UAE banking guide

Best Grocery Credit Cards UAE

Compare UAE credit cards for grocery and supermarket spending.

FAB Cashback Credit Card card image FAB SHARE Infinite Credit Card card image FAB SHARE Platinum Credit Card card image FAB SHARE Signature Credit Card card image FAB Cashback Islamic Credit Card card image Cashback Plus Card card image Switch Cashback Credit Card card image 365 Cashback Credit Card card image Islamic 365 Cashback Card card image Traveller Credit Card card image ADIB Visa Cashback Card card image SHARE Visa Infinite Card card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

Start with the card's exact earning rule for this expense. A headline reward may apply only at selected merchants, after a minimum spend, or up to a monthly cap.

What this means for you

Groceries and school fees are large regular costs, so a small difference in the real earning rate can matter more than a welcome offer.

A simple way to decide

  1. 1 Estimate monthly spend
  2. 2 Apply the real rate and cap
  3. 3 Subtract yearly fees

Before you apply

  • Check which merchant category earns the reward.
  • Check minimum spend and monthly caps.
  • Confirm whether wallet, online, or instalment payments are excluded.
  • Use the official product page and key facts statement before applying. If a value is missing, ask the bank instead of assuming it.

Words you may see

Cashback cap
The most cashback the bank will pay in a month or statement period.
Eligible spend
Purchases that count for cashback. Some payments may be excluded.
Minimum spend
The amount you may need to spend before a reward applies.

Cards worth checking for this need

These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.

UAB Platinum Credit Card cardUnited Arab BankUAB Platinum Credit Card

The bank publishes cashback categories or rates

Salary
AED 5,000
Annual fee
AED 0
Cashback
Grocery and supermarket cashback: 0% below AED 3,000 monthly spend, 3% from AED 3,000 to under AED 5,000, and 5% from AED 5,000 onwards
Published reward
Fuel cashback: 0% below AED 3,000 monthly spend, 3% from AED 3,000 to under AED 5,000, and 5% from AED 5,000 onwards
View detailsOfficial pageKey facts
Traveller Credit Card cardAbu Dhabi Commercial BankTraveller Credit Card

The bank publishes cashback categories or rates

Salary
AED 20,000
Annual fee
AED 1,575
Cashback
Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
Published reward
Conditional cashback - 50% - Conditional or promotional cashback shown as 50%
View detailsOfficial pageKey facts

