Abu Dhabi Commercial Bank
TouchPoints Platinum Credit Card
- Salary
- AED 8,000
- Fee
- Free
- Reward
- rewards
Card comparison
TouchPoints Platinum Credit Card vs Platinum Credit Card vs TouchPoints Titanium/ Gold Credit Card vs Etihad Guest Platinum Credit Card
Compare TouchPoints Platinum Credit Card from Abu Dhabi Commercial Bank, Platinum Credit Card from Aafaq Islamic Finance, TouchPoints Titanium/ Gold Credit…
Abu Dhabi Commercial Bank
TouchPoints Platinum Credit Card
Aafaq Islamic Finance
Platinum Credit Card
- Salary
- AED 8,000
- Fee
- AED 0
- Reward
- Not listed
Abu Dhabi Commercial Bank
TouchPoints Titanium/ Gold Credit Card
- Salary
- AED 5,000
- Fee
- Free
- Reward
- rewards
Emirates Islamic
Etihad Guest Platinum Credit Card
- Salary
- AED 5,000
- Fee
- AED 208.95
- Reward
- Etihad Guest Miles
Side by side
Compare key facts
TouchPoints Platinum Credit CardAbu Dhabi Commercial BankPlatinum Credit CardAafaq Islamic FinanceTouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial BankEtihad Guest Platinum Credit CardEmirates Islamic
Rewards
Reward details
TouchPoints Platinum Credit Card
Miles- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Eligibility
Minimum Salary
TouchPoints Platinum Credit CardAED 8,000↑
Platinum Credit CardAED 8,000↑
TouchPoints Titanium/ Gold Credit CardAED 5,000↓
Etihad Guest Platinum Credit CardAED 5,000↓
Salary Transfer Required
TouchPoints Platinum Credit CardNo
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardNot listed
Required Documents
TouchPoints Platinum Credit Card
Valid Emirates ID - Mandatory- Proof of income - Mandatory - Latest salary certificate or bank statement
- Passport copy - Mandatory - A valid passport
Platinum Credit Card
- Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
- Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
TouchPoints Titanium/ Gold Credit Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of income - Mandatory - Latest salary certificate or bank statements
- Passport copy - Mandatory - A copy of passport
Etihad Guest Platinum Credit Card
- Valid Emirates ID - Mandatory - A valid Emirates ID
- Proof of Income - Mandatory - Latest salary certificate or proof of income
- Passport - Mandatory - Valid passport
Fees and rates
Annual Fee
TouchPoints Platinum Credit CardFree
Platinum Credit CardAED 0↓
TouchPoints Titanium/ Gold Credit CardFree
Etihad Guest Platinum Credit CardAED 208.95↑
First Year Annual Fee
TouchPoints Platinum Credit CardAED 0•
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardAED 0•
Foreign Transaction Fee
TouchPoints Platinum Credit Card2.99%↑
Platinum Credit Card2.5%•
TouchPoints Titanium/ Gold Credit Card2.99%↑
Etihad Guest Platinum Credit Card2.34%↓
APR
TouchPoints Platinum Credit Card44.28% APR↓
Platinum Credit Card47.88% APR↑
TouchPoints Titanium/ Gold Credit Card44.28% APR↓
Etihad Guest Platinum Credit Card44.28% APR↓
Cash Advance Fee
TouchPoints Platinum Credit CardNot listed
Platinum Credit CardAED 150↑
TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardAED 3.15↓
Late Payment Fee
TouchPoints Platinum Credit CardNot listed
Platinum Credit CardAED 230
TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Cashback and rewards
Rewards
TouchPoints Platinum Credit Card
Miles- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Reward Rate
TouchPoints Platinum Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Welcome Bonus
TouchPoints Platinum Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Platinum Credit Card
- Welcome Bonus - AED 250 - AED 250 Welcome
- Cashback
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
TouchPoints Titanium/ Gold Credit Card
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Islamic
- Low fee
Etihad Guest Platinum Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Travel
- Cinema
- Low fee
Travel
Airport Lounge Access
TouchPoints Platinum Credit Cardmentioned
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit Cardmentioned
Valet Parking
TouchPoints Platinum Credit CardNot listed
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNot listed
Etihad Guest Platinum Credit CardNot listed
Card Network
TouchPoints Platinum Credit CardMastercard
Platinum Credit CardMastercard
TouchPoints Titanium/ Gold Credit CardMastercard
Etihad Guest Platinum Credit CardVisa
Card type
Sharia Compliant
TouchPoints Platinum Credit CardNo
Platinum Credit CardYes
TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardYes
Islamic
TouchPoints Platinum Credit CardNo
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardNo
Etihad Guest Platinum Credit CardYes
Other useful facts
