ADIB covered cards are Islamic card products. Compare them by salary, fees, rewards, Smiles or travel benefits, and the official ADIB source page for each card.
What this means for you
Covered cards can use Islamic finance structures, but users still need to check practical costs such as annual fee, profit/fee terms, cash withdrawal rules, and reward limits.
A simple way to decide
- 1 Islamic structure
- 2 Fees
- 3 Rewards
Before you apply
- Use this page to compare ADIB covered and related card records found in our data.
- Look for the exact card name before comparing rewards, because ADIB has multiple card families.
- Open the official source before applying because card names, offers, and fees can change.
Words you may see
- Covered card
- A card arranged under an Islamic banking structure.
- Profit rate
- The bank's published charge under the card's Sharia-compliant financing structure.
- KFS
- The Key Facts Statement: a bank document listing important fees, rates, and risks.
Cards worth checking for this need
These are useful starting points from the cards in the comparison table. They are not paid placements or promises of approval.
Abu Dhabi Islamic BankADIB Booking Signature CardThe bank publishes cashback categories or rates
- Salary
- AED 5,000
- Annual fee
- AED 299
- Cashback
- com Visa Signature Card from ADIB provides 4% cashback, airport lounge access, and miles rewards.
- Published reward
- Cashback
Abu Dhabi Islamic BankADIB Smiles Visa Classic CardThe published annual fee is zero or has a stated waiver
- Salary
- AED 5,000
- Annual fee
- Free for life
- Cashback
- The ADIB Smiles Classic Card is a Sharia-compliant Visa credit card providing 4% cashback, miles rewards, airport lounge access, and a welcome offer of AED 1,000.
- Published reward
- Miles
Abu Dhabi Islamic BankADIB Visa Cashback CardThe bank publishes several rewards or benefits
- Salary
- AED 5,000
- Annual fee
- AED 99
- Cashback
- 4% cashback on supermarket and grocery spends, maximum AED 300 per month
- Published reward
- 4% cashback on fuel and automobile spends, maximum AED 300 per month
Official sources used
These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.
- ADIB Covered Cards KFSAbu Dhabi Islamic Bank · Key-facts-statement
- ADIB Covered Cards Schedule of ChargesAbu Dhabi Islamic Bank · Schedule-of-charges
