Citibank N. A.
Citi Premier Card
- Salary
- AED 36,750
- Fee
- AED 300
- Reward
- 3.50%
Card comparison
Citi Premier Card vs RAKBANK Air Arabia Platinum Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card vs Adib Covered Card
Compare Citi Premier Card from Citibank N. A., RAKBANK Air Arabia Platinum Credit Card from RAKBANK, RAKBANK Emirates Skywards World Elite Credit Card from…
Citibank N. A.
Citi Premier Card
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
- Salary
- AED 5,000
- Fee
- AED 997.5
- Reward
- 1%
RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
- Salary
- AED 25,000
- Fee
- AED 1,200
- Reward
- 1%
Abu Dhabi Islamic Bank
Adib Covered Card
- Salary
- AED 5,000
- Fee
- AED 250
- Reward
- 100%
Side by side
Compare key facts
Citi Premier CardCitibank N. A.RAKBANK Air Arabia Platinum Credit CardRAKBANKRAKBANK Emirates Skywards World Elite Credit CardRAKBANKAdib Covered CardAbu Dhabi Islamic Bank
Eligibility
Minimum Salary
Citi Premier CardAED 36,750↑
RAKBANK Air Arabia Platinum Credit CardAED 5,000↓
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000•
Adib Covered CardAED 5,000↓
Required Documents
Citi Premier CardValid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or proof of employment; Bank Statements - Proof of financial stability - Latest 3 months bank statements
RAKBANK Air Arabia Platinum Credit CardValid Emirates ID or passport - Proof of identity; Salary certificate - Proof of monthly salary AED 5,000
RAKBANK Emirates Skywards World Elite Credit CardProof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.; Identity proof - Valid Emirates ID or passport - A valid passport; Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Adib Covered CardValid Emirates ID - Mandatory - A valid Emirates ID; Proof of Income - Latest salary certificate or bank statement - Latest 3 months bank statements or salary certificate; Passport Copy - Mandatory - A valid passport copy; Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.; Identification - Standard KYC documents
Fees and rates
Annual Fee
Citi Premier CardAED 300•
RAKBANK Air Arabia Platinum Credit CardAED 997.5•
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200↑
Adib Covered CardAED 250↓
Joining Fee
Citi Premier CardAED 1,000↓
RAKBANK Air Arabia Platinum Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000↑
Adib Covered CardNot listed
Foreign Transaction Fee
Citi Premier Card2.99%↑
RAKBANK Air Arabia Platinum Credit Card2.57%↓
RAKBANK Emirates Skywards World Elite Credit Card2.57%↓
Adib Covered CardNot listed
Interest Rate
Citi Premier Card0%↓
RAKBANK Air Arabia Platinum Credit Card3.65%↑
RAKBANK Emirates Skywards World Elite Credit Card3.65%↑
Adib Covered Card0.99%•
Late Payment Fee
Citi Premier CardAED 230•
RAKBANK Air Arabia Platinum Credit CardAED 241.5↑
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5↑
Adib Covered CardAED 100↓
Cashback and rewards
Rewards
Citi Premier CardMiles Rewards - rewardsType: miles; Welcome Cashback - AED 1250 - welcomeOffer: AED 1250•
RAKBANK Air Arabia Platinum Credit CardAirRewards bonus - 20,000 - 20,000 AirRewards bonus; Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent↑
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardReward Points - 1 point per AED 1 spent - Earn 1 point per AED 1 spent↓
Cashback Rate
Citi Premier Card3.5%↑
RAKBANK Air Arabia Platinum Credit Card1%↓
RAKBANK Emirates Skywards World Elite Credit Card1%↓
Adib Covered CardNot listed
Reward Rate
Citi Premier CardNot listed
RAKBANK Air Arabia Platinum Credit Card1.75%
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardNot listed
Welcome Offer
Citi Premier CardAED 1250
RAKBANK Air Arabia Platinum Credit CardGet a 20,000 AirRewards joining bonus.
RAKBANK Emirates Skywards World Elite Credit CardGet a 20,000 Skywards Miles joining bonus.