Minimum Credit Limit
TouchPoints Platinum Credit CardAED 15,000↑
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardAED 3,000↓
Etihad Guest Platinum Credit CardNot listed
APR
TouchPoints Platinum Credit Card44.28%↓
Platinum Credit Card47.88%↑
TouchPoints Titanium/ Gold Credit Card44.28%↓
Etihad Guest Platinum Credit Card44.28%↓
Monthly purchase rate
TouchPoints Platinum Credit Card3.69%↓
Platinum Credit Card3.99%↑
TouchPoints Titanium/ Gold Credit Card3.69%↓
Etihad Guest Platinum Credit CardNot listed
Movie Benefit
TouchPoints Platinum Credit CardBuy1-Get1 free movie tickets at VOX cinemas
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardBuy1-Get1 free movie tickets at VOX cinemas
Etihad Guest Platinum Credit CardMovie Offers
Minimum Payment
TouchPoints Platinum Credit Card5% or AED 100, whichever is higher
Platinum Credit Card5% of monthly balance, minimum AED 100
TouchPoints Titanium/ Gold Credit Card5% or AED 100, whichever is higher
Etihad Guest Platinum Credit Card5% of closing balance outstanding or AED 100, whichever is higher
Monthly Fee
TouchPoints Platinum Credit CardAED 125•
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardAED 125•
Etihad Guest Platinum Credit CardNot listed
Lounge Access
TouchPoints Platinum Credit Cardmentioned
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit Cardmentioned
Etihad Guest Platinum Credit CardNot listed
Eligible Cards
TouchPoints Platinum Credit CardInfinite; Platinum; Titanium
Platinum Credit CardNot listed
TouchPoints Titanium/ Gold Credit CardInfinite; Platinum; Titanium
Etihad Guest Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
| Field | TouchPoints Platinum Credit CardAbu Dhabi Commercial Bank | Platinum Credit CardAafaq Islamic Finance | TouchPoints Titanium/ Gold Credit CardAbu Dhabi Commercial Bank | Etihad Guest Platinum Credit CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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|
|
| Eligibility | ||||
| Minimum Salary | AED 8,000↑ | AED 8,000↑ | AED 5,000↓ | AED 5,000↓ |
| Salary Transfer Required | No | Not listed | No | Not listed |
| Required Documents |
|
|
|
|
| Fees and rates | ||||
| Annual Fee | Free | AED 0↓ | Free | AED 208.95↑ |
| First Year Annual Fee | AED 0• | Not listed | Not listed | AED 0• |
| Foreign Transaction Fee | 2.99%↑ | 2.5%• | 2.99%↑ | 2.34%↓ |
| APR | 44.28% APR↓ | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | Not listed | AED 150↑ | Not listed | AED 3.15↓ |
| Late Payment Fee | Not listed | AED 230 | Not listed | Not listed |
| Cashback and rewards | ||||
| Rewards |
|
|
|
|
| Reward Rate |
|
|
|
|
| Welcome Bonus |
|
|
|
|
| Travel | ||||
| Airport Lounge Access | mentioned | Yes | Not listed | mentioned |
| Valet Parking | Not listed | Yes | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Mastercard | Visa |
| Card type | ||||
| Sharia Compliant | No | Yes | No | Yes |
| Islamic | No | Not listed | No | Yes |
| Other useful facts | ||||
| Minimum Credit Limit | AED 15,000↑ | Not listed | AED 3,000↓ | Not listed |
| APR | 44.28%↓ | 47.88%↑ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.69%↓ | 3.99%↑ | 3.69%↓ | Not listed |
| Movie Benefit | Buy1-Get1 free movie tickets at VOX cinemas | Not listed | Buy1-Get1 free movie tickets at VOX cinemas | Movie Offers |
| Minimum Payment | 5% or AED 100, whichever is higher | 5% of monthly balance, minimum AED 100 | 5% or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Monthly Fee | AED 125• | Not listed | AED 125• | Not listed |
| Lounge Access | mentioned | Not listed | mentioned | Not listed |
| Eligible Cards | Infinite; Platinum; Titanium | Not listed | Infinite; Platinum; Titanium | Not listed |
Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
TouchPoints Platinum Credit CardMiles · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 8,000 | 44.28% APR | Not listed |  Miles Lounge Dining Travel Cinema Islamic Low fee | Mastercard | Details | |
|
Platinum Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 0 | AED 8,000 | 47.88% APR | Not listed | CashbackLoungeDiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
TouchPoints Titanium/ Gold Credit CardMiles · Lounge · Dining
|
Abu Dhabi Commercial Bank | Free | AED 5,000 | 44.28% APR | Not listed | MilesLoungeDiningTravelCinemaIslamicLow fee | Mastercard | Details | |
|
Etihad Guest Platinum Credit CardCashback · Miles · Lounge
|
Emirates Islamic | AED 208.95 | AED 5,000 | 44.28% APR | Up to 2 Etihad Guest Miles per USD spent | CashbackMilesLoungeDiningTravelCinemaLow fee | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.