UAE banking guide

Best Zero Forex Credit Cards UAE

Compare UAE cards with low or zero foreign transaction fee signals.

FAB SHARE Infinite Credit Card card image FAB SHARE Platinum Credit Card card image FAB SHARE Signature Credit Card card image Blue FAB Islamic Credit Card card image Cashback Card card image FAB Travel Credit Card card image RTA Covered Card card image U by Emaar Family Credit Card card image ADCB Emirati Islamic Card card image dnata World Credit Card card image Islamic 365 Cashback Card card image Traveller Credit Card card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

Compare the full cost, not only the promotional rate. Check the processing fee, offer period, standard rate after the offer, and any conditions.

What this means for you

A zero-rate or zero-fee headline can cover only one part of the transaction. Other bank or card-network charges may still apply.

A simple way to decide

  1. 1 Read the offer period
  2. 2 Add every fee
  3. 3 Check the rate after the offer

Before you apply

  • Compare the total dirham cost.
  • Check the repayment period and monthly instalment.
  • Read what happens when the offer ends.
  • Use the official product page and key facts statement before applying. If a value is missing, ask the bank instead of assuming it.

Words you may see

Annual fee
The standard yearly charge for keeping the card.
APR
The yearly borrowing rate if you carry an unpaid card balance.
KFS
The Key Facts Statement: a bank document listing important fees, rates, and risks.

Cards worth checking for this need

These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.

Traveller Credit Card cardAbu Dhabi Commercial BankTraveller Credit Card

The bank publishes cashback categories or rates

Salary
AED 20,000
Annual fee
AED 1,575
Cashback
Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
Published reward
Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
View detailsOfficial pageKey facts

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Cards in this guide

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
FAB SHARE Infinite Credit Card product image FAB SHARE Infinite Credit CardCashback · Lounge · Groceries First Abu Dhabi Bank AED 1,000AED 25,00047.88% APR
  • 8% cashback in SHARE points on mall spends
  • 8% cashback in SHARE points at Carrefour
  • 8% cashback in SHARE points on mall experiences
  • 2% cashback in SHARE points on international spending
  • 1.5% cashback in SHARE points on other UAE spending
  • The FAB SHARE Infinite Credit Card offers rewards points, cashback, lounge access, and exclusive offers.
Cashback iconLounge iconGroceries iconVisa Details
FAB SHARE Platinum Credit Card product image FAB SHARE Platinum Credit CardCashback · Groceries · Cinema First Abu Dhabi Bank AED 0AED 5,00047.88% APR
  • 4% cashback in SHARE points on mall spends
  • 4% cashback in SHARE points at Carrefour
  • 4% cashback in SHARE points on mall experiences
  • 1% cashback in SHARE points on international spending
  • 0.75% cashback in SHARE points on other UAE spending
  • FAB SHARE Platinum Credit Card from First Abu Dhabi Bank provides rewards points, cashback on specific categories, and exclusive entertainment offers.
Cashback iconGroceries iconCinema iconVisa Details
FAB SHARE Signature Credit Card product image FAB SHARE Signature Credit CardCashback · Groceries · Cinema First Abu Dhabi Bank AED 500AED 10,00047.88% APR
  • 6% cashback in SHARE points on mall spends
  • 6% cashback in SHARE points at Carrefour
  • 6% cashback in SHARE points on mall experiences
  • 1.5% cashback in SHARE points on international spending
  • 1% cashback in SHARE points on other UAE spending
  • The FAB SHARE Signature Credit Card offers rewards including 6% cashback on select spending, SHARE points earning and redemption, and exclusive cinema and lifestyle offers.
Cashback iconGroceries iconCinema iconVisa Details
Blue FAB Islamic Credit Card product image Blue FAB Islamic Credit CardCashback · Lounge · Islamic First Abu Dhabi Bank AED 300AED 15,000Not listed
  • Up to Up to 10%
Cashback iconLounge iconIslamic iconLow fee icon Details
Cashback Card product image Cashback CardCashback · Cinema · Low fee Emirates Islamic AED 367.5AED 5,00044.28% APR
  • 5% cashback on telecom expenses
  • 5% cashback on electronic store purchases
  • Up to 1% guaranteed cashback on all local and international transactions
  • Cashback on telecom expenses - 5% - Enjoy 5% cashback on telecom expenses
  • Cashback on electronic store purchases - 5% - Enjoy 5% cashback on electronic store purchases
  • Enjoy 5% cashback on telecom expenses and 5% cashback on electronic store purchases.
Cashback iconCinema iconLow fee iconVisa Details
FAB Travel Credit Card product image FAB Travel Credit CardCashback · Travel · Low fee First Abu Dhabi Bank AED 1,500AED 20,00047.88% APR
  • Cashback - cashbackRate
  • FAB Travel Credit Card from First Abu Dhabi Bank provides travel-focused benefits such as yearly free flights, up to AED 1,800 cashback on travel bookings, zero international transaction fees, airport lounge access, and rewards.
  • Up to 12%
Cashback iconTravel iconLow fee iconMastercard Details
RTA Covered Card product image RTA Covered CardCashback · Fuel · Travel Emirates Islamic AED 0AED 5,00044.28% APR
  • 10% cashback on fuel spends
  • 10% cashback on RTA transport payments
  • Up to 2.25% cashback on international spends
  • Up to 1.25% cashback on all other spends
  • Cashback
  • Drive smarter with cashback on every journey.
Cashback iconFuel iconTravel iconCinema iconIslamic iconVisa Details
U by Emaar Family Credit Card product image U by Emaar Family Credit CardCashback · Lounge · Dining Emirates NBD AED 0AED 5,00044.28% APR
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
Cashback iconLounge iconDining iconTravel iconCinema iconLow fee iconVisa Details
ADCB Emirati Islamic Card product image ADCB Emirati Islamic CardCashback · Lounge · Cinema Abu Dhabi Commercial Bank AED 0AED 8,00044.28% APR
  • 7% cashback on airline ticket spends
  • 7% cashback on hotel spends
  • 7% cashback on fuel
  • 7% cashback on dining including online food orders
  • 7% cashback on jewellery purchases
  • 7% cashback on spas and salons
Cashback iconLounge iconCinema iconIslamic iconVisa Details
dnata World Credit Card product image dnata World Credit CardCashback · Lounge · Travel Emirates NBD AED 1,048.95AED 20,00039% APR
  • 25% interest rate and offers benefits like 10% cashback on Dubai Duty Free and 0% forex fee.
Cashback iconLounge iconTravel iconLow fee iconVisa Details
Islamic 365 Cashback Card product image Islamic 365 Cashback CardCashback · Dining · Groceries Abu Dhabi Commercial Bank AED 0AED 5,00044.28% APR
  • 6% cashback on dining including online food orders
  • 5% cashback on groceries
  • 3% cashback on utilities, telecom, fuel and Salik
  • 1% cashback on all other domestic and international retail purchases
  • Earn cashback on daily spends and save more every month
  • Up to Up to 6%
Cashback iconDining iconGroceries iconFuel iconIslamic iconVisa Details
Traveller Credit Card product image Traveller Credit CardCashback · Lounge · Groceries Abu Dhabi Commercial Bank AED 1,575AED 20,00044.28% APR
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
Cashback iconLounge iconGroceries iconTravel iconCinema iconIslamic iconLow fee iconMastercard Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.