Source-backed guide

Best Banks for Credit Cards in the UAE

Compare UAE banks with credit card products, including cashback, travel, Islamic, and low-fee card options.

Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

Clear answer

Best Banks for Credit Cards in the UAE

There is no single best bank for every UAE credit card user. The best bank depends on your salary, spending pattern, preferred rewards, fee tolerance, and whether you want Islamic or conventional products.

Why it works this way

Banks specialize differently. One bank may have stronger cashback cards, while another may focus on travel, Islamic covered cards, business cards, or premium relationship products.

In simple terms

Pick the card first, then judge the bank. A good bank with the wrong card is still the wrong fit.

01 Your salary
02 Your spending
03 Bank card fit

What to do next

  • Compare several banks instead of only one brand name.
  • Check source links for fees and eligibility before treating a card as best.
  • If you already bank with a provider, ask whether existing relationship improves approval or offers.

Compare UAE banks with credit card products, including cashback, travel, Islamic, and low-fee card options.

Compare options

Best Banks for Credit Cards in the UAE to compare

Select Product Bank Annual feeSalaryInterest rateRewardsLoungeNetwork Details
Platinum Credit Card product image Platinum Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 8,0003.99%Not listedYesMastercard Details
Benefits Cashback iconLounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon
Titanium Credit Card product image Titanium Credit CardDining · Travel · Islamic Aafaq Islamic Finance AED 210AED 5,0003.99%Not listedYesNot listed Details
Benefits Dining iconTravel iconIslamic icon
World Elite Credit Card product image World Elite Credit CardCashback · Lounge · Dining Aafaq Islamic Finance AED 0AED 20,0003.99%1%YesNot listed Details
Benefits Cashback iconLounge iconDining iconTravel iconIslamic iconLow fee icon
365 Cashback Credit Card product image 365 Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,0003.69%6%Not listedVisa Details
Benefits Cashback iconLounge iconDining iconGroceries iconFuel iconTravel iconCinema iconIslamic iconVisa icon
Betaqti Credit Card product image Betaqti Credit CardMiles · Lounge · Travel Abu Dhabi Commercial Bank AED 2,100AED 10,0003.69%rewardsYesMastercard Details
Benefits Miles iconLounge iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon
Essential Cashback Credit Card product image Essential Cashback Credit CardCashback · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 5,0003.69%1%YesVisa Details
Benefits Cashback iconLounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconVisa icon
Lulu Platinum Credit Card product image Lulu Platinum Credit CardLounge · Dining · Travel Abu Dhabi Commercial Bank FreeAED 8,0003.69%rewardsYesMastercard Details
Benefits Lounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon
Lulu Titanium Credit Card product image Lulu Titanium Credit CardLounge · Dining · Travel Abu Dhabi Commercial Bank FreeAED 5,0003.69%rewardsYesMastercard Details
Benefits Lounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon
Shukran ADCB Credit Card product image Shukran ADCB Credit CardCashback · Lounge · Travel Abu Dhabi Commercial Bank FreeAED 8,0003.69%10%Not listedVisa Details
Benefits Cashback iconLounge iconTravel iconCinema iconIslamic iconLow fee iconVisa icon
Talabat ADCB Credit Card product image Talabat ADCB Credit CardCashback · Lounge · Travel Abu Dhabi Commercial Bank FreeAED 5,0003.69%rewardsYesMastercard Details
Benefits Cashback iconLounge iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon
TouchPoints Infinite Credit Card product image TouchPoints Infinite Credit CardMiles · Lounge · Dining Abu Dhabi Commercial Bank AED 1,050AED 40,0003.69%rewardsUnlimited worldwideVisa Details
Benefits Miles iconLounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconVisa icon
TouchPoints Platinum Credit Card product image TouchPoints Platinum Credit CardMiles · Lounge · Dining Abu Dhabi Commercial Bank FreeAED 8,0003.69%rewardsYesMastercard Details
Benefits Miles iconLounge iconDining iconTravel iconCinema iconIslamic iconLow fee iconMastercard icon

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Comparison table

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