Card comparison

365 Cashback Credit Card vs Switch Cashback Credit Card vs ADIB Visa Cashback Card vs Platinum Credit Card

Compare 365 Cashback Credit Card from Abu Dhabi Commercial Bank, Switch Cashback Credit Card from Emirates Islamic, ADIB Visa Cashback Card from Abu Dhabi…

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Compare key facts

365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic BankPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance

Rewards

Reward details

365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Eligibility

Minimum Salary

365 Cashback Credit CardAED 8,000
Switch Cashback Credit CardAED 10,000
ADIB Visa Cashback CardAED 5,000
Platinum Credit CardAED 8,000

Salary Transfer Required

365 Cashback Credit CardNo
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed

Required Documents

365 Cashback Credit CardNot listed
Switch Cashback Credit Card
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
ADIB Visa Cashback Card
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
Platinum Credit Card
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID

Fees and rates

Annual Fee

365 Cashback Credit CardFree
Switch Cashback Credit CardAED 0
ADIB Visa Cashback CardAED 99
Platinum Credit CardAED 0

First Year Annual Fee

365 Cashback Credit CardAED 0
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed

Foreign Transaction Fee

365 Cashback Credit Card2.99%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit Card2.5%

APR

365 Cashback Credit Card44.28% APR
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card45.63% APR
Platinum Credit Card47.88% APR

Cash Advance Fee

365 Cashback Credit CardNot listed
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardAED 150

Late Payment Fee

365 Cashback Credit CardNot listed
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardAED 230

Cashback and rewards

Cashback details

365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.

Rewards

365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Headline cashback

365 Cashback Credit Card
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Platinum Credit Card
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.

Welcome Bonus

365 Cashback Credit Card
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
Switch Cashback Credit Card
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
ADIB Visa Cashback Card
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
Platinum Credit Card
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee

Travel

Airport Lounge Access

365 Cashback Credit CardNot listed
Switch Cashback Credit Cardmentioned
ADIB Visa Cashback Cardmentioned
Platinum Credit CardYes

Valet Parking

365 Cashback Credit CardNot listed
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardYes

Card Network

365 Cashback Credit CardVisa
Switch Cashback Credit CardVisa
ADIB Visa Cashback CardVisa
Platinum Credit CardMastercard

Card type

Sharia Compliant

365 Cashback Credit CardNo
Switch Cashback Credit CardYes
ADIB Visa Cashback CardYes
Platinum Credit CardYes

Islamic

365 Cashback Credit CardNo
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardYes
Platinum Credit CardNot listed

Other useful facts

Minimum Credit Limit

365 Cashback Credit CardAED 15,000
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed

APR

365 Cashback Credit Card44.28%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card45.63%
Platinum Credit Card47.88%

Monthly purchase rate

365 Cashback Credit Card3.69%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card3.75%
Platinum Credit Card3.99%

Movie Benefit

365 Cashback Credit CardBuy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemas
Switch Cashback Credit CardEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking service
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed

Minimum Payment

365 Cashback Credit Card5% or AED 100, whichever is higher
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardInstalment amount + 5% of present balance, minimum AED 100
Platinum Credit Card5% of monthly balance, minimum AED 100

Monthly card finance rate

365 Cashback Credit Card3.69%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback Card0.99%
Platinum Credit Card3.99%

