Aafaq Islamic Finance
World Elite Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,000
- Reward
- 1%
Card comparison
World Elite Credit Card vs Traveller Credit Card vs RAKBANK World Credit Card vs RAKBANK Emirates Skywards World Elite Credit Card
Compare World Elite Credit Card from Aafaq Islamic Finance, Traveller Credit Card from Abu Dhabi Commercial Bank, RAKBANK World Credit Card from RAKBANK,…
Aafaq Islamic Finance
World Elite Credit Card
Abu Dhabi Commercial Bank
Traveller Credit Card
- Salary
- AED 20,000
- Fee
- AED 1,575
- Reward
- cashback
RAKBANK
RAKBANK World Credit Card
- Salary
- AED 20,000
- Fee
- AED 250
- Reward
- up to 10%
RAKBANK
RAKBANK Emirates Skywards World Elite Credit Card
- Salary
- AED 25,000
- Fee
- AED 1,200
- Reward
- 1%
Side by side
Compare key facts
World Elite Credit CardAafaq Islamic FinanceTraveller Credit CardAbu Dhabi Commercial BankRAKBANK World Credit CardRAKBANKRAKBANK Emirates Skywards World Elite Credit CardRAKBANK
Rewards
Reward details
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
RAKBANK World Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Eligibility
Minimum Salary
World Elite Credit CardAED 20,000↓
Traveller Credit CardAED 20,000↓
RAKBANK World Credit CardAED 20,000↓
RAKBANK Emirates Skywards World Elite Credit CardAED 25,000↑
Salary Transfer Required
World Elite Credit CardNot listed
Traveller Credit CardNo
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Required Documents
World Elite Credit Card
Valid Emirates ID - Proof of identity - A valid Emirates ID- Salary Certificate or Bank Statements - Proof of income - Latest salary certificate or bank statements
- Passport - Proof of residence - Valid passport
Traveller Credit Card
- Valid Emirates ID - Proof of identity
- Latest 3 months salary certificate - Proof of income
- Bank statements for last 3 months - Proof of financial stability - Latest 3 months bank statements
RAKBANK World Credit Card
- Proof of salary - Latest salary certificate or bank statement - Minimum monthly salary AED 20,000
- Identity proof - Valid Emirates ID or passport - A valid passport
RAKBANK Emirates Skywards World Elite Credit Card
- Proof of salary - Latest salary certificate or payslips - Travel: Minimum monthly salary AED 25,000.
- Identity proof - Valid Emirates ID or passport - A valid passport
- Address proof - Utility bill or tenancy contract - Latest utility bill or tenancy contract
Fees and rates
Annual Fee
World Elite Credit CardAED 1,000•
Traveller Credit CardAED 1,575↑
RAKBANK World Credit CardAED 250↓
RAKBANK Emirates Skywards World Elite Credit CardAED 1,200•
Joining Fee
World Elite Credit CardNot listed
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 5,000•
RAKBANK Emirates Skywards World Elite Credit CardAED 5,000•
First Year Annual Fee
World Elite Credit CardAED 0
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Foreign Transaction Fee
World Elite Credit Card2.5%↓
Traveller Credit Card2.99%↑
RAKBANK World Credit Card2.57%•
RAKBANK Emirates Skywards World Elite Credit Card2.57%•
APR
World Elite Credit Card47.88% APR↑
Traveller Credit Card44.28% APR•
RAKBANK World Credit Card43.8% APR↓
RAKBANK Emirates Skywards World Elite Credit Card43.8% APR↓
Cash Advance Fee
World Elite Credit CardAED 150
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Late Payment Fee
World Elite Credit CardAED 230↓
Traveller Credit CardNot listed
RAKBANK World Credit CardAED 241.5↑
RAKBANK Emirates Skywards World Elite Credit CardAED 241.5↑
Cashback and rewards
Cashback details
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- Cashback: Minimum monthly salary AED 20,000. Get up to AED 1,250 cashback per month. Cashback of up to 10% on travel, supermarkets, and dining spends worldwide.
- Cashback: Minimum monthly salary AED 20,000.
- The RAKBANK World Credit Card offers 10% cashback on travel, supermarkets, and dining worldwide, with a minimum salary requirement of AED 20,000.
