UAE banking guide

Best Lounge Access Credit Cards UAE

Compare UAE credit cards with airport lounge access, travel perks, and source-backed fees.

FAB ADNOC Rewards Credit Card card image FAB SHARE Infinite Credit Card card image Blue FAB Infinite Credit Card by Al-Futtaim card image Blue FAB Signature Credit Card by Al-Futtaim card image Amazon Platinum Covered Card card image Blue FAB Islamic Credit Card card image Blue FAB Platinum Credit Card by Al-Futtaim card image Cashback Plus Card card image Mashreq Platinum Plus Credit Card card image Switch Cashback Credit Card card image Amazon World Covered Card card image U by Emaar Family Credit Card card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

Choose a lounge card by the airports and guests it covers, not only by the number of visits. Some cards also require an international spend before lounge access works.

What this means for you

Lounge programmes can have visit limits, guest charges, registration steps, and spending conditions. These details decide whether the benefit is useful on your trips.

A simple way to decide

  1. 1 Check your airports
  2. 2 Check visits and guests
  3. 3 Compare fee and salary

Before you apply

  • Look for the lounge programme name and airport list.
  • Check whether guests are free.
  • Check for minimum international spend or app registration.
  • Use the official product page and key facts statement before applying. If a value is missing, ask the bank instead of assuming it.

Words you may see

Lounge visit
One entry to an airport lounge. Guest entry may count separately.
Miles
Reward points used with an airline or travel programme. Their value can change.
Foreign transaction fee
A charge that may apply when you pay in another currency or outside the UAE.

Cards worth checking for this need

These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.

Mashreq Platinum Plus Credit Card cardMashreqMashreq Platinum Plus Credit Card

The bank publishes an airport lounge benefit

Salary
AED 5,000
Annual fee
AED 313.95
Cashback
85% interest rate, 5% cashback, and benefits tailored for frequent spenders.
Published reward
Reward Points - Up to 10x Mashreq Vantage points on all spends - Earn up to 10x Mashreq Vantage reward points on all spends
View detailsOfficial pageKey facts

