Aafaq Islamic Finance
World Elite Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,000
- Reward
- 1%
Card comparison
Compare World Elite Credit Card from Aafaq Islamic Finance, Amazon Platinum Covered Card from Emirates Islamic, Cashback Card from Emirates Islamic,…
Aafaq Islamic Finance
World Elite Credit Card
Emirates Islamic
Amazon Platinum Covered Card
Emirates Islamic
Cashback Card
Emirates Islamic
Cashback Plus Card
Side by side
World Elite Credit CardAafaq Islamic Finance
Amazon Platinum Covered CardEmirates Islamic
Cashback CardEmirates Islamic
Cashback Plus CardEmirates Islamic
| Field | World Elite Credit CardAafaq Islamic Finance | Amazon Platinum Covered CardEmirates Islamic | Cashback CardEmirates Islamic | Cashback Plus CardEmirates Islamic |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 20,000↑ | AED 5,000↓ | AED 5,000↓ | AED 12,000• |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 1,000↑ | AED 0↓ | AED 367.5• | AED 313.95• |
| First Year Annual Fee | AED 0• | AED 0• | AED 0• | AED 0• |
| Foreign Transaction Fee | 2.5%↑ | 2.34%↓ | 2.34%↓ | 2.34%↓ |
| APR | 47.88% APR↑ | 44.28% APR↓ | 44.28% APR↓ | 44.28% APR↓ |
| Cash Advance Fee | AED 150↑ | AED 3.15↓ | AED 3.15↓ | AED 3.15↓ |
| Late Payment Fee | AED 230 | Not listed | Not listed | Not listed |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Travel | ||||
| Airport Lounge Access | Yes | 4 complimentary visits worldwide↓ | mentioned | Unlimited access to 1,200+ lounges worldwide↑ |
| Valet Parking | Yes | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Visa | Visa |
| Card type | ||||
| Sharia Compliant | Yes | Yes | Yes | Yes |
| Islamic | Not listed | Yes | Yes | Yes |
| Other useful facts | ||||
| APR | 47.88%↑ | 44.28%↓ | 44.28%↓ | 44.28%↓ |
| Monthly purchase rate | 3.99% | Not listed | Not listed | Not listed |
| Movie Benefit | Not listed | Up to 2 "Buy 1 Get 1" complimentary movie tickets every month | Movie Offers | Movie Offers |
| Minimum Payment | 5% of monthly balance, minimum AED 100 | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher | 5% of closing balance outstanding or AED 100, whichever is higher |
| Valet Parking Limit | Up to 6 times/month | Not listed | Not listed | Not listed |
| Minimum Monthly Spend | AED 8,000 | Not listed | Not listed | Not listed |
| Cashback |
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| Annual Fee Waiver | 2%↓ | Free annual membership fee | 10,000%• | 30,000%↑ |
Compare options
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
World Elite Credit CardCashback · Lounge · Dining
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Aafaq Islamic Finance | AED 1,000 | AED 20,000 | 47.88% APR | 1% | Mastercard | Details | ||
Amazon Platinum Covered CardCashback · Lounge · Travel
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Emirates Islamic | AED 0 | AED 5,000 | 44.28% APR | Up to 6% | Mastercard | Details | ||
Cashback CardCashback · Cinema · Low fee
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Emirates Islamic | AED 367.5 | AED 5,000 | 44.28% APR | Up to 5% | Visa | Details | ||
Cashback Plus CardCashback · Lounge · Dining
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Emirates Islamic | AED 313.95 | AED 12,000 | 44.28% APR | Up to 10% | Visa | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.