UAE banking guide

American Express Credit Card Eligibility UAE

Compare published American Express UAE card salary requirements, annual fees, rewards and official terms before deciding which card may fit your needs.

American Express Platinum Credit Card card image American Express Platinum Card® card image American Express® Dubai Duty Free Card card image American Express® Gold Credit Card card image American Express® Card card image American Express® Gold Card card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

American Express UAE cards have different published salary requirements and fees. Meeting a salary figure is only a first check and does not guarantee approval.

What this means for you

American Express offers both credit cards and charge cards. Their repayment structure, annual fee, rewards and applicant requirements are not the same.

A simple way to decide

  1. 1 Choose card type
  2. 2 Check salary and fee
  3. 3 Read the official terms

Before you apply

  • Use the salary shown on the exact American Express card page; do not copy a requirement from another Amex card.
  • Check whether the product is a credit card with a borrowing rate or a charge card intended for full payment.
  • Review Membership Rewards, travel benefits and annual fees together before applying.

Words you may see

Annual fee
The standard yearly charge for keeping the card.
APR
The yearly borrowing rate if you carry an unpaid card balance.
KFS
The Key Facts Statement: a bank document listing important fees, rates, and risks.

Cards worth checking for this need

These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Top American Express Credit Card Eligibility UAE to compare

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
American Express Platinum Credit Card product image American Express Platinum Credit CardCashback · Lounge · Dining American Express AED 700AED 21,25043.2% APR
  • 10% cashback - Enjoy 10% cashback every month, up to AED 600 annually, on all your dining spends whether you dine in or out, locally, or abroad.
  • American Express Platinum Credit Card with official Amex UAE page-backed rewards, dining cashback, grocery credits, lounge access, and manually verified fee schedule.
Cashback iconLounge iconDining iconGroceries iconTravel iconAmerican Express Details
American Express Platinum Card® product image American Express Platinum Card®Lounge · Travel American Express AED 3,100AED 30,60542.58% APRLounge iconTravel iconAmerican Express Details
American Express® Dubai Duty Free Card product image American Express® Dubai Duty Free CardTravel · Low fee American Express AED 175AED 15,00043.2% APRTravel iconLow fee iconAmerican Express Details
American Express® Gold Credit Card product image American Express® Gold Credit CardLounge · Travel American Express AED 395AED 15,00043.2% APRLounge iconTravel iconAmerican Express Details
American Express® Card product image American Express® CardTravel American Express US$ 95 (US$ 99.75 inclusive of VAT)AED 18,40042.58% APRTravel iconAmerican Express Details
American Express® Gold Card product image American Express® Gold CardTravel American Express US$ 175 (US$ 183.75 inclusive of VAT)AED 23,00042.58% APRTravel iconAmerican Express Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

Side by side

Comparison table

Select up to four products above.

Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.