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Cards in this guide

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
FAB ADNOC Rewards Credit Card product image FAB ADNOC Rewards Credit CardCashback · Lounge · Fuel First Abu Dhabi Bank AED 300AED 5,00047.88% APR
  • 15% back on ADNOC spending including fuel
  • 3% back on SALIK, DARB and Mawaqif
  • Cashback - 4.25% cashback on fuel, SALIK, DARB, Mawaqif, and lifestyle spends - cashbackRate: 4.25%
  • Credit card offering cashback, ADNOC rewards, airport lounge access, and a welcome bonus of AED 300 with a minimum salary of AED 5,000.
  • The FAB ADNOC Rewards Credit Card provides cashback on fuel and lifestyle spends, ADNOC reward points, airport lounge access, and a AED 300 welcome bonus.
  • Up to 15%
Cashback iconLounge iconFuel iconVisa Details
FAB SHARE Infinite Credit Card product image FAB SHARE Infinite Credit CardCashback · Lounge · Groceries First Abu Dhabi Bank AED 1,000AED 25,00047.88% APR
  • 8% cashback in SHARE points on mall spends
  • 8% cashback in SHARE points at Carrefour
  • 8% cashback in SHARE points on mall experiences
  • 2% cashback in SHARE points on international spending
  • 1.5% cashback in SHARE points on other UAE spending
  • The FAB SHARE Infinite Credit Card offers rewards points, cashback, lounge access, and exclusive offers.
Cashback iconLounge iconGroceries iconVisa Details
Blue FAB Infinite Credit Card by Al-Futtaim product image Blue FAB Infinite Credit Card by Al-FuttaimCashback · Lounge · Travel First Abu Dhabi Bank AED 0AED 40,00047.88% APR
  • Cashback - Up to 9% - Up to 9% cashback
  • Up to 9% cashback on retail shopping mentioned on FAB Blue listing
  • Up to 4% cashback on specialty spending mentioned on FAB Blue listing
  • Up to 1% cashback on other spending mentioned on FAB Blue listing
  • The Blue FAB Infinite Credit Card by Al-Futtaim provides up to 9% cashback on retail shopping, airport lounge access, travel discounts, and 0% balance transfer interest.
  • Up to Up to 9%
Cashback iconLounge iconTravel iconCinema iconVisa Details
Blue FAB Signature Credit Card by Al-Futtaim product image Blue FAB Signature Credit Card by Al-FuttaimCashback · Lounge · Travel First Abu Dhabi Bank AED 0AED 15,00047.88% APR
  • Cashback - Up to 9% cashback on retail shopping mentioned on FAB Blue listing
  • Up to 9% cashback on retail shopping mentioned on FAB Blue listing
  • Up to 4% cashback on specialty spending mentioned on FAB Blue listing
  • Up to 1% cashback on other spending mentioned on FAB Blue listing
  • The Blue FAB Signature Credit Card by Al-Futtaim provides up to 9% cashback on retail shopping, airport lounge access, travel discounts, and buy now pay later options.
  • Up to Up to 9%
Cashback iconLounge iconTravel iconCinema iconVisa Details
Amazon Platinum Covered Card product image Amazon Platinum Covered CardCashback · Lounge · Travel Emirates Islamic AED 0AED 5,00044.28% APR
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Lower-entry Amazon cashback card with cinema and lounge benefits.
  • The Emirates Islamic Amazon Platinum Covered Card offers cashback rewards, Amazon shopping benefits, airport lounge access, movie tickets, and various lifestyle discounts.
  • Up to Up to 6%
Cashback iconLounge iconTravel iconCinema iconIslamic iconLow fee iconMastercard Details
Blue FAB Islamic Credit Card product image Blue FAB Islamic Credit CardCashback · Lounge · Islamic First Abu Dhabi Bank AED 300AED 15,000Not listed
  • Up to Up to 10%
Cashback iconLounge iconIslamic iconLow fee icon Details
Blue FAB Platinum Credit Card by Al-Futtaim product image Blue FAB Platinum Credit Card by Al-FuttaimCashback · Lounge · Travel First Abu Dhabi Bank AED 0AED 8,00047.88% APR
  • Up to 9% cashback on retail shopping mentioned on FAB Blue listing
  • Up to 4% cashback on specialty spending mentioned on FAB Blue listing
  • Up to 1% cashback on other spending mentioned on FAB Blue listing
  • The Blue FAB Platinum Credit Card by Al-Futtaim provides up to 9% cashback on retail shopping, airport lounge access, travel discounts, and zero annual fee.
  • Up to Up to 9%
Cashback iconLounge iconTravel iconCinema iconVisa Details
Cashback Plus Card product image Cashback Plus CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 12,00044.28% APR
  • Up to 10% cashback on groceries
  • Up to 10% cashback on education
  • Up to 10% cashback on dining
  • Up to 10% cashback on telecom
  • Up to 10% cashback on groceries, education, dining and telecom.
  • Cashback
Cashback iconLounge iconDining iconGroceries iconCinema iconLow fee iconVisa Details
Mashreq Platinum Plus Credit Card product image Mashreq Platinum Plus Credit CardLounge · Travel · Cinema Mashreq AED 313.95AED 5,00046.2% APR
  • 85% interest rate, 5% cashback, and benefits tailored for frequent spenders.
Lounge iconTravel iconCinema iconLow fee iconVisa Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APR
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconLow fee iconVisa Details
Amazon World Covered Card product image Amazon World Covered CardCashback · Lounge · Travel Emirates Islamic AED 0AED 15,00044.28% APR
  • Cashback
  • Enjoy unlimited cashback, and much more with the region's first Amazon card.
  • Amazon-focused cashback card with lounge access and cinema perks.
  • The Emirates Islamic Amazon World Covered Card offers unlimited cashback, up to AED 500 welcome bonus, no annual fee, worldwide airport lounge access, and various lifestyle benefits including discounts and complimentary tickets.
  • Up to Up to 6%
Cashback iconLounge iconTravel iconCinema iconIslamic iconMastercard Details
U by Emaar Family Credit Card product image U by Emaar Family Credit CardCashback · Lounge · Dining Emirates NBD AED 0AED 5,00044.28% APR
  • It provides up to 5% cashback, discounts, and exclusive benefits tailored for families and Emaar property owners.
Cashback iconLounge iconDining iconTravel iconCinema iconLow fee iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.