- Up to up to 10%
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Rewards
World Elite Credit Card
Cashback - 1% - cashback rate of 1%- Cashback
- Lounge
- Dining
- Travel
- Islamic
- Low fee
Traveller Credit Card
- Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- Cashback
- Lounge
- Groceries
- Travel
- Cinema
- Islamic
RAKBANK World Credit Card
- Cashback
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
RAKBANK Emirates Skywards World Elite Credit Card
- Cashback
- Miles
- Lounge
- Dining
- Groceries
- Travel
- Cinema
- Low fee
Headline cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- Cashback: Minimum monthly salary AED 20,000. Get up to AED 1,250 cashback per month. Cashback of up to 10% on travel, supermarkets, and dining spends worldwide.
- Cashback: Minimum monthly salary AED 20,000.
- The RAKBANK World Credit Card offers 10% cashback on travel, supermarkets, and dining worldwide, with a minimum salary requirement of AED 20,000.
- Up to up to 10%
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
Travel
Airport Lounge Access
World Elite Credit CardYes
Traveller Credit Cardmentioned
RAKBANK World Credit Cardmentioned
RAKBANK Emirates Skywards World Elite Credit Cardmentioned
Travel Insurance
World Elite Credit CardNot listed
Traveller Credit Cardmentioned
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Valet Parking
World Elite Credit CardYes
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Card Network
World Elite Credit CardMastercard
Traveller Credit CardMastercard
RAKBANK World Credit CardMastercard
RAKBANK Emirates Skywards World Elite Credit CardMastercard
Lifestyle
Concierge
World Elite Credit CardNot listed
Traveller Credit Cardmentioned
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Card type
Sharia Compliant
World Elite Credit CardYes
Traveller Credit CardNo
RAKBANK World Credit CardYes
RAKBANK Emirates Skywards World Elite Credit CardYes
Islamic
World Elite Credit CardNot listed
Traveller Credit CardNo
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Other useful facts
Minimum Credit Limit
World Elite Credit CardNot listed
Traveller Credit CardAED 30,000
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
APR
World Elite Credit Card47.88%↑
Traveller Credit Card44.28%↓
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Monthly purchase rate
World Elite Credit Card3.99%↑
Traveller Credit Card3.69%↓
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Movie Benefit
World Elite Credit CardNot listed
Traveller Credit Card50% cashback on movies tickets in AED spends
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Payment
World Elite Credit Card5% of monthly balance, minimum AED 100
Traveller Credit Card5% or AED 100, whichever is higher
RAKBANK World Credit Card100%
RAKBANK Emirates Skywards World Elite Credit Card100%
Valet Parking Limit
World Elite Credit CardUp to 6 times/month
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Minimum Monthly Spend
World Elite Credit CardAED 8,000
Traveller Credit CardNot listed
RAKBANK World Credit CardNot listed
RAKBANK Emirates Skywards World Elite Credit CardNot listed
Cashback
World Elite Credit Card
- Cashback - 1% - cashback rate of 1%
- The World Elite Credit Card provides exclusive benefits including airport lounge access, dining and entertainment offers, golf privileges, and cashback rewards.
- Up to 1%
Traveller Credit Card
- Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
- 10% cashback on airline tickets
- 10% cashback on hotel stays
- 10% cashback on airline tickets in AED and non-AED spends
- 10% cashback on hotel stays in AED and non-AED spends
- 50% cashback on movies tickets on AED spends
RAKBANK World Credit Card
- Cashback: Minimum monthly salary AED 20,000. Get up to AED 1,250 cashback per month. Cashback of up to 10% on travel, supermarkets, and dining spends worldwide.
- Cashback: Minimum monthly salary AED 20,000.
- The RAKBANK World Credit Card offers 10% cashback on travel, supermarkets, and dining worldwide, with a minimum salary requirement of AED 20,000.
- Up to up to 10%
RAKBANK Emirates Skywards World Elite Credit Card
- The RAKBANK Emirates Skywards World Elite Credit Card offers travel and lifestyle benefits including Skywards Miles bonuses, lounge access, airport transfers, and cashback rewards.
