UAE banking guide

ADIB Business Banking in the UAE

Explore ADIB business banking products, accounts, cards and finance options, with available requirements, fees, documents and official source links.

Business Visa Platinum Covered Card card image Corporate Travel & Hospitality (T&H) Covered Card card image ADIB Business Gold Covered Card card image Corporate Purchase Covered Card card image Corporate Virtual Covered Card card image ADIB Amwali Account card image ADIB Business Connect card image ADIB Business Elite Account card image ADIB Business One Account card image ADIB Business Premium Account card image ADIB Business Savings Account card image ADIB Business Short Term Investment Account card image
Written by Nahid Perween

Dubai · Banking and Credit Cards Expert

ADIB business banking includes products for company accounts, payments, cards and finance. The right choice depends on the company type, documents and daily banking needs.

What this means for you

Business approval can depend on the trade licence, owners, authorised signatories, business activity, turnover and compliance checks.

A simple way to decide

  1. 1 List business needs
  2. 2 Prepare company papers
  3. 3 Compare cost and access

Before you apply

  • Check minimum balance and transaction charges for accounts.
  • Check limits, fees and user controls for business cards and payments.
  • Use the official ADIB product page for the latest application requirements.

Words you may see

Minimum balance
The amount the business may need to keep in its account to avoid a fee.
Authorised signatory
A person the company allows to approve account activity.
Compliance check
The bank's review of the company, owners, activity and source of money.

What the published product data shows

The examples below use published fields from relevant products in our catalogue. Compare products within the same category because account, card and finance costs work differently.

These examples are for comparison, not rankings or approval promises. Rates, fees and eligibility can change; use the linked official document for the latest terms.

Official sources used

These bank pages, Key Facts Statements, fee schedules and terms support the product details in this guide. Open the latest version before applying.

Compare options

Top ADIB Business Banking in the UAE to compare

Select Product Bank EligibilityFeeRateLimitDocuments Details
Business Visa Platinum Covered Card product image Business Visa Platinum Covered CardCashback · Miles · Lounge Abu Dhabi Islamic Bank 4AED 00.99%Original and copy of valid passport,Original and copy of valid Emirates ID,Bank account statement (last 3 months),Salary certificate from current employer (not more than 30 days old) Details
Corporate Travel & Hospitality (T&H) Covered Card product image Corporate Travel & Hospitality (T&H) Covered CardLounge · Travel · Islamic Abu Dhabi Islamic Bank Free45.63% p.a.Original and copy of valid passport,Original and copy of valid Emirates ID,Bank account statement (last 3 months),Salary certificate from current employer (not more than 30 days old) Details
ADIB Business Gold Covered Card product image ADIB Business Gold Covered CardIslamic Abu Dhabi Islamic Bank AED 045.63% p.a.Original and copy of valid passport,Original and copy of valid Emirates ID,Bank account statement (last 3 months),Salary certificate from current employer (not more than 30 days old) Details
Corporate Purchase Covered Card product image Corporate Purchase Covered CardIslamic Abu Dhabi Islamic Bank Free45.63% p.a.Original and copy of valid passport,Original and copy of valid Emirates ID,Bank account statement (last 3 months),Salary certificate from current employer (not more than 30 days old) Details
Corporate Virtual Covered Card product image Corporate Virtual Covered CardIslamic Abu Dhabi Islamic Bank Free45.63% p.a.Original and copy of valid passport,Original and copy of valid Emirates ID,Bank account statement (last 3 months),Salary certificate from current employer (not more than 30 days old) Details
ADIB Amwali Account product image ADIB Amwali AccountLow fee Abu Dhabi Islamic Bank Children and parents Details
ADIB Business Connect product image ADIB Business ConnectEveryday banking Abu Dhabi Islamic Bank Available only to business categories accepted under ADIB's internal criteria,For digital onboarding, the business must be UAE-registered and single-layeredTrade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details
ADIB Business Elite Account product image ADIB Business Elite AccountEveryday banking Abu Dhabi Islamic Bank Trade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details
ADIB Business One Account product image ADIB Business One AccountEveryday banking Abu Dhabi Islamic Bank Trade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details
ADIB Business Premium Account product image ADIB Business Premium AccountEveryday banking Abu Dhabi Islamic Bank Trade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details
ADIB Business Savings Account product image ADIB Business Savings AccountEveryday banking Abu Dhabi Islamic Bank Trade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details
ADIB Business Short Term Investment Account product image ADIB Business Short Term Investment AccountEveryday banking Abu Dhabi Islamic Bank Trade licence, share certificate or incorporation certificate,Signatory passport and original Emirates ID,Partners' passports and Emirates IDs,Memorandum of Association,Power of Attorney, if applicable,Entity address proof,Personal address proof Details

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Check before you apply

UAEBanks.org is an independent research and comparison site, not a bank, broker, financial adviser, UAE government entity, or official bank representative. Fees, eligibility, rewards, offers, and approvals can change. Always verify the latest terms, Key Facts Statement, fees, and conditions with the official bank before applying.