Adib Covered CardNot listed
Travel
Airport Lounge Access
Citi Premier Cardmentioned
RAKBANK Air Arabia Platinum Credit Cardmentioned
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Adib Covered Cardmentioned
Card Network
Citi Premier CardMastercard
RAKBANK Air Arabia Platinum Credit CardMastercard
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Adib Covered CardNot listed
Card type
Sharia Compliant
Citi Premier CardNot listed
RAKBANK Air Arabia Platinum Credit CardYes
RAKBANK Emirates Skywards World Elite Credit CardYes
Adib Covered CardYes
Other useful facts
Minimum Payment
Citi Premier Card2.74%
RAKBANK Air Arabia Platinum Credit Card100%
RAKBANK Emirates Skywards World Elite Credit Card100%
Adib Covered CardAED 4,000
Overlimit Fee
Citi Premier Card249%↓
RAKBANK Air Arabia Platinum Credit Card299.25%↑
RAKBANK Emirates Skywards World Elite Credit Card299.25%↑
Adib Covered CardNot listed
Minimum Balance
Citi Premier CardAED 3,000
RAKBANK Air Arabia Platinum Credit CardAED 25,000
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000
Adib Covered Card4
Monthly Fee
Citi Premier CardAED 3,000↑
RAKBANK Air Arabia Platinum Credit CardAED 200↓
RAKBANK Emirates Skywards World Elite Credit CardAED 200↓
Adib Covered CardNot listed
Interest Products
Citi Premier Cardinterest rate-linked products
RAKBANK Air Arabia Platinum Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardNot listed
Principal Protection
Citi Premier Cardusually 100%
RAKBANK Air Arabia Platinum Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardNot listed
Fees Url
Citi Premier Cardhttps://www.citibank.ae/pdf/fees-and-charges.pdf
RAKBANK Air Arabia Platinum Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardNot listed
Investment Tenor
Citi Premier Carda few weeks to several years
RAKBANK Air Arabia Platinum Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Adib Covered CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | Citi Premier CardCitibank N. A. | RAKBANK Air Arabia Platinum Credit CardRAKBANK | RAKBANK Emirates Skywards World Elite Credit CardRAKBANK | Adib Covered CardAbu Dhabi Islamic Bank |
|---|---|---|---|---|
| Eligibility | ||||
| Minimum Salary | AED 36,750↑ | AED 5,000↓ | AED 25,000• | AED 5,000↓ |
| Required Documents | Valid Emirates ID - Proof of identity - A valid Emirates ID; Salary Certificate - Proof of income - Latest salary certificate or proof of employment; Bank Statements - Proof of financial stability - Latest 3 months bank statements | Valid Emirates ID or passport - Proof of identity; Salary certificate - Proof of monthly salary AED 5,000 | Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.; Identity proof - Valid Emirates ID or passport - A valid passport; Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract | Valid Emirates ID - Mandatory - A valid Emirates ID; Proof of Income - Latest salary certificate or bank statement - Latest 3 months bank statements or salary certificate; Passport Copy - Mandatory - A valid passport copy; Application - Standard application for Covered Card - At the time of applying for the Covered Card, you can provide for your card's Cover Limit by using your own money or proceeds from sale of commodities.; Identification - Standard KYC documents |
| Fees and rates | ||||
| Annual Fee | AED 300• | AED 997.5• | AED 1,200↑ | AED 250↓ |
| Joining Fee | AED 1,000↓ | Not listed | AED 5,000↑ | Not listed |
| Foreign Transaction Fee | 2.99%↑ | 2.57%↓ | 2.57%↓ | Not listed |
| Interest Rate | 0%↓ | 3.65%↑ | 3.65%↑ | 0.99%• |
| Late Payment Fee | AED 230• | AED 241.5↑ | AED 241.5↑ | AED 100↓ |
| Cashback and rewards | ||||
| Rewards | Miles Rewards - rewardsType: miles; Welcome Cashback - AED 1250 - welcomeOffer: AED 1250• | AirRewards bonus - 20,000 - 20,000 AirRewards bonus; Reward earning rate - up to 1.75 AirRewards per AED 5 - Earn up to 1.75 AirRewards per AED 5 spent↑ | Not listed | Reward Points - 1 point per AED 1 spent - Earn 1 point per AED 1 spent↓ |
| Cashback Rate | 3.5%↑ | 1%↓ | 1%↓ | Not listed |
| Reward Rate | Not listed | 1.75% | Not listed | Not listed |
| Welcome Offer | AED 1250 | Get a 20,000 AirRewards joining bonus. | Get a 20,000 Skywards Miles joining bonus. | Not listed |
| Travel | ||||
| Airport Lounge Access | mentioned | mentioned | mentioned | mentioned |
| Card Network | Mastercard | Mastercard | Mastercard | Not listed |
| Card type | ||||
| Sharia Compliant | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| Minimum Payment | 2.74% | 100% | 100% | AED 4,000 |
| Overlimit Fee | 249%↓ | 299.25%↑ | 299.25%↑ | Not listed |
| Minimum Balance | AED 3,000 | AED 25,000 | AED 25,000 | 4 |
| Monthly Fee | AED 3,000↑ | AED 200↓ | AED 200↓ | Not listed |
| Interest Products | interest rate-linked products | Not listed | Not listed | Not listed |
| Principal Protection | usually 100% | Not listed | Not listed | Not listed |
| Fees Url | https://www.citibank.ae/pdf/fees-and-charges.pdf | Not listed | Not listed | Not listed |
| Investment Tenor | a few weeks to several years | Not listed | Not listed | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | Interest rate | Rewards | Lounge | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
Citi Premier CardCashback · Miles · Lounge
|
Citibank N. A. | AED 300 | AED 36,750 | 0.00% | 3.50% | Yes | Mastercard | Details | |
Benefits
      
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|
RAKBANK Air Arabia Platinum Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 997.5 | AED 5,000 | 3.65% | 1% | Yes | Mastercard | Details | |
Benefits
 
|
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|
RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 1,200 | AED 25,000 | 3.65% | 1% | Yes | Mastercard | Details | |
|
Benefits
|
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|
Adib Covered CardCashback · Miles · Lounge
|
Abu Dhabi Islamic Bank | AED 250 | AED 5,000 | 0.99% | 100% | Yes | Not listed | Details | |
Benefits
|
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Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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