑ | 2.99%↑ | 2.34%↓ | 2.5%• |
| APR | 42% APR• | 44.28% APR↑ | 44.28% APR↑ | 41.88% APR↓ |
| Cash Advance Fee | AED 3↓ | Not listed | AED 3.15• | AED 3.5↑ |
| Late Payment Fee | AED 230 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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|
|
| Headline cashback |
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| Reward Rate |
|
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| Welcome Bonus |
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| Travel | ||||
| Airport Lounge Access | Yes | mentioned | mentioned | Not listed |
| Travel Insurance | Not listed | mentioned | Not listed | Not listed |
| Card Network | Mastercard World Elite | Mastercard | Visa | Mastercard |
| Lifestyle | ||||
| Concierge | Not listed | mentioned | Not listed | Not listed |
| Card type | ||||
| Sharia Compliant | Not listed | No | Yes | Not listed |
| Islamic | Not listed | No | Yes | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 30,000 | Not listed | Not listed |
| APR | 42%• | 44.28%↑ | 44.28%↑ | 41.88%↓ |
| Monthly purchase rate | 3.5%↓ | 3.69%↑ | Not listed | Not listed |
| Movie Benefit | Not listed | 50% cashback on movies tickets in AED spends | Enjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service | Not listed |
| Card Name | Citi Prestige Credit Card | Traveller Credit Card | Switch Cashback Credit Card | SIB Cashback Covered Card |
| Standard Annual Fee | 1,500%↑ | Not listed | 313.95%• | 199%↓ |
| Monthly Retail Cash Rate | 3.5% | Not listed | Not listed | Not listed |
| Overlimit Fee | 249% | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback* | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
Citi Prestige Credit CardCashback · Lounge · Groceries
|
Citibank UAE | AED 1,500 | AED 30,000 | 42% APR |
|     | Mastercard World Elite | Details | |
Traveller Credit CardCashback · Lounge · Groceries
|
Abu Dhabi Commercial Bank | AED 1,575 | AED 20,000 | 44.28% APR |
|   | Mastercard | Details | |
Switch Cashback Credit CardCashback · Lounge · Dining
|
Emirates Islamic | AED 313.95 | AED 10,000 | 44.28% APR |
|   | Visa | Details | |
SIB Cashback Covered CardCashback · Lounge · Groceries
|
Sharjah Islamic Bank | AED 199 | AED 5,000 | 41.88% APR |
| | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.