UAE banking guide

ADIB Credit Cards UAE

Compare Abu Dhabi Islamic Bank card products, including covered cards, Smiles cards, travel cards, and cashback options.

ADIB Booking Signature Card card image ADIB Visa Cashback Card card image SHARE Visa Infinite Card card image SHARE Visa Platinum Card card image ADIB Smiles Visa Classic Card card image ADIB Smiles Visa Signature Card card image Emirates Skywards Visa Signature Card card image Etihad Guest Visa Gold Card card image Etihad Guest Visa Infinite Covered Card card image Emirates Skywards Visa Infinite Card card image Etihad Guest Visa Platinum Card card image Business Visa Platinum Covered Card card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

ADIB has multiple UAE card products across cashback, Smiles, travel, student/youth, and Islamic covered-card positioning. The useful comparison starts with the exact card family.

What this means for you

Searches for ADIB credit card often mix many products together. Separating Smiles, cashback, Skywards, Etihad Guest, and covered cards makes the comparison clearer.

A simple way to decide

  1. 1 ADIB card family
  2. 2 Fees
  3. 3 Benefits

Before you apply

  • Use card name, annual fee, minimum salary, and rewards type as the first filters.
  • If you want Smiles points, compare Smiles cards separately from cashback or airline cards.
  • If a bank page or key facts document does not clearly show a value, UAEBanks.org leaves that field blank instead of guessing.

Words you may see

Covered card
A card arranged under an Islamic banking structure.
Profit rate
The bank's published charge under the card's Sharia-compliant financing structure.
KFS
The Key Facts Statement: a bank document listing important fees, rates, and risks.

Cards worth checking for this need

These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Top ADIB Credit Cards UAE to compare

Select Product Bank Annual feeSalaryAPRCashback*RewardsNetwork Details
ADIB Booking Signature Card product image ADIB Booking Signature CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 299AED 5,00045.63% APR
  • com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
Cashback iconMiles iconLounge iconTravel iconIslamic iconLow fee iconVisa Details
ADIB Visa Cashback Card product image ADIB Visa Cashback CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 99AED 5,00045.63% APR
  • 4% cashback on supermarket and grocery spends, maximum AED 300 per month
  • 4% cashback on fuel and automobile spends, maximum AED 300 per month
  • 4% cashback on school and education payments, maximum AED 300 per month
  • 4% cashback on dining and restaurant spends, maximum AED 200 per month
  • 4% cashback on utility payments, maximum AED 100 per month
  • Cashback covered card focused on daily spend categories with fixed 4% cashback caps and roadside assistance.
Cashback iconMiles iconLounge iconDining iconGroceries iconFuel iconTravel iconIslamic iconVisa Details
SHARE Visa Infinite Card product image SHARE Visa Infinite CardLounge · Groceries · Travel Abu Dhabi Islamic Bank AED 999AED 5,00045.63% APR
  • 12% back in SHARE points for first 3 months
  • 6% back in SHARE Points at Carrefour in-store and online
  • 6% back in SHARE Points across Mall of the Emirates, City Centre malls, Ski Dubai, Magic Planet and Majid Al Futtaim brands and experiences
  • 2% back in SHARE Points on local spends
  • 2% back in SHARE Points on international spends, 0.5% in EEA region
  • 0.5% in SHARE Points on specific merchants
Lounge iconGroceries iconTravel iconVisa Details
SHARE Visa Platinum Card product image SHARE Visa Platinum CardGroceries · Low fee Abu Dhabi Islamic Bank AED 199AED 5,00045.63% APR
  • 6% back in SHARE points for first 3 months
  • 3% back in SHARE Points at Carrefour in-store and online
  • 3% back in SHARE Points across Mall of the Emirates, City Centre malls, Ski Dubai, Magic Planet and Majid Al Futtaim destinations
  • 1.25% in SHARE Points on local spends
  • 1.25% back in SHARE Points on international spends, 0.25% in EEA region
  • 0.25% in SHARE Points on specific merchants
Groceries iconLow fee iconVisa Details
ADIB Smiles Visa Classic Card product image ADIB Smiles Visa Classic CardMiles · Lounge · Travel Abu Dhabi Islamic Bank Free for lifeAED 5,00045.63% APR
  • The ADIB Smiles Classic Card is a Sharia-compliant Visa credit card providing 4% cashback, miles rewards, airport lounge access, and a welcome offer of AED 1,000.
Miles iconLounge iconTravel iconIslamic iconLow fee iconVisa Details
ADIB Smiles Visa Signature Card product image ADIB Smiles Visa Signature CardMiles · Lounge · Travel Abu Dhabi Islamic Bank AED 1,199AED 20,00045.63% APR
  • The Smiles Visa Signature Card provides 4% cashback, miles rewards, airport lounge access, and a welcome offer of AED 1,000.
Miles iconLounge iconTravel iconLow fee iconVisa Details
Emirates Skywards Visa Signature Card product image Emirates Skywards Visa Signature CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 1,500AED 5,00045.63% APR
  • Up to 4%
Cashback iconMiles iconLounge iconTravel iconVisa Details
Etihad Guest Visa Gold Card product image Etihad Guest Visa Gold CardMiles · Lounge · Travel Abu Dhabi Islamic Bank AED 1,000AED 5,00045.63% APR
  • It features a cashback rate of 4%, and is designed for eligible customers seeking premium travel benefits with Islamic banking principles.
Miles iconLounge iconTravel iconIslamic iconLow fee iconVisa Details
Etihad Guest Visa Infinite Covered Card product image Etihad Guest Visa Infinite Covered CardMiles · Lounge · Travel Abu Dhabi Islamic Bank AED 3,000AED 5,00045.63% APR
  • It features a cashback rate of 4%, and is designed for premium travel benefits with no explicit mention of Islamic finance restrictions beyond compliance.
Miles iconLounge iconTravel iconIslamic iconLow fee iconVisa Details
Emirates Skywards Visa Infinite Card product image Emirates Skywards Visa Infinite CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 4,500AED 5,00045.63% APR
  • The Emirates Skywards Visa Infinite Card from ADIB provides exclusive benefits including 4% cashback, airport lounge access, Emirates Skywards miles, and a welcome offer of AED 1,000.
  • Up to 4%
Cashback iconMiles iconLounge iconTravel iconVisa Details
Etihad Guest Visa Platinum Card product image Etihad Guest Visa Platinum CardMiles · Lounge · Islamic Abu Dhabi Islamic Bank AED 2,000AED 5,00045.63% APR
  • It features cashback rate of 4%, and is designed for premium travel benefits with no explicit mention of Islamic finance features beyond compliance.
Miles iconLounge iconIslamic iconLow fee iconVisa Details
Business Visa Platinum Covered Card product image Business Visa Platinum Covered CardCashback · Miles · Lounge Abu Dhabi Islamic Bank AED 045.63% APR
  • Business covered card with a high limit, cash withdrawal flexibility, and cashback on spend.
  • It features cashback rates of 4%, and is linked to various benefits suitable for business clients seeking premium travel and reward features.
Cashback iconMiles iconLounge iconTravel iconIslamic iconLow fee iconVisa Details

APR means Annualized Percentage Rate: the yearly cost rate used for unpaid card balances. If a bank lists only a monthly retail/cash finance rate, we show monthly rate × 12 as APR. Cashback and rewards usually have caps, eligible categories, and terms.

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Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.