Card comparison

TouchPoints Titanium/ Gold Credit Card vs Etihad Guest Platinum Credit Card vs Platinum Credit Card

Compare TouchPoints Titanium/ Gold Credit Card from Abu Dhabi Commercial Bank, Etihad Guest Platinum Credit Card from Emirates Islamic, Platinum Credit Card…

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Compare key facts

TouchPoints Titanium/ Gold Credit Card card imageTouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial BankEtihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance

Rewards

Reward details

TouchPoints Titanium/ Gold Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Eligibility

Minimum Salary

TouchPoints Titanium/ Gold Credit CardAED 5,000
Etihad Guest Platinum Credit CardAED 5,000
Platinum Credit CardAED 8,000

Salary Transfer Required

TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardNot listed

Required Documents

TouchPoints Titanium/ Gold Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of income - Mandatory - Latest salary certificate or bank statements
  • Passport copy - Mandatory - A copy of passport
Etihad Guest Platinum Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
Platinum Credit Card
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID

Fees and rates

Annual Fee

TouchPoints Titanium/ Gold Credit CardFree
Etihad Guest Platinum Credit CardAED 208.95
Platinum Credit CardAED 0

First Year Annual Fee

TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardAED 0
Platinum Credit CardNot listed

Foreign Transaction Fee

TouchPoints Titanium/ Gold Credit Card2.99%
Etihad Guest Platinum Credit Card2.34%
Platinum Credit Card2.5%

APR

TouchPoints Titanium/ Gold Credit Card44.28% APR
Etihad Guest Platinum Credit Card44.28% APR
Platinum Credit Card47.88% APR

Cash Advance Fee

TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardAED 3.15
Platinum Credit CardAED 150

Late Payment Fee

TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardAED 230

Cashback and rewards

Rewards

TouchPoints Titanium/ Gold Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Reward Rate

TouchPoints Titanium/ Gold Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Welcome Bonus

TouchPoints Titanium/ Gold Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Etihad Guest Platinum Credit Card
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Travel

Airport Lounge Access

TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit Cardmentioned
Platinum Credit CardYes

Valet Parking

TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardYes

Card Network

TouchPoints Titanium/ Gold Credit CardMastercard
Etihad Guest Platinum Credit CardVisa
Platinum Credit CardMastercard

Card type

Sharia Compliant

TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardYes
Platinum Credit CardYes

Islamic

TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardYes
Platinum Credit CardNot listed

Other useful facts

Minimum Credit Limit

TouchPoints Titanium/ Gold Credit CardAED 3,000
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardNot listed

APR

TouchPoints Titanium/ Gold Credit Card44.28%
Etihad Guest Platinum Credit Card44.28%
Platinum Credit Card47.88%

Monthly purchase rate

TouchPoints Titanium/ Gold Credit Card3.69%
Etihad Guest Platinum Credit CardNot listed
Platinum Credit Card3.99%

Movie Benefit

TouchPoints Titanium/ Gold Credit CardBuy1-Get1 free movie tickets at VOX cinemas
Etihad Guest Platinum Credit CardMovie Offers
Platinum Credit CardNot listed

Minimum Payment

TouchPoints Titanium/ Gold Credit Card5% or AED 100, whichever is higher
Etihad Guest Platinum Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Platinum Credit Card5% of monthly balance, minimum AED 100

Monthly Fee

TouchPoints Titanium/ Gold Credit CardAED 125
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardNot listed

Lounge Access

TouchPoints Titanium/ Gold Credit Cardmentioned
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardNot listed

Eligible Cards

TouchPoints Titanium/ Gold Credit CardInfinite; Platinum; Titanium
Etihad Guest Platinum Credit CardNot listed
Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field TouchPoints Titanium/ Gold Credit Card card imageTouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial BankEtihad Guest Platinum Credit Card card imageEtihad Guest Platinum Credit CardEmirates IslamicPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance
Rewards
Reward details
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Eligibility
Minimum Salary AED 5,000AED 5,000AED 8,000
Salary Transfer Required NoNot listedNot listed
Required Documents
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of income - Mandatory - Latest salary certificate or bank statements
  • Passport copy - Mandatory - A copy of passport
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Mandatory - Latest salary certificate or proof of income
  • Passport - Mandatory - Valid passport
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Fees and rates
Annual Fee FreeAED 208.95AED 0
First Year Annual Fee Not listedAED 0Not listed
Foreign Transaction Fee 2.99%2.34%2.5%
APR 44.28% APR44.28% APR47.88% APR
Cash Advance Fee Not listedAED 3.15AED 150
Late Payment Fee Not listedNot listedAED 230
Cashback and rewards
Rewards
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Reward Rate
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Welcome Bonus
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Cashback
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Travel
Airport Lounge Access Not listedmentionedYes
Valet Parking Not listedNot listedYes
Card Network MastercardVisaMastercard
Card type
Sharia Compliant NoYesYes
Islamic NoYesNot listed
Other useful facts
Minimum Credit Limit AED 3,000Not listedNot listed
APR 44.28%44.28%47.88%
Monthly purchase rate 3.69%Not listed3.99%
Movie Benefit Buy1-Get1 free movie tickets at VOX cinemasMovie OffersNot listed
Minimum Payment 5% or AED 100, whichever is higher5% of closing balance outstanding or AED 100, whichever is higher5% of monthly balance, minimum AED 100
Monthly Fee AED 125Not listedNot listed
Lounge Access mentionedNot listedNot listed
Eligible Cards Infinite; Platinum; TitaniumNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
TouchPoints Titanium/ Gold Credit Card product image TouchPoints Titanium/ Gold Credit CardMiles · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 5,00044.28% APRNot listedMiles iconMilesLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
Etihad Guest Platinum Credit Card product image Etihad Guest Platinum Credit CardCashback · Miles · Lounge Emirates Islamic AED 208.95AED 5,00044.28% APRUp to 2 Etihad Guest Miles per USD spentCashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,00047.88% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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