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Cards in this guide

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
FAB Cashback Credit Card product image FAB Cashback Credit CardCashback · Dining · Groceries First Abu Dhabi Bank AED 300AED 5,00047.88% APR
  • 5% on supermarket spending
  • 5% on dining spending
  • 5% on fashion spending
  • 3% on non-AED international spending
  • 1% on all other spending
  • 0.15% on select categories
Cashback iconDining iconGroceries iconMastercard Details
FAB SHARE Infinite Credit Card product image FAB SHARE Infinite Credit CardCashback · Lounge · Groceries First Abu Dhabi Bank AED 1,000AED 25,00047.88% APR
  • 8% cashback in SHARE points on mall spends
  • 8% cashback in SHARE points at Carrefour
  • 8% cashback in SHARE points on mall experiences
  • 2% cashback in SHARE points on international spending
  • 1.5% cashback in SHARE points on other UAE spending
  • The FAB SHARE Infinite Credit Card offers rewards points, cashback, lounge access, and exclusive offers.
Cashback iconLounge iconGroceries iconVisa Details
FAB SHARE Platinum Credit Card product image FAB SHARE Platinum Credit CardCashback · Groceries · Cinema First Abu Dhabi Bank AED 0AED 5,00047.88% APR
  • 4% cashback in SHARE points on mall spends
  • 4% cashback in SHARE points at Carrefour
  • 4% cashback in SHARE points on mall experiences
  • 1% cashback in SHARE points on international spending
  • 0.75% cashback in SHARE points on other UAE spending
  • FAB SHARE Platinum Credit Card from First Abu Dhabi Bank provides rewards points, cashback on specific categories, and exclusive entertainment offers.
Cashback iconGroceries iconCinema iconVisa Details
FAB SHARE Signature Credit Card product image FAB SHARE Signature Credit CardCashback · Groceries · Cinema First Abu Dhabi Bank AED 500AED 10,00047.88% APR
  • 6% cashback in SHARE points on mall spends
  • 6% cashback in SHARE points at Carrefour
  • 6% cashback in SHARE points on mall experiences
  • 1.5% cashback in SHARE points on international spending
  • 1% cashback in SHARE points on other UAE spending
  • The FAB SHARE Signature Credit Card offers rewards including 6% cashback on select spending, SHARE points earning and redemption, and exclusive cinema and lifestyle offers.
Cashback iconGroceries iconCinema iconVisa Details
FAB Cashback Islamic Credit Card product image FAB Cashback Islamic Credit CardCashback · Dining · Groceries First Abu Dhabi Bank AED 300AED 5,000Not listed
  • Up to Up to 5%
Cashback iconDining iconGroceries iconFuel iconIslamic icon Details
Cashback Plus Card product image Cashback Plus CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 12,00044.28% APR
  • Up to 10% cashback on groceries
  • Up to 10% cashback on education
  • Up to 10% cashback on dining
  • Up to 10% cashback on telecom
  • Up to 10% cashback on groceries, education, dining and telecom.
  • Cashback
Cashback iconLounge iconDining iconGroceries iconCinema iconLow fee iconVisa Details
Switch Cashback Credit Card product image Switch Cashback Credit CardCashback · Lounge · Dining Emirates Islamic AED 313.95AED 10,00044.28% APR
  • 4% cashback on supermarkets
  • 4% cashback on dining
  • 4% cashback on education
  • 8% cashback on fuel
  • Cashback points - AED 500 - Welcome Bonus of AED 500 Cashback points on spends of AED 15,000 within 60 days
  • No Annual Membership Fee (AMF) for the first year plus AED 500 cashback points upon achieving a retail spend of AED 15,000 within 60 days of card approval. From the second year onwards, the AMF will be waived upon an annual spend of AED 30,000 ; otherwise, an AMF of AED 299 will apply.
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconLow fee iconVisa Details
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,00044.28% APR
  • Up to 6% cashback on everyday spends
  • Up to AED 1,000 monthly cashback
  • 3% cashback on utilities, fuel & telco
  • 6% cashback on dining
  • 1% cashback on all other spends
  • Automatic credit of cashback on monthly statement
Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconIslamic iconVisa Details
Islamic 365 Cashback Card product image Islamic 365 Cashback CardCashback · Dining · Groceries Abu Dhabi Commercial Bank AED 0AED 5,00044.28% APR
  • 6% cashback on dining including online food orders
  • 5% cashback on groceries
  • 3% cashback on utilities, telecom, fuel and Salik
  • 1% cashback on all other domestic and international retail purchases
  • Earn cashback on daily spends and save more every month
  • Up to Up to 6%
Cashback iconDining iconGroceries iconFuel iconIslamic iconVisa Details
Traveller Credit Card product image Traveller Credit CardCashback · Lounge · Groceries Abu Dhabi Commercial Bank AED 1,575AED 20,00044.28% APR
  • Cashback on travel, hotel stays, movies, and domestic spends - Up to AED 1,500 cashback monthly - Travel the world and earn up to AED 1,500 cashback every month
  • 10% cashback on airline tickets
  • 10% cashback on hotel stays
  • 10% cashback on airline tickets in AED and non-AED spends
  • 10% cashback on hotel stays in AED and non-AED spends
  • 50% cashback on movies tickets on AED spends
Cashback iconLounge iconGroceries iconTravel iconCinema iconIslamic iconLow fee iconMastercard Details
ADIB Visa Cashback Card product image ADIB Visa Cashback CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 99AED 5,00045.63% APR
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Cashback iconMiles iconLounge iconDining iconGroceries iconFuel iconTravel iconIslamic iconVisa Details
SHARE Visa Infinite Card product image SHARE Visa Infinite CardLounge · Groceries · Travel Abu Dhabi Islamic Bank AED 999AED 5,00045.63% APR
  • 12% back in SHARE points for first 3 months
  • 6% back in SHARE Points at Carrefour in-store and online
  • 6% back in SHARE Points across Mall of the Emirates, City Centre malls, Ski Dubai, Magic Planet and Majid Al Futtaim brands and experiences
  • 2% back in SHARE Points on local spends
  • 2% back in SHARE Points on international spends, 0.5% in EEA region
  • 0.5% in SHARE Points on specific merchants
Lounge iconGroceries iconTravel iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.