Card comparison

Lulu Platinum Credit Card vs Platinum Credit Card vs TouchPoints Platinum Credit Card vs Lulu Titanium Credit Card

Compare Lulu Platinum Credit Card from Abu Dhabi Commercial Bank, Platinum Credit Card from Aafaq Islamic Finance, TouchPoints Platinum Credit Card from Abu…

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Compare key facts

Lulu Platinum Credit Card card imageLulu Platinum Credit CardAbu Dhabi Commercial BankPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic FinanceTouchPoints Platinum Credit Card card imageTouchPoints Platinum Credit CardAbu Dhabi Commercial BankLulu Titanium Credit Card card imageLulu Titanium Credit CardAbu Dhabi Commercial Bank

Rewards

Reward details

Lulu Platinum Credit Card
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
TouchPoints Platinum Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Lulu Titanium Credit Card
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Eligibility

Minimum Salary

Lulu Platinum Credit CardAED 8,000
Platinum Credit CardAED 8,000
TouchPoints Platinum Credit CardAED 8,000
Lulu Titanium Credit CardAED 5,000

Salary Transfer Required

Lulu Platinum Credit CardNo
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardNo
Lulu Titanium Credit CardNo

Required Documents

Lulu Platinum Credit Card
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
Platinum Credit Card
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
TouchPoints Platinum Credit Card
  • Valid Emirates ID - Mandatory
  • Proof of income - Mandatory - Latest salary certificate or bank statement
  • Passport copy - Mandatory - A valid passport
Lulu Titanium Credit Card
  • Proof of salary - Latest 3 months salary certificate or bank statement - Latest 3 months bank statements
  • ID proof - Valid Emirates ID or passport - A valid passport

Fees and rates

Annual Fee

Lulu Platinum Credit CardFree
Platinum Credit CardAED 0
TouchPoints Platinum Credit CardFree
Lulu Titanium Credit CardFree

First Year Annual Fee

Lulu Platinum Credit CardNot listed
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardAED 0
Lulu Titanium Credit CardNot listed

Foreign Transaction Fee

Lulu Platinum Credit Card2.99%
Platinum Credit Card2.5%
TouchPoints Platinum Credit Card2.99%
Lulu Titanium Credit Card2.99%

APR

Lulu Platinum Credit Card44.28% APR
Platinum Credit Card47.88% APR
TouchPoints Platinum Credit Card44.28% APR
Lulu Titanium Credit Card44.28% APR

Cash Advance Fee

Lulu Platinum Credit CardNot listed
Platinum Credit CardAED 150
TouchPoints Platinum Credit CardNot listed
Lulu Titanium Credit CardNot listed

Late Payment Fee

Lulu Platinum Credit CardNot listed
Platinum Credit CardAED 230
TouchPoints Platinum Credit CardNot listed
Lulu Titanium Credit CardNot listed

Cashback and rewards

Rewards

Lulu Platinum Credit Card
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
TouchPoints Platinum Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Lulu Titanium Credit Card
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Welcome Bonus

Lulu Platinum Credit Card
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
TouchPoints Platinum Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Lulu Titanium Credit Card
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Travel

Airport Lounge Access

Lulu Platinum Credit Cardmentioned
Platinum Credit CardYes
TouchPoints Platinum Credit Cardmentioned
Lulu Titanium Credit Cardmentioned

Valet Parking

Lulu Platinum Credit CardNot listed
Platinum Credit CardYes
TouchPoints Platinum Credit CardNot listed
Lulu Titanium Credit CardNot listed

Card Network

Lulu Platinum Credit CardMastercard
Platinum Credit CardMastercard
TouchPoints Platinum Credit CardMastercard
Lulu Titanium Credit CardMastercard

Card type

Sharia Compliant

Lulu Platinum Credit CardNo
Platinum Credit CardYes
TouchPoints Platinum Credit CardNo
Lulu Titanium Credit CardNo

Islamic

Lulu Platinum Credit CardNo
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardNo
Lulu Titanium Credit CardNo

Other useful facts

Minimum Credit Limit

Lulu Platinum Credit CardAED 15,000
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardAED 15,000
Lulu Titanium Credit CardAED 3,000

APR

Lulu Platinum Credit Card44.28%
Platinum Credit Card47.88%
TouchPoints Platinum Credit Card44.28%
Lulu Titanium Credit Card44.28%