Credit Limit

365 Cashback Credit CardAED 3,000
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed

Cash Advance Rate

365 Cashback Credit Card3.69%
Switch Cashback Credit CardNot listed
ADIB Visa Cashback CardNot listed
Platinum Credit CardNot listed
EligibilityFees & ratesCashback & rewardsTravelCard typeOther useful facts
Field 365 Cashback Credit Card card image365 Cashback Credit CardAbu Dhabi Commercial BankSwitch Cashback Credit Card card imageSwitch Cashback Credit CardEmirates IslamicADIB Visa Cashback Card card imageADIB Visa Cashback CardAbu Dhabi Islamic BankPlatinum Credit Card card imagePlatinum Credit CardAafaq Islamic Finance
Rewards
Reward details
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Eligibility
Minimum Salary AED 8,000AED 10,000AED 5,000AED 8,000
Salary Transfer Required NoNot listedNot listedNot listed
Required Documents Not listed
  • Valid Emirates ID - Proof of identity - A valid Emirates ID
  • Salary Certificate - Proof of income - Latest salary certificate or proof of income
  • Bank Statements - Proof of financial stability - Latest 3 months bank statements
  • Original and copy of valid passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)
  • Proof of salary - Latest salary certificate or bank statement - proof of salary: latest bank statements or salary certificate
  • Identity proof - Valid Emirates ID or passport - identity proof: valid passport or Emirates ID
Fees and rates
Annual Fee FreeAED 0AED 99AED 0
First Year Annual Fee AED 0Not listedNot listedNot listed
Foreign Transaction Fee 2.99%Not listedNot listed2.5%
APR 44.28% APRNot listed45.63% APR47.88% APR
Cash Advance Fee Not listedNot listedNot listedAED 150
Late Payment Fee Not listedNot listedNot listedAED 230
Cashback and rewards
Cashback details
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Rewards
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Headline cashback
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
  • Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days of Card approval.
  • 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Cashback
  • Flexibility to switch between Lifestyle and Travel cashback categories.
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
  • rewards, cashback offers, and a suite of privileges designed to elevate your lifestyle AED 8,000 Minimum Salary AED 250 Welcome
  • Aafaq Islamic Finance's Platinum Credit Card provides rewards, cashback, airport lounge access, valet parking, and discounts on entertainment and shopping.
Welcome Bonus
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • Islamic
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • Cashback
  • Lounge
  • Dining
  • Groceries
  • Fuel
  • Travel
  • Cinema
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback
  • Miles
  • Lounge
  • Welcome Bonus - AED 250 - AED 250 Welcome
  • Cashback
  • Lounge
  • Dining
  • Travel
  • Cinema
  • Islamic
  • Low fee
Travel
Airport Lounge Access Not listedmentionedmentionedYes
Valet Parking Not listedNot listedNot listedYes
Card Network VisaVisaVisaMastercard
Card type
Sharia Compliant NoYesYesYes
Islamic NoNot listedYesNot listed
Other useful facts
Minimum Credit Limit AED 15,000Not listedNot listedNot listed
APR 44.28%Not listed45.63%47.88%
Monthly purchase rate 3.69%Not listed3.75%3.99%
Movie Benefit Buy1-Get1 free movie tickets at VOX Cinemas; Buy1-Get1 free movie tickets at VOX cinemasEnjoy exclusive lifestyle privileges every month, including two “Buy 1 Get 1” complimentary movie tickets, two rounds of complimentary golf, and a complimentary valet parking serviceNot listedNot listed
Minimum Payment 5% or AED 100, whichever is higherNot listedInstalment amount + 5% of present balance, minimum AED 1005% of monthly balance, minimum AED 100
Monthly card finance rate 3.69%Not listed0.99%3.99%
Credit Limit AED 3,000Not listedNot listedNot listed
Cash Advance Rate 3.69%Not listedNot listedNot listed

Compare options

Top Credit Cards to compare

Select Product Bank Annual feeSalaryAPRCashbackRewardsNetwork Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR6%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaIslamic iconIslamicVisa Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 0AED 10,000Not listed8%Cashback iconCashbackLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelCinema iconCinemaLow fee iconLow feeVisa Details
ADIB Visa Cashback Card product image ADIB Visa Cashback CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 99AED 5,00045.63% APR4% on eligible daily-spend categoriesCashback iconCashbackMiles iconMilesLounge iconLoungeDining iconDiningGroceries iconGroceriesFuel iconFuelTravel iconTravelIslamic iconIslamicVisa Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,00047.88% APRNot listedCashback iconCashbackLounge iconLoungeDining iconDiningTravel iconTravelCinema iconCinemaIslamic iconIslamicLow fee iconLow feeMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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