- Up to 1%
EligibilityFees & ratesCashback & rewardsTravelLifestyleCard typeOther useful facts
| Field | World Elite Credit CardAafaq Islamic Finance | Traveller Credit CardAbu Dhabi Commercial Bank | RAKBANK World Credit CardRAKBANK | RAKBANK Emirates Skywards World Elite Credit CardRAKBANK |
|---|---|---|---|---|
| Rewards | ||||
| Reward details |
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| Eligibility | ||||
| Minimum Salary | AED 20,000↓ | AED 20,000↓ | AED 20,000↓ | AED 25,000↑ |
| Salary Transfer Required | Not listed | No | Not listed | Not listed |
| Required Documents |
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| Fees and rates | ||||
| Annual Fee | AED 1,000• | AED 1,575↑ | AED 250↓ | AED 1,200• |
| Joining Fee | Not listed | Not listed | AED 5,000• | AED 5,000• |
| First Year Annual Fee | AED 0 | Not listed | Not listed | Not listed |
| Foreign Transaction Fee | 2.5%↓ | 2.99%↑ | 2.57%• | 2.57%• |
| APR | 47.88% APR↑ | 44.28% APR• | 43.8% APR↓ | 43.8% APR↓ |
| Cash Advance Fee | AED 150 | Not listed | Not listed | Not listed |
| Late Payment Fee | AED 230↓ | Not listed | AED 241.5↑ | AED 241.5↑ |
| Cashback and rewards | ||||
| Cashback details |
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| Rewards |
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| Headline cashback |
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| Travel | ||||
| Airport Lounge Access | Yes | mentioned | mentioned | mentioned |
| Travel Insurance | Not listed | mentioned | Not listed | Not listed |
| Valet Parking | Yes | Not listed | Not listed | Not listed |
| Card Network | Mastercard | Mastercard | Mastercard | Mastercard |
| Lifestyle | ||||
| Concierge | Not listed | mentioned | Not listed | Not listed |
| Card type | ||||
| Sharia Compliant | Yes | No | Yes | Yes |
| Islamic | Not listed | No | Not listed | Not listed |
| Other useful facts | ||||
| Minimum Credit Limit | Not listed | AED 30,000 | Not listed | Not listed |
| APR | 47.88%↑ | 44.28%↓ | Not listed | Not listed |
| Monthly purchase rate | 3.99%↑ | 3.69%↓ | Not listed | Not listed |
| Movie Benefit | Not listed | 50% cashback on movies tickets in AED spends | Not listed | Not listed |
| Minimum Payment | 5% of monthly balance, minimum AED 100 | 5% or AED 100, whichever is higher | 100% | 100% |
| Valet Parking Limit | Up to 6 times/month | Not listed | Not listed | Not listed |
| Minimum Monthly Spend | AED 8,000 | Not listed | Not listed | Not listed |
| Cashback |
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Compare options
Top Credit Cards to compare
| Select | Product | Bank | Annual fee | Salary | APR | Cashback | Rewards | Network | Details |
|---|---|---|---|---|---|---|---|---|---|
|
World Elite Credit CardCashback · Lounge · Dining
|
Aafaq Islamic Finance | AED 1,000 | AED 20,000 | 47.88% APR | 1% | Cashback Lounge Dining Travel Islamic Low fee | Mastercard | Details | |
|
Traveller Credit CardCashback · Lounge · Groceries
|
Abu Dhabi Commercial Bank | AED 1,575 | AED 20,000 | 44.28% APR | Not listed | CashbackLounge GroceriesTravel CinemaIslamicLow fee | Mastercard | Details | |
|
RAKBANK World Credit CardCashback · Lounge · Dining
|
RAKBANK | AED 250 | AED 20,000 | 43.8% APR | up to 10% | CashbackLoungeDiningGroceriesTravelCinemaLow fee | Mastercard | Details | |
|
RAKBANK Emirates Skywards World Elite Credit CardCashback · Miles · Lounge
|
RAKBANK | AED 1,200 | AED 25,000 | 43.8% APR | 1% | Cashback MilesLoungeDiningGroceriesTravelCinemaLow fee | Mastercard | Details |
APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.
Important
UAEBanks.org is independent research, not a bank or financial adviser. Card fees, eligibility, rewards, offers, and approvals can change. Always verify the latest Key Facts Statement, fees, and terms with the bank before applying.
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