Monthly purchase rate

Lulu Platinum Credit Card3.69%
Platinum Credit Card3.99%
TouchPoints Platinum Credit Card3.69%
Lulu Titanium Credit Card3.69%

Movie Benefit

Lulu Platinum Credit CardBuy 1 Get 1 Free Movie tickets
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardBuy1-Get1 free movie tickets at VOX cinemas
Lulu Titanium Credit CardNot listed

Minimum Payment

Lulu Platinum Credit Card5% or AED 100, whichever is higher
Platinum Credit Card5% of monthly balance, minimum AED 100
TouchPoints Platinum Credit Card5% or AED 100, whichever is higher
Lulu Titanium Credit Card5% or AED 100, whichever is higher

Lounge Access

Lulu Platinum Credit CardADCB Lulu Platinum Credit Cards
Platinum Credit CardNot listed
TouchPoints Platinum Credit CardADCB Lulu Platinum Credit Cards
Lulu Titanium Credit CardADCB Lulu Platinum Credit Cards

Reward Points Program

Lulu Platinum Credit Card
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
TouchPoints Platinum Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Lulu Titanium Credit Card
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Reward Points

Lulu Platinum Credit Card
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
TouchPoints Platinum Credit Card
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Lulu Titanium Credit Card
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field Lulu Platinum Credit Card card imageLulu Platinum Credit CardAbu Dhabi Commercial BankPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic FinanceTouchPoints Platinum Credit Card card imageTouchPoints Platinum Credit CardAbu Dhabi Commercial BankLulu Titanium Credit Card card imageLulu Titanium Credit CardAbu Dhabi Commercial Bank
Rewards
Reward details
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Eligibility
Minimum Salary AED 8,000AED 8,000AED 8,000AED 5,000
Salary Transfer Required NoNot listedNoNo
Required Documents
  • Valid Emirates ID - Mandatory - A valid Emirates ID
  • Proof of Income - Latest salary certificate or bank statement - Latest salary certificate or bank statements
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
  • Valid Emirates ID - Mandatory
  • Proof of income - Mandatory - Latest salary certificate or bank statement
  • Passport copy - Mandatory - A valid passport
  • Proof of salary - Latest 3 months salary certificate or bank statement - Latest 3 months bank statements
  • ID proof - Valid Emirates ID or passport - A valid passport
Fees and rates
Annual Fee FreeAED 0FreeFree
First Year Annual Fee Not listedNot listedAED 0Not listed
Foreign Transaction Fee 2.99%2.5%2.99%2.99%
APR 44.28% APR47.88% APR44.28% APR44.28% APR
Cash Advance Fee Not listedAED 150Not listedNot listed
Late Payment Fee Not listedAED 230Not listedNot listed
Cashback and rewards
Rewards
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Welcome Bonus
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Travel
Airport Lounge Access mentionedYesmentionedmentioned
Valet Parking Not listedYesNot listedNot listed
Card Network MastercardMastercardMastercardMastercard
Card type
Sharia Compliant NoYesNoNo
Islamic NoNot listedNoNo
Other useful facts
Minimum Credit Limit AED 15,000Not listedAED 15,000AED 3,000
APR 44.28%47.88%44.28%44.28%
Monthly purchase rate 3.69%3.99%3.69%3.69%
Movie Benefit Buy 1 Get 1 Free Movie ticketsNot listedBuy1-Get1 free movie tickets at VOX cinemasNot listed
Minimum Payment 5% or AED 100, whichever is higher5% of monthly balance, minimum AED 1005% or AED 100, whichever is higher5% or AED 100, whichever is higher
Lounge Access ADCB Lulu Platinum Credit CardsNot listedADCB Lulu Platinum Credit CardsADCB Lulu Platinum Credit Cards
Reward Points Program
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Reward Points
  • LuLu Points - Earn up to 8 LuLu Points per AED
  • Movie Benefit - Buy 1 Get 1 Free Movie tickets
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Miles
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
Lulu Platinum Credit Card product image Lulu Platinum Credit CardLounge · Dining · Travel Abu Dhabi Commercial Bank FreeAED 8,00044.28% APRNot listedLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,00047.88% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
TouchPoints Platinum Credit Card product image TouchPoints Platinum Credit CardMiles · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APRNot listedMiles iconMilesLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details
Lulu Titanium Credit Card product image Lulu Titanium Credit CardLounge · Dining · Travel Abu Dhabi Commercial Bank FreeAED 5,00044.28% APRNot listedLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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